Your SlideShare is downloading. ×
Cybersource
Upcoming SlideShare
Loading in...5
×

Thanks for flagging this SlideShare!

Oops! An error has occurred.

×
Saving this for later? Get the SlideShare app to save on your phone or tablet. Read anywhere, anytime – even offline.
Text the download link to your phone
Standard text messaging rates apply

Cybersource

224

Published on

Published in: Economy & Finance, Business
0 Comments
0 Likes
Statistics
Notes
  • Be the first to comment

  • Be the first to like this

No Downloads
Views
Total Views
224
On Slideshare
0
From Embeds
0
Number of Embeds
0
Actions
Shares
0
Downloads
15
Comments
0
Likes
0
Embeds 0
No embeds

Report content
Flagged as inappropriate Flag as inappropriate
Flag as inappropriate

Select your reason for flagging this presentation as inappropriate.

Cancel
No notes for slide
  • Hannah

    Before we begin please just note our disclaimer to forward looking statements, this is just one of those necessary items we need to share with you.
  • Transcript

    • 1. Managing Payments for Global Expansion Success Sean Mathe | Director Strategic Technology Partners 3 July, 2014
    • 2. Forward-Looking Statements Today’s presentations may contain, in addition to historical information, forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. These forward-looking statements are based on our current assumptions, expectations and projections about future events which reflect the best judgment of management and involve a number of risks and uncertainties that could cause actual results to differ materially from those suggested by our comments today. You should review and consider the information contained in Visa, CyberSource’s parent company, filings with the SEC regarding these risks and uncertainties. CyberSource, a subsidiary of Visa Inc., disclaims any obligation to publicly update or revise any forward-looking statements or information provided during today’s presentation. 2 Confidentiality Notice By accepting this presentation and the information herein, you acknowledge that the information furnished to you is confidential, (the “Information”) and that your use of the Information is limited to your business dealings with CyberSource Limited, or its affiliated companies, (“CyberSource”). You agree to keep the Information confidential and not to use the Information for any purpose other than in your business dealings with CyberSource. The Information may only be disseminated within your organization on a need-to- know basis to enable your participation in business dealings with CyberSource. Please be advised that the Information may constitute material nonpublic information under U.S. federal securities laws and that purchasing or selling securities of Visa Inc. (“Visa”), the parent company of CyberSource, while being aware of material nonpublic information would constitute a violation of applicable U.S. federal securities laws. Visa Public
    • 3. Agenda – Why payment considerations are critical to global success – Critical success factors: – Currency presentation – Checkout page localisation and tax calculation – Payment methods – Cross-border vs. local operation – Fraud management – Settlement and reconciliation 3Visa Public
    • 4. Fueling Growth With Payment 4 and to the cost of expansion initiatives. to market reach and time to market… to sales conversion… Payment Management matters... Visa Public
    • 5. Currency Presentation DOLLAR POUND EURO YEN PESO RUPEE WON FRANC NAIRA HRYVNIA BAHT LIRA RANDOPTIONS: - Establish local presence - Dynamic Currency Conversion (DCC) - Multi-currency Presentation (MCP) 5Visa Public
    • 6. Page Localization 6 USA BRAZIL SPAIN UK Languages: ARABIC • CAMBODIA • CHINESE • CZECH • DUTCH • ENGLISH • FRENCH • GERMAN • HUNGARIAN • INDONESIAN • ITALIAN • JAPANESE • KOREAN • LAO • MALAYSIAN • PHILIPPINES • POLISH • PORTUGUESE • RUSSIAN • SLOVAKIAN • SPANISH • THAI • TURKISH • VIETNAMESE Visa Public
    • 7. Global Ready Mobile Optimized Marketing Friendly Reduced PCI DSS Scope Lower Time/Cost to Compliance 1-click Checkout Easy A/B Testing 25+ Languages Detects Form Factor and Renders appropriately • Page Localization• Page Localization Secure Acceptance Web/Mobile 7Visa Public
    • 8. Tax Calculation US Different states have different tax rates UK Flat value-added tax rate 8Visa Public
    • 9. Brazil BRAZIL GERMANY CHINAS. KOREA ELV (Direct Debit) 31% Invoicing 23.3% MasterCard debit/credit 16.3% Cash 0.8% Other 2.2% Visa debit/credit cards 15.9% PayPal 7.5% Other debit/credit 3% Credit/Debit/ PrePaid Cards 71% Bolletos 10% eWallets (PayPal, Mercado Pago) 5.1% Direct Debit 4.8% Country Specific Card (Hipercard) 4.1% Store Card/ Other 5% Credit Card 74.3% Online bank transfer 13.9% Debit card 3.4% Via phone bill/including payment by SMS, etc. 2.6% Gift card (specific to merchant retailer) 2.4% Other 2.7% PayPal 0.8% Credit Card 29% eWallets* 29% Online bank transfer, direct debit 26% Debit Card 4% Cash on Delivery 6% Gift Card 4% Other 2% Payment Methods 9 Sources: Brazil: CyberSource estimates, 2013 Germany: ComScore database, 2013 S.Korea Research Now Study of 700 internet users conducted in 2013 commissioned by CyberSource China: CyberSource estimates, 2013 Visa Public
    • 10. PAYMENT METHOD CONNECTIVITY MULTI-DEVICE LOCALIZATION GLOBALEXPANSION Cost Consideration 10Visa Public
    • 11. Local Mandates ASIA Banks require checkout forms to be hosted by a payment provider or the bank. EUROPE Single Euro Payment Area imposes requirements on direct debits and credit transfers. 11Visa Public
    • 12. Addressing Global Expansion 12 Local Intelligence Different Patterns & Fraud Rates Adapt Tools & Rules Visa Public
    • 13. Settlement & Reconciliation 13Visa Public
    • 14. THANK YOU FOR ATTENDING 14 CYBERSOURCE.CO.UK/GOINGGLOBAL Sean Mathe Director, Strategic Technology Partners Email: smathe@cybersource.com Tel: +44 (0) 7717 803716

    ×