Electronic banking, WHY? Bank: It is cheaper way! Client: Easy to use!
Light calculation: Average branch at Serbia monthly: costs 25.000 EUR No of Transactions : 20.000 If eBanking process 100.000 transactions, does it mean that eBank real cost is 120.000 EUR monthly? 1.5 million EUR yearly?
Electronic invoices Handling paper is expensive! -complex workflow -error prone -time consuming
EU initiative - To promote the mass adoption of electronic invoicing throughout Europe “EU recommends that member states focus on the specific needs of small and medium-sized enterprises (SMEs), harmonies the European regulatory framework and adopt a standard for invoice data forms and content.”