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Advocate for Fair Lending - Save your home (english)
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Advocate for Fair Lending - Save your home (english)

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Advocate for Fair Lending is a organization dedicated to helping you keep your dream alive of owning your own home. We are in the business of helping home owners that are trapped in their mortgages. ...

Advocate for Fair Lending is a organization dedicated to helping you keep your dream alive of owning your own home. We are in the business of helping home owners that are trapped in their mortgages. We can reduce your payments, interest and principal balance without refinancing your home.

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  • Full Name Full Name Comment goes here.
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  • Oh Jetty Jetty another sucker of Mark Shoemaker; is that why he did not appeal our case cuz he was a chicken shit to show up in court. Oh since he's so innocent why did he filed a personal and Business BK just when a judge from the US Department of Justice was getting the case ready for a hearing...his asterik started to hemorrhoid and of course in the Bankruptcy court he had no answer to what he did with the 6 million dollars he stole.
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  • To: Sensa2 you ignoranus shut the fuck up when you have not been in any of the victims shoes. Are you sucking him off? then again this could be Mark see you fat fuck YOUR LICENSE TO PRACTICE LAW HAS BEEN REVOKED FAGGOT AND YES I DID IT...perseverance is all good-anyway i hope you're not his next fuck cuz he's gonna leave your ass too when he has no more use out of you.

    He's a fat mongrel ready to go bald who uses people. FYI I'm not MEXICAN but do stand for the people- the great people of this country and all countries. But where the fuck you think you came from butt fuck Egypt? turbine wearing MF who keep the women oppressed by making them wear fricken burgas you fat lard grey haired pig looking sand nigger- I know it's you-.

    FYI biotch you don't know him-quit trying to make this piece of shit sound like he's God Almighty-his day will come and he will be judge by your Alah. He's not innocent; the bastard is a thieft who stoled $6 MILLION from the people and invested in Centanni Broadcasting IYF RADIO... but his luck will run out one of these days-no one leaves this planet without paying for their wrong doing. He will come accross the wrong person see Christian and Buddhists are harmless that's why he remains here. Let me tell you darling this man fucked Anglo's and Blacks, Persians, Afghanis, Pakistanis, Latinos and many others, and fyi just like the white man stole from Mexico and from other Latin countries and the Chagos Island -you're no different when you applaud some asshole for his wrong doing-Don't trust him he will fuck you too did he fill your ears and body temple with shit.

    Don't get to close to comfort because he has something for you too lmao! He will threaten you too like his Secreatry Stacey who filed a report at the LBPD, like his Landlord and the other 2 morons who gave him the idea but Mark decided no one would know wether he showed up in court or not.

    The man is a SCAMM ARTIST, a thieft, a liar, evil why does he call himself The Great Satan ?

    Some of the victims read you called me and said that you are the perfect idiot. I say that you are not perfect but you are doing all right. But hey keep writing- someday you'll write something intelligent! your entire comment is nothing but diarrhea of the mouth; constipation of the ideas.

    Don't get insulted, but is your job devoted to spreading ignorance? Don't thank me for insulting you. It was my pleasure, and last but not least don't think, it may sprain your brain!


