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1. Ridiculous Ways
Insurance Companies Rip
Off Consumers
Ways that insurance companies try to trick the
consumers and make more money from them, ways they
force you to pay more and how to STOP it.

2. Car Insurance – ―Low-Ball Offers‖
 Car insurance companies make a habit of low-balling their
cash offer, understating the car’s condition with imaginary
quibbles about paint chips and dings. Worse than this, they
will estimate the value of your car by using a ―comparable‖
vehicle — with thousands more miles on the clock.

3. Car Insurance – High Rates, Low
Deductible
 Insurance brokers and companies will often push you
towards a policy with a low deductible, maintaining that you’ll
find yourself less out of pocket should an accident occur.
 For example A $100 a month policy might mean that you’ll
―only‖ have to pay $250 for one accident, but a $50 a month
policy that means you’ll pay $1000 for an accident actually
leaves you $450 better off, assuming you only have one
accident a year, but of course the insurance companies don’t
tell you this…

4. Car Insurance – Renewal Price
Rises
 When the time comes for renewal each year they will often
try to slip in a price rise and hope that you don’t notice
 An introductory offer that’s too good to be true may well be
followed by a price-hike