MasterCard Europe: Interchange poplatky v Ceske republice
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MasterCard Europe: Interchange poplatky v Ceske republice

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MasterCard Europe: Interchange poplatky v Ceske republice MasterCard Europe: Interchange poplatky v Ceske republice Presentation Transcript

  • MasterCard Intra-Country Interchange Fees Czech Republic MCC Group: GeneralMasterCard Consumer Card Interchange Fees MasterCard Consumer, MasterCard World MasterCard World Signia MasterCard Prepaid Consumer MasterCard DebitFee Tier MasterCard ElectronicPayPass Terminal (2) 0.55% 1.60% 1.80% 0.55% 0.50%PayPass Terminal High Value (3) 1.05% 1.60% 1.80% 1.05% 1.00%PayPass (2) 0.65% 1.60% 1.80% 0.65% 0.60%PayPass High Value (3) 1.15% 1.60% 1.80% 1.15% 1.10%PayPass Card 1.20% 1.60% 1.80% 1.20% 1.15%Chip 1.10% 1.60% 1.80% 1.10% 1.05%Merchant UCAF (1) 0.80% 1.60% 1.80% 0.80% 0.75%Full UCAF 1.10% 1.60% 1.80% 1.10% 1.05%Base 1.50% 1.60% 1.80% 1.50% 1.45%Mobile Payment - Acquirer Domain 0.80% 1.60% 1.80% 0.80% 0.75%MasterCard Commercial Card Interchange Fees MasterCard Corporate, MasterCard Business, MasterCard FleetCard MasterCard Purchasing Card MasterCard Prepaid MasterCard Electronic MasterCard Electronic Commercial Corporate BusinessCard, MasterCard Professional CardFee TierPayPass Terminal (2) 1.15% 0.95% 1.15% 1.15% 0.95%PayPass Terminal High Value (3) 1.65% 1.45% 1.65% 1.65% 1.45%PayPass (2) 1.25% 1.05% 1.25% 1.25% 1.05%PayPass High Value (3) 1.75% 1.55% 1.75% 1.75% 1.55%PayPass Card 1.80% 1.60% 1.80% 1.80% 1.60%Chip 1.70% 1.50% 1.70% 1.70% 1.50%Merchant UCAF (1) 1.40% 1.20% 1.40% 1.40% 1.20%Full UCAF 1.70% 1.50% 1.70% 1.70% 1.50%Base 2.10% 1.90% 2.10% 2.10% 1.90%Mobile Payment - Acquirer Domain 1.40% 1.20% 1.40% 1.40% 1.20%Large Ticket Level 1 1.00% + 20.00 EUR 1.00% + 20.00 EURLarge Ticket Level 2 0.75% + 45.00 EUR 0.75% + 45.00 EURIncentive -0.30% -0.30% -0.30% 0.50 EUR -0.30%(1) Merchant UCAF Tier is not applicable for MasterCard Electronic Cards(2) For transaction amounts less than or equal to 300 CZK.(3) For transaction amounts more than 300 CZK.(**) Incentive is not applicable to Large Ticket Level 1 or Large Ticket Level 2 transactionsA negative Interchange Fee of 2.50 CZK is applicable on Cash back part of a Purchase with Cash Back transactions. Standard interchange fee remain applicable for the Purchase part of the transaction.
