Welcome to the mondial compensation plan presentation! This presentation will take you behind the power that is the mondial compensation plan.
Why do mondial’s ISRs believe that we offer the best compensation plan in the industry? Our plan is easy to understand and pays a generous 50 to 60% of the value of each retail sale out in commissions. We believe in putting money back into the hands of our distributors and have made a commitment to do so through AutoShip – a feature that allows for the creation of monthly standing orders and the regular infusion of commissionable volume into your downline.
If you’re watching this presentation, you can be the envy of your friends and associates. That’s because you are where so many others want to be – ready to step in on the ground floor of an opportunity poised for a fast ride to the top. You have the chance to join mondial as a Founder. Founders receive a number of benefits, including a 5% enhancement on their commissions for 1full year, free entry to all corporate events for a year and automatic participation in the Founder vacation trip. If you had the chance to buy Microsoft stock before they were a household name, would you have done it? If you could have invested in Sony before the name became synonymous with electronics, should you have? Of course! mondial represents your chance to take advantage of a phenomenal opportunity in its early stages.
There are a few terms important compensation plan related terms to familiarize yourself with. Those that enroll with the company to participate in the income earning opportunity are called ISRs. Each product that an ISR sells carries CV, or commissionable value. CV is equal to 50 – 60% of each sales retail value. ISRs qualify to receive overrides on CV in their organizations at different rates. Advancing to higher earning levels is often times based off PV, personal volume, and GV, group volume.
Each product, with the exception of sales kits, that is available for sale through mondial is commissionable through the Binary or Unilevel pay plans. Our PACKS contain phenomenal product offerings and are the driving force behind Binary commissions.
Each ISR is required to purchase a non-commissionable $29.95 sales kit on enrollment. The optional purchase of a productPACK is recommended.
1, 2 or 3 are ok, but 8 is great. The mondial compensation plan provides you with an incredible eight different ways to be paid!
Commission are paid on weekly, monthly, quarterly and annual bases. Our lucrative compensation plan guarantees that 100% of the commissionable volume – 50 to 60% of every retail sale – is paid back to the field. We want you earning commissions because when you are successful, we are all successful.
Joining as an ISR is easy, simply purchase the initial $29.95 sales kit and optionally add on any of the powerful PACKS.
The foundation of the mondial compensation plan is the retail sales opportunity, powerPROFITS. As an ISR, you will be able to purchase products at wholesale cost, resell them at retail and retain the difference between the two prices as a commission.
You can choose to purchase products at wholesale yourself and then approach customers for personalized resale, or you can direct potential customers to your replicating website. Those that you direct to purchase through your replicating website will automatically be charged mondial’s suggested retail price. The final retail price is up to you when you take product direct to your customers.
powerPROFITS are just the beginning. Beyond them, we offer 7 other ways for you to be paid starting with the powerSTART bonuses. During each week in which you have 3 new powerPACK sales to customers or distributors, we will pay you a $50 powerSTART bonus. There is no limit on the number of powerSTART bonuses you can earn in a week. 3 sales will yield a $50 bonus, 6 sales a $100 bonus, 9 sales a $150 bonus and so on.
Also paid weekly are powerTEAM commissions. powerTEAM commissions are paid exclusively on the sale of PACKS
Qualifying to earn powerTEAM commissions is simple, you only need to sponsor a minimum of 2 other ISRs and personally sell 3 PACKS. In fact, your own productPACK purchase even counts as 1 of your 3 sales! This is a one time requirement. Once met, your personally sponsored ISRs only need to stay active with the company in order for you to remain qualified.
powerTEAM commissions are based on a 50/50 Binary pay structure. Each ISR has a left and right team within the powerTEAM structure. All of your personally enrolled ISRs will be placed within 1 of your 2 teams and your Upline will even help you build your teams through spillover. As your organization grows, so does your powerTEAM commission earning potential.
You are eligible to earn commissions on every PACK sold in your 2 sales teams – regardless of the depth at which the sale occurs within a team. Whether the sale occurs on your 2 nd level of Downline or your 222 nd , you can earn on it. We even take any PACK sales to your personally sponsored retail customers and place them in your weakest team at the time of commissioning, maximizing your earning potential.
powerTEAM commissions pay on a 50/50 model. When you reach a prescribed number of sales points with an even 50/50 split of the points between both teams, you earn a commission.