    They say a man who helps tie down a cows legs to kill her is as guilty as the one who kills her-shame on you for being so ignorant. And I hope you do not go through any turmoil as many of us did because this asshole lied, used his own personnel, robbed his own family to start the business fuck you- fuck you- you go to hell and I hope he keeps you company there polishing your ass...better there then getting butt fuck by an inmate right-but you never know.
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  • Do not trust in comments of people who does not identify themselves they are not trustful they do not prove anything. There is no real names, no file, no information etc… It seems to me that this people was hired by someone to deceive people again and destroy true information that were posted by Attorney General and the Bar Association. There is nobody better than justice to prove to all those who are looking for true that Shoemaker is not the one who can help you, he does not respect and honor his own contract. Many people trusted their finances in his hands and after this no more help were provided. His contract states one thing and once he gets the money he wants to give another contract trying to get more money from you. If there is someone who really were helped by him it is good for them, God may bless them, if they want to protect shoemaker do what everybody did, talk to the General Attorney or send your documents proving that he really helped you to the Bar association. Besides this all their words is just simple scum. Be aware that the shoemaker elite squad is spread everywhere trying to clean his mess.
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  • MARK SHOEMAKER IS A PHENOMENAL ATTORNEY!!! YOU NEVER HEAR FROM THE 100'S OF HAPPY CLIENTS WHINING OR BLOGGING BECAUSE THEY'RE NOT IGNORANT LIKE THE WHINY DEADBEATS. WELL, I'M TIRED OF THIS CRAP! HIS TRUE LEGAL CLIENTS (THE ONES THAT SIGNED A RETAINER AND PAY LEGAL FEES) UNDERSTAND THAT IN THIS COUNTRY, MOST ATTORNEYS CHARGE BY THE HOUR AND THERE IS NEVER A GUARANTEE THAT THEY WILL WIN EACH CASE. IT IS NOT MR. SHOEMAKER'S FAULT THAT YOUR RELATIVES CAN'T READ OR SPEAK ENGLISH. HIS LAW OFFICE CLEARLY STATES THEY DO NOT PERFORM LOAN MODIFICATIONS, THEY ARE LITIGATORS!! BY THE WAY, FOR YOU IGNORANT FREELOADERS, ADVOCATE FOR FAIR LENDING WAS NOT A LAW FIRM. THAT'S LIKE SAYING, IF MR. SHOEMAKER OWNS A PET STORE AND SELLS YOU A DOG, THEN JUST BECAUSE HE'S AN ATTORNEY, THE SALE OF THE DOG CREATES AN ATTORNEY CLIENT RELATIONSHIP. GO FIGURE? IT IS CLEAR THAT THOSE OF YOU THAT ARE WHINING WERE TOO STUPID AND AND TOO CHEAP TO SIGN A RETAINER AGREEMENT, WHICH ANY PERSON WITH A 5TH GRADE EDUCATION WHO HAS WATCHED LAW AND ORDER KNOWS THAT YOU NEED TO DO THIS BEFORE YOU FORMALLY HIRE AN ATTORNEY. WHERE YOU TRYING TO GET FREE LEGAL SERVICES WITH THE ECONOMETRICS ANALYSIS THAT WAS PROVIDED BY ADVOCATE? SO WHO'S ZOOMING WHO? HIS OFFICE HAS SUED 100'S OF LENDERS AND SUCCESSFULLY OBTAINED 100'S OF INJUNCTIONS SINCE 2008. EVERYTHING IS OF PUBLIC RECORD WHY DON'T YOU STOP WHINING AND LOOK UP THE COURT RECORDS AND GET YOUR FACTS STRAIGHT? FYI, A TYPICAL LAWSUIT TAKES 2 YRS AND COSTS ABOUT $100K. YOU ALWAYS HEAR HOW HIS LAW FIRM STOLE EVERYONE'S MONEY, RIGHT. YOU GUYS