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Transcript

  • 1. Credit Scoring … Protecting Your Future and your Capital
  • 2. CREDIT SCORE! What Does it Mean?
  • 3.
    • Predicts the statistical chance of a consumer becoming 90 days late or more on a particular loan obligation
    What Does The Score Mean?
  • 4.
    • Predicts the statistical chance of a consumer becoming 90 days late or more on a particular loan obligation
    • Each score is specific for each bureau
    What Does The Score Mean?
  • 5.
    • Predicts the statistical chance of a consumer becoming 90 days late or more on a particular loan obligation
    • Each score is specific for each bureau
    • Scores range from…
    • … 300 to 850 for Classic FICO
    What Does The Score Mean?