Upon accumulating 8 points with 4 in each side, you will be paid $10. This is referred to as completing the first step of a cycle. 16 total points with 8 in each side will release another $10 to you. The original 8 on which you were paid count towards your 16 total. 24 total points with 12 in each side will release another $10 to you for a total of $30. Your previous 16 points count towards your 24.
powerSTART and powerTEAM commissions are paid weekly, however we also offer monthly, quarterly and annual commissions. Weekly commissions are based on a 2 team structure, however the other pay schedules allow you to build multiple Downline teams. Each ISR that you personally sponsor will represent the head of a team for you. This is often times referred to as a Unilevel pay structure.
Earning all 3 $10 commissions is referred to as completing a cycle. Once you have completed a cycle, the sales on which you were paid are removed from your left and right team counts. You are permitted to complete and be paid on an unlimited number of cycles per weekly pay period. We even allow you a 30 day grace period to accumulate points in while you work towards qualification. Remember – you are permitted to cycle multiple times per week on sales being made throughout your entire sales organization!
The heart of monthly commissions is the powerTITLE Unilevel plan. The powerTITLE name comes from the five ranks, or titles, that you can progress through for greater and greater earnings within the plan. powerTITLE commissions are paid on recurring sales of singlePACKS, specifically those singlePACK orders generated through our monthly standing order program, AutoShip.
Each and every month we will reward you according to the qualifications you met during the month. As a point of recognition, you always maintain your highest title earned, however you paid as the rank achieved during the current month.
powerTITLE qualifications are based on 2 things, your PV, personal volume, and GV, group volume. The more PV and GV you generate, the more you can expect to earn.
The first monthly powerTITLE is Associate. There are no qualifications that need to be met to achieve this rank. Even if you do not meet any higher qualifications, as an Associate you will be paid the difference between the wholesale and retail price of any products purchased by customers that you refer to mondial.
The first higher title within the powerTITLE plan is Builder. By meeting $50 PV and $150 GV for a month, you will receive a 6% override on the CV in your first level of Downline and a 4% override on the CV in your second level of Downline. Beyond those commissions, you will receive a 10% powerMATCH on the levels based earnings of your personally sponsored ISRs. That’s right, we’ll pay you a match on the efforts of others!
After Builder is Executive. The Executive rank is achieved by having $100 PV and $300 GV during a month. Executives receive the 6% first level commission, 4% second level commission and 3% of the CV present on their third level. The Executive powerMATCH is also 20% - a full 10% greater than the match that a Builder receives.
Qualifying for the next rank, Manager, requires that you have at least $150 PV and $900 GV for the month. In addition to the first, second and third level commissions, Managers also receive 3% on their fourth level. The Manager powerMATCH also rises to a full 30%.
Moving forward to Director requires a minimum of $200 PV and $2,700 GV during a month. In addition to the 4 levels of commissions, Directors receive 5% on their fifth level. As with the other ranks, the powerMATCH increases by another 10%. Directors are eligible for a 40% powerMATCH.
The top rank that can be earned is Ambassador. It is achieved by having a minimum of $250 PV and $8,100 GV during a month. Ambassadors earn the 5 levels of commission previously reviewed, plus 6% on their sixth level of Downline. The powerMATCH for Ambassadors is a lucrative 50%.
powerMATCH bonuses are truly powerful because they directly pay you on the efforts of others. As an Ambassador, you can receive an astounding 50% match on other people’s work. For instance, if you had a personally sponsored ISR earn $10,000 in levels commissions, you would be rewarded with a 50% match of $5,000. That’s powerful!
ISRs that are seeking a career with mondial as opposed to a part time income earning opportunity will be particularly interested in the powerGEN bonuses. These bonuses are paid monthly to top performers on the generations of Downline below them. The first generation includes all volume from oneself down to the next ISR of equal or higher rank. The second generation includes all volume from the end of the first generation to the next inline ISR of equal or greater rank and the third generation from the end of the second to the next inline ISR of equal or greater rank. That can stand to be a significant amount of sales volume off which to earn. Managers, Directors and Ambassadors are eligible for powerGEN bonuses.
Managers receive a 3% override on all CV present in their Downline from their own position down to the next inline Manager or higher ranked income center in each leg of Downline.
Directors receive a 3% powerGEN bonus on the CV present in their first generation and a 4% powerGEN bonus on the CV present in their second generation of Downline.
