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India 2035
India 2035
India 2035
India 2035
India 2035
India 2035
India 2035
India 2035
India 2035
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India 2035

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  • 1. India 2035<br />Lessons from US and Japan<br />
  • 2. The Base<br />The peace, stability, government spending etc of 1970s has increased the income levels of then generation<br />This has led to a situation similar to Baby Boomer situation that of US as those married in 60s and 70s have more survived babies<br />Those born in the decade of 1970-80 are either born rich or became rich (not all ofcourse) – Rich means more purchasing power<br />Many of 30s or 40s today have got direct exposure to the citizens of US and Europe – thanks to the IT and ITES sector<br />These Indian baby boomers those in IT and ITES sectors have acquired living and spending styles of US and Europe to large extent<br />These baby boomers have played a key role in spreading their own habits of better earnings and spending – thanks to cheaper, faster and wide spread communication like Mobile Phones, Broadband, DTH, Expressways, Faster Railways and above all penetration of easy lending by banks<br />
  • 3. The MidPoint 2020-24<br />The baby boomers have amassed huge sum of money, thanks to the soaring real estate, equity markets, metals and commodities prices<br />Between the year 2020-24 the cycle of Business, Commodity, Real Estate, Metals and Equity meet or cross each other<br />The children of baby boomers are now able to spend their future earnings – thanks to the exotic products by the financial institutions<br />Because of the all economic cycles meeting at this level a big correction is possible at this time<br />The national savings which were largely in debt because of the grooming of baby boomers would be sucked out to riskier markets hence the gross national savings would deplete<br />The children of Indian Baby Boomers would see this correction as an opportunity to get into the speculative spree<br />For the speculation and so called investments mostly in real estate the children of baby boomers would rely largely on exotic and too good to be true products of financial institutions<br />Next 10 – 15 years would be marked by euphoria, a situation where everyone though showing happy may not actually feel so – living on pay check to pay check would be common – retail debt would be mounting – a situation which would lead to gross retails defaults <br />
  • 4. The Tipping Point 2035<br />The grand children of baby boomers would have not known to anything like savings<br />Most of the baby boomers are planning to retire as their savings and investments seem to have enough to support their rest of life<br />Owing to these three situation – The withdrawal of money from investments by baby boomers – The large scale defaults by the children of baby boomers and – The no savings by the grand children of baby boomers – The economy would take a nose dive and may not recover for atleast two generations<br />
  • 5. The Aftermath<br />A widespread panic around the world as Indian Economy would have significant weightage on the world economy<br />A war like situation with tensions mounting at different levels of government of countries<br />Deflation for technological related products and inflation in basic commodities<br />Prolonged pessimism around the world except for some countries from Africa<br />
  • 6. The Survival Plan<br />Liquidate most of the investments systematically from 2022<br />Pay off all the debt before 2024<br />Get back to basic investments of farms from 2024<br />Instill saving habits in grand children (highly unlikely that they would listen)<br />Start making plans to own African assets by 2020 or earlier<br />Invest in government guaranteed securities from 2022<br />
  • 7. The Exceptions<br />Indian government takes lessons from the experience of baby boomers of US or overheating and crash of Japan<br />The financial institutions learn their lessons from what happened in US in terms of mass retail debt largely relying of future earnings<br />Indian education system continues teaching the benefits of savings through conventional means<br />
  • 8. What if it does not happen<br />Those reading this would either be a part of baby boomer or his parent<br />There is still 10-14 years of appreciation in riskier investments<br />Liquidating from riskier assets and going to guaranteed income for last 15-20 years of ones life is never a bad idea<br />Investing in farm would mean peaceful and fulfilling lifestyle in the golden years<br />Living debt free is always a good idea in golden years<br />Owning assets in Africa which has just showing the signs of massive upraise – thanks to its mining resources and spreading education level<br />
  • 9. The Bottomline<br />The possibility of losing 20 – 30% in monetary terms if this hypothesis does not come true however if does - then those who have taken the action would be next Rockefellers family<br />For complete strategy contact<br />Rohit - +91 9350808410<br />

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