  • MasterCard Intra-Country Interchange Fees Czech Republic MCC Group: Bill PaymentMasterCard Consumer Card Interchange Fees MasterCard Consumer, MasterCard World MasterCard World Signia MasterCard Prepaid Consumer MasterCard DebitFee Tier MasterCard ElectronicPayPass Terminal (2) 1.40 CZK 1.40 CZK 1.40 CZK 1.40 CZK 1.40 CZKPayPass Terminal High Value (3) 1.40 CZK 1.40 CZK 1.40 CZK 1.40 CZK 1.40 CZKPayPass (2) 1.40 CZK 1.40 CZK 1.40 CZK 1.40 CZK 1.40 CZKPayPass High Value (3) 1.40 CZK 1.40 CZK 1.40 CZK 1.40 CZK 1.40 CZKPayPass Card 1.40 CZK 1.40 CZK 1.40 CZK 1.40 CZK 1.40 CZKChip 1.40 CZK 1.40 CZK 1.40 CZK 1.40 CZK 1.40 CZKMerchant UCAF (1) 1.40 CZK 1.40 CZK 1.40 CZK 1.40 CZK 1.40 CZKFull UCAF 1.40 CZK 1.40 CZK 1.40 CZK 1.40 CZK 1.40 CZKBase 1.40 CZK 1.40 CZK 1.40 CZK 1.40 CZK 1.40 CZKMobile Payment - Acquirer Domain 1.40 CZK 1.40 CZK 1.40 CZK 1.40 CZK 1.40 CZKMasterCard Commercial Card Interchange Fees MasterCard Corporate, MasterCard Business, MasterCard FleetCard MasterCard Purchasing Card MasterCard Prepaid MasterCard Electronic MasterCard Electronic Commercial Corporate BusinessCard, MasterCard Professional CardFee TierPayPass Terminal (2) 1.40 CZK 1.40 CZK 1.40 CZK 1.40 CZK 1.40 CZKPayPass Terminal High Value (3) 1.40 CZK 1.40 CZK 1.40 CZK 1.40 CZK 1.40 CZKPayPass (2) 1.40 CZK 1.40 CZK 1.40 CZK 1.40 CZK 1.40 CZKPayPass High Value (3) 1.40 CZK 1.40 CZK 1.40 CZK 1.40 CZK 1.40 CZKPayPass Card 1.40 CZK 1.40 CZK 1.40 CZK 1.40 CZK 1.40 CZKChip 1.40 CZK 1.40 CZK 1.40 CZK 1.40 CZK 1.40 CZKMerchant UCAF (1) 1.40 CZK 1.40 CZK 1.40 CZK 1.40 CZK 1.40 CZKFull UCAF 1.40 CZK 1.40 CZK 1.40 CZK 1.40 CZK 1.40 CZKBase 1.40 CZK 1.40 CZK 1.40 CZK 1.40 CZK 1.40 CZKMobile Payment - Acquirer Domain 1.40 CZK 1.40 CZK 1.40 CZK 1.40 CZK 1.40 CZK(1) Merchant UCAF Tier is not applicable for MasterCard Electronic Cards(2) For transaction amounts less than or equal to 300 CZK.(3) For transaction amounts more than 300 CZK.
  • Maestro Intra-Country Interchange Fees Czech Republic MCC Group: General Maestro, Maestro PrepaidFee TierPayPass Terminal (1) 0.50%PayPass Terminal High Value (2) 1.00%PayPass (1) 0.60%PayPass High Value (2) 1.10%PayPass Card 1.15%Chip 1.05%Chip - Late Presentment 1.35%PIN-verified 1.15%Signature verified 1.35%Secure e-commerce 1.05%Mail Order/Telephone Order* 1.45%Mobile Payment - Acquirer Domain 1.50%Fee Tier Maestro Small BusinessPayPass Terminal (1) 0.95%PayPass Terminal High Value (2) 1.45%PayPass (1) 1.05%PayPass High Value (2) 1.55%PayPass Card 1.60%Chip 1.50%Chip - Late Presentment 1.80%PIN-verified 1.60%Signature verified 1.80%Secure e-commerce 1.50%Mail Order/Telephone Order* 1.90%Mobile Payment - Acquirer Domain 1.75%(1) For transaction amounts less than or equal to 300 CZK.(2) For transaction amounts more than 300 CZK.* credit refund transactions onlyA negative Interchange Fee of 2.50 CZK is applicable on Cash back part of a Purchase with Cash Back transactions. Standard interchange fee remain applicable for the Purchase part of the transaction.
  • Maestro Intra-Country Interchange Fees Czech Republic MCC Group: Bill Payment Maestro, Maestro PrepaidFee TierPayPass Terminal (1) 1.40 CZKPayPass Terminal High Value (2) 1.40 CZKPayPass (1) 1.40 CZKPayPass High Value (2) 1.40 CZKPayPass Card 1.40 CZKChip 1.40 CZKChip - Late Presentment 1.40 CZKPIN-verified 1.40 CZKSignature verified 1.40 CZKSecure e-commerce 1.40 CZKMail Order/Telephone Order* 1.40 CZKMobile Payment - Acquirer Domain 1.40 CZKFee Tier Maestro Small BusinessPayPass Terminal (1) 1.40 CZKPayPass Terminal High Value (2) 1.40 CZKPayPass (1) 1.40 CZKPayPass High Value (2) 1.40 CZKPayPass Card 1.40 CZKChip 1.40 CZKChip - Late Presentment 1.40 CZKPIN-verified 1.40 CZKSignature verified 1.40 CZKSecure e-commerce 1.40 CZKMail Order/Telephone Order* 1.40 CZKMobile Payment - Acquirer Domain 1.40 CZK(1) For transaction amounts less than or equal to 300 CZK.(2) For transaction amounts more than 300 CZK.* credit refund transactions only
  • Debit MasterCard Intra-Country Interchange Fees Czech Republic MCC Group: General Debit MasterCard Debit MasterCard WorldFee TierPayPass Terminal (1) 0.50% 1.45%PayPass Terminal High Value (2) 1.00% 1.45%PayPass (1) 0.60% 1.45%PayPass High Value (2) 1.10% 1.45%PayPass Card 1.15% 1.45%Chip 1.05% 1.45%Merchant UCAF 0.75% 1.45%Full UCAF 1.05% 1.45%Base 1.45% 1.45%Mobile Payment - Acquirer Domain 0.75% 1.45% Debit MasterCard for BusinessFee TierPayPass Terminal (1) 0.95%PayPass Terminal High Value (2) 1.45%PayPass (1) 1.05%PayPass High Value (2) 1.55%PayPass Card 1.60%Chip 1.50%Merchant UCAF 1.20%Full UCAF 1.50%Base 1.90%Mobile Payment - Acquirer Domain 1.20%(1) For transaction amounts less than or equal to 300 CZK.(2) For transaction amounts more than 300 CZK.A negative Interchange Fee of 2.50 CZK is applicable on Cash back part of a Purchase with Cash Back transactions. Standard interchange fee remain applicable for the Purchase part of the transaction.