Ambassadors earn 3 generational overrides – 4% on the first generation, 4% on the second generation and 5% on the third generation. This can cover large expanses of Downline and open up significant portions of sales volume on which to be paid.
The weekly and monthly commissions offer a lot, however we give even more to the elite ISRs that drive sales. True professionals will also take advantage of the mondial quarterly powerPOOL.
Any ISR that achieves the rank of Ambassador for all 3 months of the same quarter will receive an equal share of 4% of the CV gathered company wide during the quarter. Although it does not include powerPACK sales, the powerPOOL bonus provides great potential for those that aren’t satisfied with receiving commissions only on their own efforts and their Downline’s, but want to earn on the sale occurring company wide.
For instance, if total CV for the quarter was $3,000,000, $120,000 would be the total powerPOOL dollars available. $120,000 is 4% of $3,000,000. If 15 ISRs achieved Ambassador for each month of the quarter, the total pool value would be split 15 ways. $120,000 divided by 15 is $8,000. Each qualifying Ambassador would receive an $8,000 bonus.
Weekly, monthly and quarterly… no need to stop there, we added an annual commission as well, the powerBREAK bonus!
Each year, on March 1 st , mondial calculates the total breakage for the company. Breakage is commissionable dollars that were eligible to be paid out, but which no one qualified to earn. The breakage calculated represents the total value of the powerBREAK bonus. By paying the powerBREAK, we ensure that 100% of available commissionable dollars are returned to the field each and every year. How many other companies offer that?
Each ISR with the company will receive 1 point for each personally sponsored ISR and customer that has at least 3 invoices created via AutoShip over the course of the year. The total number of points calculated is then divided into the total bonus value to derive a per point value. For instance, if total breakage for the year was $500,000 and 50,000 points were earned, the per point value would be $10. Each ISR would then receive $10 for each point held. For instance, if you held 300 points, you would receive a $3,000 bonus.
Our collective success is based on your individual success. We invite you to join the lucrative team that is mondial. Be part of a winner today and learn to earn the mondial way!
1. Compensation Plan
2. Simplicity <ul><li>Why ISR’s will enjoy the mondial plan: </li></ul><ul><li>A focus on retail sales and AutoShip </li></ul><ul><li>Round numbers that are easily understood </li></ul><ul><li>50-60% of all retail sales are paid out through the compensation plan in the form of commissions and bonuses </li></ul>
3. FOUNDER PROGRAM PRE-LAUNCH <ul><li>Founder - $1,000.00 Non-Commissionable Product Purchase </li></ul><ul><li>US$ Units Total Retail Value </li></ul><ul><li>$1,000 150ea $2.925 </li></ul><ul><ul><li>150 Product Packs ($2,925 retail - $1,000 cost = $1,925 your profit) </li></ul></ul><ul><ul><li>Replicated website </li></ul></ul><ul><ul><li>5% Commission enhancement for 1 full year </li></ul></ul><ul><ul><li>Ray Duncan Training Seminar Certificate - $50.00 Value </li></ul></ul><ul><ul><li>Founders Formal Night: Dining & Entertainment at the Shangri-La Makati Hotel </li></ul></ul><ul><ul><li>Distributor Kit - $29.95 value </li></ul></ul><ul><ul><li>Free Debit Card </li></ul></ul><ul><ul><li>PrePaid TrainerWare – Online Product & Compensation Training - $50 Value </li></ul></ul><ul><ul><li>Recognition, photograph & biography as a "Founding ISR" on the corporate website </li></ul></ul><ul><ul><li>Limited Edition Founding ISR Commemorative Diamond PIN </li></ul></ul><ul><ul><li>Free entry to all corporate events for one full year </li></ul></ul><ul><ul><li>Participation in the founder vacation trip </li></ul></ul>
