Social Lending Decision Tree

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    Social Lending Decision Tree - Presentation Transcript

    1. Interested in Social Lending?
      Do you want to lend primarily to help people?
      Do you want to lend primarily to make money?
      Interested in lending internationally
      Interested in lending domestically
      Interested in browsing profiles to create portfolio
      Prefer not to browse individual profiles
      To people you know
      To poor entrepreneurs
      Require SEC’s blessing
      Investors buy into a pool of prime loans, earning ~12% returns – p2p element is optional.
      Original p2p microfinance platform. Invest in micro-entrepreneurs around the globe, including the US.
      Operates under a “family and friends” model, providing framework to formalize loans
      Established p2p player. Lenders browse profiles and choose borrowers to fund.
      Seeking tax deductible donation
      Seeking to also earn interest
      Earn 1.5-6% interest lending to MFIs serving micro-entrepreneurs around the globe.
      Focused exclusively on Palestinian entrepreneurs. Investors can donate money to a fund and claim tax benefits.
      Current closed to new participants while it deals with SEC registration.
      Exclusively focused on student loans. Uses a Human Capital Index rather than FICO.
      Hasn’t officially launched. Focuses on the payday lending space.
      P2P education financing platform currently only open to Harvard students and alumni.

    + mhil1mhil1, 4 months ago

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