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  • 1. Budget is based on a husband and wife who both have Bachelor's Degrees Husband's Income = $60,910.00 Wife's Income = $45,410.00 Total Income = $106,320.00 Monthly income $8,860.00 Name: Caitlyn Lofton Category of Budget Percent of Budget Total $ Housing & Maintenance 22.0% $1,949.20 Utilities 8.0% $708.80 Insurance & Taxes 4.0% $354.40 Total Housing 34.0% $3,012.40 Vehicles 11.0% $974.60 Gasoline and scheduled maintenance 5.0% $443.00 Other transportation needs 6.0% $531.60 Total Transportation 22.0% $1,949.20 Food/Groceries 8.0% $708.80 Dining out 7.0% $620.20 Total Food and Drink 15.0% $1,329.00 Apparel and Services 2.5% $221.50 Healthcare 3.5% $310.10 Personal Insurance 1.5% $132.90 Entertainment/Vacations 5.0% $443.00 Personal Care Products and Services 0.5% $44.30 Continued Education 1.0% $88.60 Charitable Contributions 1.5% $132.90 Pensions/Retirement 5.0% $443.00 Miscellaneous 1.0% $88.60 Savings 7.0% $620.20 Totals 99.50% $8,815.70