4. Terminology <ul><li>ISR = Independent Sales Representative Is an individual that chooses to participate in the mondial business opportunity </li></ul><ul><li>CV = Commission Value The value of a product that will be commissionable. E.g. a product is sold for $100, however only $60 is available to pay commissions on; the CV will be $60 </li></ul><ul><li>PV = Personal Volume The sum of Commission Volume (CV) generated from an ISR's personal purchases and the purchases by their personal customers and personally sponsored distributors </li></ul><ul><li>GV = Group Volume Non-Personal Volume and Non-Business Volume generated within an ISR's six levels of organization </li></ul>The mondial PLAN
5. PACK PRICING <ul><li>Title Retail Wholesale Units CV Binary Points </li></ul><ul><li>powerPACK $499 $469.00 32 260 30 </li></ul><ul><li>superPACK $99 $93.00 6 55 6 </li></ul><ul><li>doublePACK $39 $36.60 2 23 2 </li></ul><ul><li>One Unit contains the following Products: </li></ul><ul><li>Liners, day pad, night pad = 3 items = 1 pack </li></ul><ul><li>2 packs Day Pads (10 pad ea) 1 pack Night Pads (10 ea) 2 pack Liners (20 ea) </li></ul><ul><li>CV = Commission Value </li></ul>
7. Recap of the “8 Powers” of the mondial PLAN <ul><li>power PROFITS </li></ul><ul><li>power START </li></ul><ul><li>power TEAM </li></ul><ul><li>power INCOME </li></ul><ul><li>power MATCH </li></ul><ul><li>power GEN </li></ul><ul><li>power POOL </li></ul><ul><li>power BREAK </li></ul>(Retail Sales) (Fast Start Bonus) (Weekly Income) (Monthly Income) (Helping Others) (Generational Bonus) (Quarterly Bonus) (Yearly Bonus)
8. The mondial PLAN Summary <ul><li>100% of the Commissionable sales volume is always paid out!!! </li></ul><ul><li>Binary, paid weekly </li></ul><ul><li>PLUS, Unilevel paid monthly (5 pay checks) </li></ul><ul><li>Up to 50% Matching Bonus </li></ul><ul><li>Quarterly Bonus Pools </li></ul><ul><li>Annual power BREAK Bonus Pool </li></ul>
9. <ul><li>Becoming an ISR is easy; purchase of the ISR kit is required, purchase of a product PACK is optional </li></ul><ul><li>No fee or wholesale purchase required </li></ul><ul><li>Purchase the ISR kit for $29.95 </li></ul><ul><li>Optionally p urchase a product PACK , which counts as one sales towards your binary qualifications </li></ul>The mondial PLAN Enrolling Important Note: Purchase of the retail products is not required to participate in the business opportunity.
10. power PROFITS <ul><li>Distributors Earn The Difference Between Wholesale & Retail </li></ul>Paid Weekly Retail = $19.50 Wholesale = $18.30 Retail Profit = $1.20
11. product PACKS Weekly Income - Power PROFITS Distributors receive the difference between the retail and wholesale price of all purchases made through their personal website Distributors can purchase from mondial at wholesale, sell at retail and keep the difference
12. power START Paid Weekly <ul><li>ISR’s who sell three power PACKs (the $499.00 PACK) in a week to new customers or to new distributors will receive a power START bonus of $50.00 </li></ul><ul><li>There is no limit! </li></ul><ul><li>Sell six power PACKs , receive two power START bonuses for a total of $100.00 </li></ul><ul><li>Sell thirty, receive ten bonuses for a total of $500.00 </li></ul>
13. power TEAM The Binary commission product <ul><li>The mondial power TEAM is a great way to recruit new distributors and earn new customers by selling specially priced product PACKS </li></ul><ul><li>Each product PACK includes either 2, 6 or 32 boxes of product, which can be passed out as samples to your prospects </li></ul><ul><li>Each product PACK generates commissions for the Binary compensation plan </li></ul><ul><li>Purchasing a product PACK is a step to qualifying you to earn commissions in the power TEAM Binary plan </li></ul>
14. power TEAM Compensation Paid Weekly Qualifying for the weekly power TEAM (Binary) commissions is a simple process: Have sponsored two ISR’s who have purchased the ISR Kit and Personally sell three product PACKs (Your own productPACK purchase will count as one of the 3!)
15. power TEAM Compensation Paid Weekly <ul><li>The power TEAM plan is a 50/50 Binary </li></ul><ul><li>Each position has a left and a right team </li></ul><ul><li>Additional enrollees are placed, or spilled, to the first available position below them L or R </li></ul><ul><li>Your organization will grow from sponsorships by those above you! </li></ul>
16. power TEAM Compensation Paid Weekly <ul><li>Each sale of a product PACK in your Binary downline accumulates sale credits, no matter how far below you they are in your Binary power TEAM organization </li></ul><ul><li>The binary product PACKS can also be sold to retail customers. At the time of commission calculation the software will determine your weak side and assign retail customers purchases /points to your weak side, thus maximizing your earnings </li></ul>
17. power TEAM Compensation Paid Weekly <ul><li>The power TEAM plan is a 50/50 Binary </li></ul><ul><li>There are three steps, or sales accumulation points – each step pays a commission as sales accumulate and after 3 steps the cycle is completed </li></ul><ul><li>Each completed cycle pays $30.00 and Distributors can earn unlimited powerTEAM cycles each week </li></ul>
18. power TEAM Compensation Paid Weekly <ul><li>A total of 8 cumulative binary points with a minimum of 4 binary points in each side will earn you a step 1 commission of $10.00 </li></ul><ul><li>A total of 16 cumulative binary points with a minimum of 8 binary points in each side will earn you a step 2 commission of $10.00 </li></ul><ul><li>A total of 24 cumulative binary points with a minimum of 12 binary points in each side will earn you a step 3 commission of $10.00 </li></ul>
19. The mondial PLAN Paid Monthly <ul><li>You now have an overview of the powerful punch the weekly Binary packs </li></ul><ul><li>Lets take a look at the long term income potential of the monthly paid power INCOME plan </li></ul>
20. power TEAM Compensation Paid Weekly <ul><li>After 24 sales, the counter will reset and you may repeat the process and earn even more power TEAM sales commission </li></ul><ul><li>A generous 30 day grace period ensures you have plenty of time from purchasing your ISR kit to qualifying for power TEAM commissions before non-personal volume is flushed from your accumulated totals. The grace period begins the day you enroll and purchase your ISR kit </li></ul>
21. The mondial PLAN power TITLES <ul><li>Our monthly plan is a Unilevel type plan that pays commissions on recurring sales volume of the $19.50 single PACK (multiple quantities can be purchased) – this is the primary autoship product as well </li></ul><ul><li>There are five ranks that can earn this commission; ensuring there is a comfortable level of achievement for all </li></ul>Builder Executive Manager Director Ambassador
22. The mondial PLAN power TITLES <ul><li>The five qualified ranks are achieved by Autoship sales volume for the month </li></ul><ul><li>Once earned, a title is permanent but, </li></ul><ul><li>You will be paid at the highest rank you have achieved during the month, not based off achievement in prior months </li></ul>
23. The mondial PLAN power TITLES <ul><li>Your qualification will be based on: </li></ul><ul><li>Minimum Personal Volume (PV) The commission value (CV) of purchases made by you and sales to your personal customers and personally sponsored ISR’s AND </li></ul><ul><li>Minimum Group Volume (GV) The commission value (CV) from purchases by members of your first six levels of downline, not counting any PV </li></ul>
24. The mondial PLAN power TITLES - Associate <ul><li>New ISRs are referred to as Associates and do not need to fulfil any qualification requirements </li></ul><ul><li>Associates will receive retail PROFITS from their personal sales. This is the difference between the retail sales price and the wholesale price </li></ul>
25. The mondial PLAN power TITLES - Builder Qualified Builders receive: 6% commission on their personally sponsored ISR’s and their customers (1st Level) C.V. 4% on their 2 nd level of downline C.V. 10% power MATCH on their personally sponsored ISR’s power INCOME commission <ul><li>To qualify for Builder, you must have: </li></ul><ul><li>Personal Volume of $50.00, AND </li></ul><ul><li>Group Volume of $150.00 </li></ul>
26. The mondial PLAN power TITLES - Executive Qualified Executives receive: 6% commission on their 1st Level C.V. 4% on their 2 nd level of downline C.V. 3% on their 3rd level of downline C.V. 20% power MATCH on their personally sponsored ISR’s power INCOME commission <ul><li>To qualify for Executive, you must have: </li></ul><ul><li>Personal Volume of $100.00, AND </li></ul><ul><li>Group Volume of $300.00 </li></ul>
