Retirement 101 is an educational program addressing Provides an understanding of the sources for
both financial and non-financial concerns individuals face retirement income
when preparing for retirement.
Clarifies the company benefits package
Within a span of four sessions, participants piece together
Addresses income tax implications and focuses on
the four key elements (retirement, financial, investment
maximizing after-tax income
and, estate) necessary to develop a solid retirement and
financial plan customized to their individual needs. Demystifies personal investing
The program concludes with an optional personal financial Addresses the elements of estate planning: powers of
planning review, which includes a comprehensive written attorney, wills, life insurance, and taxation
financial plan. This is strictly a financial plan, not an
investment plan, and it does not include any specific
investment product recommendations. How is Retirement 101 presented?
Consists of 4, 2.5 hour sessions held once a week for
What Retirement 101 can do four weeks. Employees are encouraged to bring their
for the Human Resources Team spouse/partner and receive a workbook covering all
session material.
Offers an educational opportunity for employees to
understand the current company benefits program and Sessions are conducted within a classroom format
provides a third-party endorsement of the program and offer opportunity for employees to ask questions
the HR Team has worked so diligently to develop, and engage in meaningful discussion.
implement and maintain
Increases participation in HR initiatives, such as
GeTTinG STaRTed
the company savings plan or the group Registered
Retirement Saving Plan (RRSP)
We ask you to provide…
Saves valuable counseling time for the HR team, which Assistance in communicating and promoting the
may not have the time, knowledge or resources to program. For example e-mail, bulletin boards, intranet,
support appropriate solutions or recommendations staff newsletter, desk drop, inserts with paystubs etc.
Fosters positive employee-employer relations by A location for conducting the sessions along with
showing concern for staff well-being by involving the refreshments
staff and their spouses/partners
For further information please contact:
What Retirement 101 can
do for your employees NAME OF ADVISOR:
Encourages thinking, planning and setting retirement Armstrong & Quaile Associates, Inc. :
objectives
ADDRESS:
Identifies key variables to consider when develop-
CITY, PROVINCE, POSTAL CODE:
ing financial plans, as well as adjustments required to
improve the retirement situation PHONE:
EMAIL: