Mortgage Services  Designed to Support  You and Your Clients
A Changing Marketplace   <ul><li>Buyers know that they have mortgage options. </li></ul><ul><li>Shopping for the best mort...
A Changing   Mortgage Broker Channel  <ul><li>This channel is growing rapidly in Canada. </li></ul><ul><li>Mortgage consum...
Aligning Yourself with  a Mortgage Professional   <ul><li>With more and more complexity in our collective markets … </li><...
Partner With One of Canada’s Largest   Mortgage Brokerage Firms   <ul><li>Established in 2000, Invis is one of Canada’s la...
Options   & Stronger Negotiating Power <ul><li>Access to over 50 lenders, including stand-alone mortgage lenders </li></ul...
Yes, we’re big…  But what does that mean to you & your clients?
Ongoing Professional Service  at No Cost <ul><li>There is no cost to you or your clients for my services.  The selected le...
More Options <ul><li>Access to over 50 primary lenders – with whom we have strong relationships. </li></ul><ul><li>Access ...
National Negotiating Power   <ul><li>Greater leverage in negotiating  extremely competitive  mortgage products, terms and ...
<ul><li>Independent  mortgage professionals. </li></ul><ul><li>Professional advice that is impartial and unbiased  </li></...
Save Time & Money <ul><li>We save clients valuable time and possibly thousands of dollars by taking one application and sh...
Services Tailored for Realtors  – What do we do differently? <ul><li>We Don’t Let Deals Fall Through the Cracks </li></ul>...
Whatever Financing Is Needed,  We Can Provide It   <ul><li>First, second and third mortgages. </li></ul><ul><li>Residentia...
Financing Challenging  and Complex Deals <ul><li>We can help you with clients who: </li></ul><ul><ul><li>are self employed...
Case Study <ul><li>The Situation: </li></ul><ul><li>Client earning $60,000 per year, has $30,000 for down payment.  </li><...
Case Study <ul><li>The Solution </li></ul><ul><li>Sometimes financial institutions decline files based on their lending po...
Helping You Sell Your Home: We Actively Participate in Your Success <ul><li>New realtor training if operating as a team </...
At Your Service We are committed to helping you grow your business.
Thank You… Questions
Upcoming SlideShare
Loading in …5
×

Realtor Presentation

533 views

Published on

0 Comments
1 Like
Statistics
Notes
  • Be the first to comment

No Downloads
Views
Total views
533
On SlideShare
0
From Embeds
0
Number of Embeds
1
Actions
Shares
0
Downloads
11
Comments
0
Likes
1
Embeds 0
No embeds

No notes for slide
  • Bullet No 3 – remove
  • Realtor Presentation

    1. 1. Mortgage Services Designed to Support You and Your Clients
    2. 2. A Changing Marketplace <ul><li>Buyers know that they have mortgage options. </li></ul><ul><li>Shopping for the best mortgage and terms has become a common practice. For a home buyer this can be a timely and an inconvenient process. </li></ul><ul><li>Today’s buyers are also diverse: </li></ul><ul><ul><li>First time buyers have different needs from property investors. </li></ul></ul><ul><ul><li>Niche markets such as new immigrant buyers require special attention. </li></ul></ul>
    3. 3. A Changing Mortgage Broker Channel <ul><li>This channel is growing rapidly in Canada. </li></ul><ul><li>Mortgage consumers have embraced a model that offers choice, convenience, value, mortgage product, and independent professional advice. </li></ul><ul><li>In 2007, mortgage brokers originated 33% of all home purchase transactions and growing. </li></ul><ul><li>We estimate mortgage brokers originated $65 billion of residential mortgages in Canada in 2007. </li></ul>
    4. 4. Aligning Yourself with a Mortgage Professional <ul><li>With more and more complexity in our collective markets … </li></ul><ul><li>… there is clearly value in aligning yourself with a mortgage professional who delivers expert service to your clients. </li></ul><ul><li>A professional who understands your needs and the needs of your clients. </li></ul>
    5. 5. Partner With One of Canada’s Largest Mortgage Brokerage Firms <ul><li>Established in 2000, Invis is one of Canada’s largest mortgage brokerage firms. </li></ul><ul><li>Over 800 Mortgage Consultants from coast-to-coast. </li></ul><ul><li>The most knowledgeable, ethical and expert mortgage professionals in the mortgage industry. </li></ul><ul><li>Over 6.9 billion in mortgages arranged in 2007. </li></ul>
    6. 6. Options & Stronger Negotiating Power <ul><li>Access to over 50 lenders, including stand-alone mortgage lenders </li></ul><ul><ul><li>Due to our size, Invis has greater leverage in negotiating the best mortgage products and rates, potentially saving your clients thousands of dollars. </li></ul></ul><ul><ul><li>Preferential treatment with lenders through dedicated underwriting. </li></ul></ul><ul><ul><li>Access to hundreds of mortgage products, some only available through mortgage professionals, and in some cases exclusive to Invis mortgage consultants. </li></ul></ul><ul><li>We have expert knowledge of innovative products, lenders, and guidelines. </li></ul><ul><ul><li>Better likelihood of getting an approval, and at a higher amount, with no surprises at the close of the mortgage transaction. </li></ul></ul>
    7. 7. Yes, we’re big… But what does that mean to you & your clients?
    8. 8. Ongoing Professional Service at No Cost <ul><li>There is no cost to you or your clients for my services. The selected lender pays Invis to source the mortgage.* (*O.A.C.) </li></ul><ul><li>Occasionally, difficult deals will require a fee, which is always disclosed upfront. </li></ul><ul><li>Ongoing client servicing is free of charge ie; requests for information pertaining to the mortgage, scenarios involving switches, pay-downs, etc. are available throughout the term of the mortgage. </li></ul>
    9. 9. More Options <ul><li>Access to over 50 primary lenders – with whom we have strong relationships. </li></ul><ul><li>Access to hundreds of mortgage products </li></ul><ul><ul><li>some only available through a mortgage consultant. </li></ul></ul><ul><li>We have expert knowledge of innovative products, lenders, and guidelines. </li></ul><ul><li>Preferential treatment with lenders through dedicated underwriting </li></ul><ul><li>Better likelihood of getting an approval. </li></ul>
    10. 10. National Negotiating Power <ul><li>Greater leverage in negotiating extremely competitive mortgage products, terms and rates. </li></ul><ul><li>Your clients benefit from highly competitive rates </li></ul><ul><ul><li>can save potentially thousands over the life of their mortgage. </li></ul></ul><ul><li>Greater likelihood of approval of a higher mortgage amount. </li></ul>
    11. 11. <ul><li>Independent mortgage professionals. </li></ul><ul><li>Professional advice that is impartial and unbiased </li></ul><ul><ul><li>we always keep the best interests of our clients in mind. </li></ul></ul><ul><li>Your clients will get the best mortgage for their needs – helping make them repeat clients for both of us. </li></ul>Unbiased, Expert Mortgage Advice
    12. 12. Save Time & Money <ul><li>We save clients valuable time and possibly thousands of dollars by taking one application and shopping the market and negotiating with lenders on their behalf – </li></ul><ul><li>…… it simply makes sense . </li></ul>
    13. 13. Services Tailored for Realtors – What do we do differently? <ul><li>We Don’t Let Deals Fall Through the Cracks </li></ul><ul><li>We get the financing arranged to increase your closing ratios by: </li></ul><ul><ul><li>Pre-approving clients </li></ul></ul><ul><ul><li>Minimizing financing clauses </li></ul></ul><ul><ul><li>Putting together innovative solutions based on experience </li></ul></ul><ul><ul><li>Most importantly, we communicate status of deal throughout process </li></ul></ul>
    14. 14. Whatever Financing Is Needed, We Can Provide It <ul><li>First, second and third mortgages. </li></ul><ul><li>Residential and commercial mortgages. </li></ul><ul><li>Financing for rental properties. </li></ul><ul><li>Vacation Homes </li></ul><ul><li>New Immigrants </li></ul>
    15. 15. Financing Challenging and Complex Deals <ul><li>We can help you with clients who: </li></ul><ul><ul><li>are self employed </li></ul></ul><ul><ul><li>are recent immigrants </li></ul></ul><ul><ul><li>have challenged credit </li></ul></ul><ul><li>We offer counsel on credit and mortgage qualifications. </li></ul>
    16. 16. Case Study <ul><li>The Situation: </li></ul><ul><li>Client earning $60,000 per year, has $30,000 for down payment. </li></ul><ul><li>Would like to buy home for $275,000. </li></ul><ul><li>Financial institution says they can only afford a $260,000 home, due to CMHC/GE guidelines. </li></ul><ul><li>However, client is looking at homes with unauthorized suite that would give extra $600 per month. Financial institution will not recognize this income. </li></ul><ul><li>Client cannot find what they want, so have decided not to buy. </li></ul>
    17. 17. Case Study <ul><li>The Solution </li></ul><ul><li>Sometimes financial institutions decline files based on their lending policies, not those of insurers. </li></ul><ul><li>Even though many lenders will not allow unauthorized suite income, GE will. </li></ul><ul><li>In this scenario, the suite income of $600 per month would increase the amount of financing to $300,000. </li></ul><ul><li>Client is able to get the house he/she wants . </li></ul>
    18. 18. Helping You Sell Your Home: We Actively Participate in Your Success <ul><li>New realtor training if operating as a team </li></ul><ul><li>Product and Rate Updates </li></ul><ul><li>Homebuyer seminars, ie. We will co-host a home buyers seminar </li></ul><ul><li>Show Home support, ie. We will come to your Open house </li></ul><ul><li>Realtor kits, ie. Brochures, property feature sheets, mortgage comparisons </li></ul><ul><li>Other market programs </li></ul><ul><ul><li>Vacation homes </li></ul></ul><ul><ul><li>Investment property </li></ul></ul>
    19. 19. At Your Service We are committed to helping you grow your business.
    20. 20. Thank You… Questions

    ×