27. The mondial PLAN power TITLES – Manager Qualified Managers receive: 6% commission on their (1st Level) C.V. 4% on their 2 nd level of downline C.V. 3% on their 3 rd level of downline C.V. 3% on their 4 th level of downline C.V. 30% power MATCH on their personally sponsored ISR’s power INCOME commission <ul><li>To qualify for Manager, you must have: </li></ul><ul><li>Personal Volume of $150.00, AND </li></ul><ul><li>Group Volume of $900.00 </li></ul>
28. The mondial PLAN PowerTITLES – Director Qualified Directors receive: 6% commission on their (1st Level) C.V. 4% on their 2 nd level of downline C.V. 3% on their 3 rd level of downline C.V. 3% on their 4 th level of downline C.V. 5% on their 5 th level of downline C.V. 40% power MATCH on their personally sponsored ISR’s power INCOME commission <ul><li>To qualify for Director, you must have: </li></ul><ul><li>Personal Volume of $200.00, AND </li></ul><ul><li>Group Volume of $2,700.00 </li></ul>
29. The mondial PLAN power TITLES – Ambassador Qualified Ambassadors receive: 6% commission on their (1st Level) C.V. 4% on their 2 nd level of downline C.V. 3% on their 3 rd level of downline C.V. 3% on their 4 th level of downline C.V. 5% on their 5 th level of downline C.V. 6% on their 6 th level of downline C.V. 50% power MATCH on their personally sponsored ISR’s power INCOME commission <ul><li>To qualify for Ambassador, you must have: </li></ul><ul><li>Personal Volume of $250.00, AND </li></ul><ul><li>Group Volume of $8,100.00 </li></ul>
30. The mondial PLAN power MATCH <ul><li>Members who qualify for the rank of Builder or higher during the current month will also receive a power MATCH bonus, paid on their personally sponsored ISR’s power INCOME commissions </li></ul>
31. Power GEN Paid Monthly In addition to the Weekly PowerPACK Binary, Monthly power INCOME and power MATCH Unilevel commissions, we also have a generational “ powerGEN ” Bonus for our career minded members A generation consists of members below you down to the next equal to or higher ranking member
32. Power GEN Paid Monthly Managers will receive a power GEN bonus equal to 3% of the C.V. of all members of their downline down to the next Manager, or higher ranking member: Their first generation
33. Power GEN Paid Monthly Directors will receive a power GEN bonus equal to 3% of the C.V. of all members of their downline down to the next Director, or higher ranking member, their 1 st generation, and… A power GEN bonus equal to 4% of their 2 nd generation
34. Power GEN Paid Monthly Ambassadors will receive a power GEN bonus equal to 4% of the C.V. of all members of their downline down to the next Ambassador, their 1 st generation, and… A power GEN bonus equal to 4% of their 2 nd generation A power GEN bonus equal to 5% of their 3 rd generation
35. Power POOL Paid Quarterly We are getting rewards into your hands quickly with our weekly power PACK commissions We are setting you up with a great long term career income with the power TITLE monthly commissions But what about the most elite of professional players?
36. Power POOL Paid Quarterly The power POOL is a generous pool bonus paid every three months to those members who have chosen to make a career with mondial All Ambassadors who have maintained their status throughout the entire preceding quarter will be eligible to receive an equal share of 4% of the entire C.V. for the period, not counting power PACK C.V.
37. Power POOL Paid Quarterly <ul><li>As an example, if the company sells $5,000,000.00 in a quarter then 60% will be allocated to CV = $3,000,000.00 </li></ul><ul><li>4% of the total CV, $120,000 will be allocated to the powerPOOL </li></ul><ul><li>You are among the elite 15 ISRs who have earned the title of Ambassador </li></ul><ul><li>You will receive a powerPOOL bonus of $8,000.00 </li></ul>
38. Power BREAK Paid Annually Weekly, monthly, quarterly! Can we do any more? Yes we can. Breakage is where commissions could have been made but were not earned; most companies keep breakage for themselves At mondial we want to make Breakage a huge profit maker for everyone. Including you!
39. Power BREAK Paid Annually Every year on March 1 st , we will calculate the total commission that could have been paid out, but was not Then we add up all the commissions that were paid and calculate the difference between the two to create the mondial power POOL
40. Power BREAK Paid Annually Every member will receive one point for each personal retail customer or each personally sponsored ISR who has had at least three AutoShip orders during the year The power BREAK bonus will be divided equally between all of the points assigned
41. mondial Committed to you At mondial, we believe our success is based on your success While we cannot make guarantees or projections of income we know that with our commitment to your success, we can all look forward to a bright and profitable future