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Urbanization is believed to be both – a cause and effect of economic growth, employment generation and overall development of any country. It is here to stay. The attached paper does not get into the merits or demerits of the phenomenon but, assuming it is here to stay, looks at the various aspects of how do IRW builds a disaster preparedness into it for an overall risk reduction in urban areas. It also captures approach of Islamic Relief Worldwide (IRW-B) in urban areas, where the communities have been empowered with a very good knowledge level on Disaster Risk Reduction (DRR), skill of response in case of emergency, and coordination with different relevant bodies to assess and minimize their risks.