Salt Lake Chamber Toolbox
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    Salt Lake Chamber Toolbox Salt Lake Chamber Toolbox Presentation Transcript

    • “Businesses have faced skyrocketing health care costs for several years now, but they are just starting to understand the impact of the Affordable Care Act,” -Rich McKeown, president and CEO of Leavitt Partners and the chair of the Salt Lake Chamber Health System Reform Task Force.
    • Average Annual Premiums for Covered Workers with Families, 1999-2012$18,000$16,000$14,000 171% Increase from$12,000 1999-2012 Small & Large Firms$10,000 $8,000 Small Firms $6,000 Large Firms $4,000 $2,000 $0 2001 2006 1999 2000 2002 2003 2004 2005 2007 2008 2009 2010 2011 2012 Source: Kaiser Family Foundation. 2012 Employer Health Benefits Survey
    • Major Provisions of Health Care Reform Effective In 2014• Individual Requirement for Health Insurance (Mandate)• Health Insurance Exchanges• Guaranteed Availability of Health Insurance – Pre-Existing Conditions Covered – Allows rating variation based only on age, geographic area, family composition, and tobacco use• Employer Requirements – Larger employers will have to pay a penalty if they dont provide comprehensive, affordable coverage to their employees.
    • Employer’s Toolbox:Practical Steps for Businesses to Control Health Care Costs
    • Health and Wellness • Workplace Clinics and Biometric Screenings“By creating workplace • Self Careclinics, the company alongwith its employees have • Corporate Health Culture (Wellness Plans)reduced healthcare costsand saved money. Even – Fitnessmore impactfulhowever, has been the – Nutritiongeneral improvement ofeveryone’s health. ” – Obesity– Dallin Johns, – Tobacco-free workplaceHR Services Manager
    • Purchasing Insurance • Defined Contribution Model“As a small businessowner, our healthcare – Utah Health Exchangecosts had been increasingsignificantly each year.We had researched waysto save costs and did notfind any good optionsuntil we came across theUtah Health Exchange. “ • Self-funded Health Plans- Rick Walker, TheAvenues Courtyard
    • Information & Transparency • Clinical Health Information“Because individuals mustaffirmatively declare their Exchange (cHIE)cHIE, Zions Bank has made • UtahHealthScape.orgparticipation level in thethe decision to educate ouremployees about thebenefits of participation inthe cHIE. It’s a smallstep, but it can savemoney.”- George Myers, Senior VicePresident, HR Director, ZionsBank
    • Consumer Solutions • Health Savings Accounts & Health“Our employees made aseamless transition to the PlansHSA model and they arevery enthusiastic about • Health Reimbursement Accountsbuilding savings. Myemployees are also moresavvy consumers of health • Pharmacy Benefit Managercare today than before theywere empowered to maketheir own healthcaredecisions.”- Don Adams, president andCEO, Bear River Mutual
    • Boiling it all down“The Employer’s Toolbox gives me a look at whatother businesses have been able to do to containtheir costs. Every solution isn’t for everybusiness, but even implementing some of thesteps can help.”-Ray Pickup, chair of the Salt Lake Chamber Board of Governors and presidentand CEO of Workers Compensation Fund.
    • Contact• Michael Merrill, Public Policy Coordinator mmerrill@slchamber.com• Find the Employer’s Tool Box at our website www.slchamber.com