  • Debit MasterCard Intra-Country Interchange Fees Czech Republic MCC Group: Bill Payment Debit MasterCard Debit MasterCard WorldFee TierPayPass Terminal (1) 1.40 CZK 1.40 CZKPayPass Terminal High Value (2) 1.40 CZK 1.40 CZKPayPass (1) 1.40 CZK 1.40 CZKPayPass High Value (2) 1.40 CZK 1.40 CZKPayPass Card 1.40 CZK 1.40 CZKChip 1.40 CZK 1.40 CZKMerchant UCAF 1.40 CZK 1.40 CZKFull UCAF 1.40 CZK 1.40 CZKBase 1.40 CZK 1.40 CZKMobile Payment - Acquirer Domain 1.40 CZK 1.40 CZK Debit MasterCard for BusinessFee TierPayPass Terminal (1) 1.40 CZKPayPass Terminal High Value (2) 1.40 CZKPayPass (1) 1.40 CZKPayPass High Value (2) 1.40 CZKPayPass Card 1.40 CZKChip 1.40 CZKMerchant UCAF 1.40 CZKFull UCAF 1.40 CZKBase 1.40 CZKMobile Payment - Acquirer Domain 1.40 CZK(1) For transaction amounts less than or equal to 300 CZK.(2) For transaction amounts more than 300 CZK.
  • MasterCard & Maestro Intra-Country ATM Service Fees Czech Republic MCC Group: GeneralMasterCard ATM Service Fees MasterCard, Maestro, CirrusFee TierCombined chip EMV & Magnetic StripeATM* 0.12% + 19 CZKFull Chip EMV ATM Terminal* 0.12% + 19 CZKMagnetic Stripe Only ATM Terminal* 0.12% + 19 CZK* Late Presentment: - 200 CZKDebit MasterCard ATM Service FeesFee Tier Debit MasterCardCombined chip EMV & Magnetic StripeATM* 0.12% + 6 CZKFull Chip EMV ATM Terminal* 0.12% + 6 CZKMagnetic Stripe Only ATM Terminal* 0.12% + 6 CZK* Late Presentment: - 200 CZKMaestro & Cirrus ATM Service FeesFee Tier MasterCard, Maestro, CirrusCombined chip EMV & Magnetic StripeATM* 0.12% + 16 CZKFull Chip EMV ATM Terminal* 0.12% + 16 CZKMagnetic Stripe Only ATM Terminal* 0.12% + 16 CZK* Late Presentment: - 200 CZK
  • MasterCard & Maestro Intra-Country Manual Cash Advance Service Fees Czech Republic MCC Group: GeneralMasterCard ATM Service Fees MasterCard, Maestro, CirrusFee TierUnnamed tier 0.12% + 19 CZK* Late Presentment: - 200 CZKDebit MasterCard ATM Service FeesFee Tier Debit MasterCardUnnamed tier 0.12% + 6 CZK* Late Presentment: - 200 CZKMaestro & Cirrus ATM Service FeesFee Tier Maestro, CirrusCombined chip EMV & Magnetic StripeATM* 0.12% + 16 CZKFull Chip EMV ATM Terminal* 0.12% + 16 CZKMagnetic Stripe Only ATM Terminal* 0.12% + 16 CZK* Late Presentment: - 200 CZK
  • MasterCard & Maestro Interchange Fees Czech Republic MoneySend MCC: 6538MoneySend Funding TransactionMasterCard Consumer cards MasterCard Consumer, MasterCard World MasterCard World Signia MasterCard Prepaid Consumer MasterCard Debit MasterCard ElectronicFee TierMoneySend 1.10% 1.60% 1.80% 1.10% 1.05%Debit MasterCard cards DebitMasterCard DebitMasterCard WorldFee TierMoneySend 1.05% 1.45%Maestro cards Maestro, Maestro PrepaidFee TierMoneySend 1.05%MoneySend Payment Transaction MCC: 6536, 6537 MasterCard, MaestroFee TierMoneySend 0.00 EUR
  • MasterCard, Debit MasterCard and Maestro Intra-Country Interchange Fees Czech RepublicOverview MCC GroupsBill Payment MCC 4829: Money Transfer Mercahnt MCC 9311: Tax Payments MCC 9222: Fines MCC 9402: Postal Services - Government Only
  • MasterCard & Maestro Purchase at ATM Czech Republic MCC Group: Mobile Top-Up at ATM (MCC 4814) Bill Payments (MCC 6050, 6051, 4900)MasterCard Consumer Card Purchase at ATM Interchange Fees MasterCard Consumer, MasterCard World MasterCard World Signia MasterCard Prepaid Consumer MasterCard DebitFee Tier MasterCard ElectronicPurchase at ATM 1.10% 1.60% 1.80% 1.10% 1.05%Purchase at ATM - Late Presentment 1.50% 1.60% 1.80% 1.50% 1.45%MasterCard Commercial Card Purchase at ATM Interchange Fees MasterCard Corporate, MasterCard Business, MasterCard FleetCard MasterCard Purchasing Card MasterCard Prepaid MasterCard Electronic MasterCard Electronic Commercial Corporate BusinessCard, MasterCard Professional CardFee TierPurchase at ATM 1.70% 1.50% 1.70% 1.70% 1.50%Purchase at ATM - Late Presentment 2.10% 1.90% 2.10% 2.10% 1.90%Debit MasterCard Purchase at ATM Interchange Fees Debit MasterCard Debit MasterCard World Debit MasterCard for BusinessFee TierPurchase at ATM 1.05% 1.45% 1.50%Purchase at ATM - Late Presentment 1.45% 1.45% 1.90%Maestro Purchase at ATM Interchange Fees Maestro, Maestro Prepaid Maestro Small BusinesFee TierPurchase at ATM 1.05% 1.50%Purchase at ATM - Late Presentment 1.35% 1.80%
  • MasterCard & Maestro Intra-Country Interchange Fees Czech Republic- Overview of RequirementsMasterCard Interchange Tier Transaction Type Card Terminal Secure Code Transaction Value TimelinessChip Face to Face EMV <= 4daysMerchant UCAF e-commerce Merchant Merchant <= 4daysFull UCAF e-commerce Issuer & Merchant Issuer & Merchant <= 4daysBase AllPayPass Terminal Face to Face Contactless & EMV Less than or equal to300 CZK <= 4daysPayPass Terminal High Value Face to Face Contactless & EMV Greater than 300 CZK <= 4daysPayPass Face to Face Contactless Contactless & Mag Stripe or EMV Less than or equal to300 CZK <= 4daysPayPass High Value Face to Face Contactless Contactless & Mag Stripe or EMV Greater than 300 CZK <= 4daysPayPass Card Face to Face Contactless <= 4daysIf left blank: no specific requirement forMaestro Interchange Tier Transaction Type Card Terminal PIN Verification Transaction Value TimelinessChip Face to Face EMV <= 5daysChip Late Presentment Face to Face EMVPIN Verified Face to Face PIN <= 5daysSignature Verified Face to Face No PIN (Signature)Secure E-commerce e-commerceMail Order/ Telephone Order MO/TOPayPass Terminal Face to Face Contactless & EMV Less than or equal to300 CZK <= 5daysPayPass Terminal High Value Face to Face Contactless & EMV Greater than 300 CZK <= 5daysPayPass Face to Face Contactless Contactless & Mag Stripe or EMV Less than or equal to300 CZK <= 5daysPayPass High Value Face to Face Contactless Contactless & Mag Stripe or EMV Greater than 300 CZK <= 5daysPayPass Card Face to Face Contactless <= 5daysIf left blank: no specific requirement for that IRD
  • MasterCard, Debit MasterCard and Maestro Intra-Country Interchange Fees Czech RepublicOverview MCC GroupsBill Payment MCC 4829: Money Transfer Mercahnt MCC 9311: Tax Payments MCC 9222: Fines MCC 9402: Postal Services - Government Only