Banking Application Architecture
mishraba108@gmail.co
m
Suntiara Soft
www.suntiara.in
+91 9912923179
+91 9581271790
India
Bank
• Introduction
• Architecture of bank
• Types of Bank
• Functions of Bank
• Channel of Bank
INTRODUCTION
• Bank is mediator between entities for
transactions of funds.
ARCHITECTURE OF BANK
1. ATM
2. POS
3. Teletet
4. Teller(Branch)
5. Internet Banking
6. CIF
7. Product Factory
8. Portfolio...
ARCHITECTURE OF BANK
cont…
10. Securities
11.FX Import
12.Loans/Credits
13.NBS
14.Cheques
15.Merchant
16.Sale & Support Sy...
ARCHITECTURE OF BANK
cont…
19. GL/Accounting
20. Settlement
21. PCM
22. Campaign Management
23. Management Control
24. Inf...
ARCHITECTURE OF BANK
cont…
26. Information Delivery
27. Phone Banking
29. Mobile Banking/SMS Banking
30. Internet Shopping...
ARCHITECTURE OF BANK
cont…
34. Payment
36. HR
TYPES OF BANK
• Retail Banks
• Commercial banks
• Cooperative banks
• Investment Banks
• Specialized banks
• Central banks
TYPES OF BANK cont…
• Global banks
- full range of services
- international capability
• Commercial banks
- wide range of ...
FUNCTIONS OF BANK
• Handle customers business in a safe and
professional manner
• Honour customers’ cheques
• Comply with ...
FUNCTIONS OF BANK cont…
• Provide balance of account on request
• Receive customers money and cheques and
credit to the co...
Bank Account
• Current account
• Deposit/savings account
• Composite account
• Money market deposit
• Overdraft
• Loan acc...
CHANNEL OF BANK
• ATM
• POS
• Card
• Cheqes
• Online/ Internet banking
• Phone Banking
• Mobile Banking/SMS Banking
Bank Accounts/Services
To control Float
 Lockbox
 Intervention accounts
 Remote disbursement
 Controlled disbursement
...
You also view video on You Tube!
Questions?
Thanks
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Banking application architecture mishra

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This Slide show how the Bank work and what are filed of bank. When we go to design an application for bank so what field we need to know.

Published in: Economy & Finance, Business
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Banking application architecture mishra

  1. 1. Banking Application Architecture
  2. 2. mishraba108@gmail.co m Suntiara Soft www.suntiara.in +91 9912923179 +91 9581271790 India
  3. 3. Bank • Introduction • Architecture of bank • Types of Bank • Functions of Bank • Channel of Bank
  4. 4. INTRODUCTION • Bank is mediator between entities for transactions of funds.
  5. 5. ARCHITECTURE OF BANK 1. ATM 2. POS 3. Teletet 4. Teller(Branch) 5. Internet Banking 6. CIF 7. Product Factory 8. Portfolio Management 9. Deposit
  6. 6. ARCHITECTURE OF BANK cont… 10. Securities 11.FX Import 12.Loans/Credits 13.NBS 14.Cheques 15.Merchant 16.Sale & Support System 17.CMS 18.Treasury Payment
  7. 7. ARCHITECTURE OF BANK cont… 19. GL/Accounting 20. Settlement 21. PCM 22. Campaign Management 23. Management Control 24. Info Center 25. Reporting
  8. 8. ARCHITECTURE OF BANK cont… 26. Information Delivery 27. Phone Banking 29. Mobile Banking/SMS Banking 30. Internet Shopping 31. EFT 32.Credit Risk Management 33.Relationship Management
  9. 9. ARCHITECTURE OF BANK cont… 34. Payment 36. HR
  10. 10. TYPES OF BANK • Retail Banks • Commercial banks • Cooperative banks • Investment Banks • Specialized banks • Central banks
  11. 11. TYPES OF BANK cont… • Global banks - full range of services - international capability • Commercial banks - wide range of services - limited international capability • Investment banks - arranging, originating and distributing debt and equity issues and advice • Savings banks - taking deposits and making loans
  12. 12. FUNCTIONS OF BANK • Handle customers business in a safe and professional manner • Honour customers’ cheques • Comply with any express (written) instruction from the customer • Maintain secrecy about customers’ affairs • Give reasonable notice to close an account
  13. 13. FUNCTIONS OF BANK cont… • Provide balance of account on request • Receive customers money and cheques and credit to the correct account • Repay money on demand in banking hours • Advise customers immediately of any improper event affecting the account • Exercise proper care and skill when performing all its duties.
  14. 14. Bank Account • Current account • Deposit/savings account • Composite account • Money market deposit • Overdraft • Loan accounts • Resident and Non-resident accounts
  15. 15. CHANNEL OF BANK • ATM • POS • Card • Cheqes • Online/ Internet banking • Phone Banking • Mobile Banking/SMS Banking
  16. 16. Bank Accounts/Services To control Float  Lockbox  Intervention accounts  Remote disbursement  Controlled disbursement  Direct collections  - Negotiation  - Collection
  17. 17. You also view video on You Tube!
  18. 18. Questions?
  19. 19. Thanks
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