ARE JUST PISSED BECAUSE YOU DIDN'T GET THE LEGAL RESULT YOU WANTED WHEN THE JUDGE ORDERED YOUR DEADBEAT FAMILY TO MOVE OUT. WHAT ABOUT THE MONEY THAT YOUR FAMILY STOLE FROM THE LENDER? WHAT ABOUT THE $150K YOUR FAMILY CASHED AND PUT IN THEIR POCKET FROM THE LOAN? WHAT DID THEY DO WITH THE MONEY? I KNOW, THE SHOEMAKER FAIRY CAME AND SUCKED IT OUT OF YOUR PILLOW WHEN YOU WERE ASLEEP. BETTER YET WHY DON'T YOU ASK MR. SHOEMAKER HOW MUCH HE HAS WRITTEN OFF AS BAD DEBTS BECAUSE 80% OF HIS CLIENTS CAN'T AFFORD ATTORNEY FEES OR MTG. HIS ATTORNEYS AND LAW FIRM HAS PROVIDED OVER 10 THOUSAND HOURS OF FREE LEGAL SERVICES EQUATING TO ABOUT $4 MILLION (10,000 X $400/HR). I AM INFORMED - FOR ALL THE GREEDY VULTURES OUT THERE, THAT HE PERSONALLY PUT 100% BACK INTO HIS BUSINESSES. YOU GUYS ARE TRYING TO RAPE A DEAD CORPSE, SOMEWHAT LIKE WHAT THE LENDERS FEEL NOW. YOU NAME ME ANY ATTORNEY THAT WILL DO THE SAME FOR HIS CLIENTS KNOWING THAT THE CLIENTS WILL NEVER APPRECIATE HIS LEGAL HELP NOR PAY? YET HE CONTINUED TO DEFEND THE CLIENTS IN COURT DAY IN DAY OUT, WHY? BECAUSE HE HAS A GREAT HEART AND A PASSION FOR LAW. HE'S BEEN A LITIGATOR FOR 22 YEARS AND AN EXCELLENT TRIAL ATTORNEY. HE IS FOREMOST THE BEST FORECLOSURE LITIGATOR IN THE STATE OF CA. HE IS VERY WELL RESPECTED BY HIS PEERS AND JUDGES. NO GOOD DEED GOES UNPUNISHED. ALL YOU PUNKS (PROBABLY ALL IGNORANT ILLEGAL IMMIGRANTS THAT BOUGHT A HOUSE WITH A FAKE SOCIAL SECURITY NUMBER) THAT COMPLAINED TO THE BAR BECAUSE MARK SHOEMAKER 'STOLE' YOUR MONEY, DIDN'T DO A LOAN MODIFICATION, OR BECAUSE MARK SHOEMAKER 'CAUSED YOU TO LOSE YOUR HOME' (BOLONEY!! YOU LOST YOUR HOME BECAUSE YOU DIDN'T PAY THE LENDER WHEN YOU KNEW THAT YOU DIDN'T MAKE THE INCOME YOU CLAIMED YOU MADE AS A 'LANDSCAPE ARCHITECT' WHEN YOU WERE REALLY A GARDNER!!) ARE ALL IGNORANT IDIOTS AND NEED TO SWIM BACK TO THE PATHETIC COUNTRY YOU CAME FROM. IN MEXICO, AN ILLEGAL CANNOT BUY LAND. GO FIGURE, YOU GOT IT MADE IN 'MEXIFORNIA'!! YOU NEVER SHOULD HAVE BOUGHT THE HOME NOR COME TO THIS GREAT LAND. WHY DOES THE MEXICAN GENERATION UNDER THE AGE OF 60 BELIEVE THAT THEY ARE ENTITLED TO SOMETHING FOR NOTHING, WHEN YOUR FOREFATHERS WORKED VERY HARD, ALWAYS PAID CASH, AND NEVER LIVED BEYOND THEIR MEANS? WHY DO YOU SPEND ALL YOUR TIME AND ENERGY ATTACKING MR. SHOEMAKER - WHO IS THE ONLY ONE THAT UNDERSTOOD YOUR PROBLEMS AND HAD THE BALLS TO TAKE ON THE LENDER? WHY DIDN'T YOU SPEND ANY OF YOUR TIME AND ENERGY ATTACKING THE LENDER, WHEN IT IS THE LENDER THAT PUT YOU INTO A BAD LOAN, DEFRAUDED YOU, MADE MONEY SELLING YOUR MTG ON THE MARKET, AND IS NOW KICKING YOU OUT OF YOUR HOUSE? WHY DIDN'T YOU GO TO JERRY BROWN AND DEPT OF REAL ESTATE AND SPEND THE SAME TIME AND ENERGY DEMANDING THAT THEY HELP YOU AGAINST THE LENDER? CRAP, WHY DON'T YOU ASK THE MESSIAH, 'OBAMA' TO HELP YOU, AFTER ALL HE IS THE PRESIDENT OF THE UNITED STATES? PLEASE ANSWER ME THESE QUESTIONS AS TO WHY MARK SHOEMAKER IS SUCH AN EVIL ESQUIRE WHEN HIS LAW FIRM WAS THE FIRST ONE TO TAKE ON THE LENDERS FOR THE SAME REASONS THAT CURRENTLY THE ATTORNEY GENERALS IN ALL 50 STATES ARE INVESTIGATING FOR THEIR FRAUDULENT PRACTICES? THE PIONEERS TAKE THE ARROWS. MAYBE YOUR ANGER IS MISPLACED AND MR. SHOEMAKER WAS A CONVENIENT TARGET BECAUSE INSTEAD OF LOOKING IN THE MIRROR AND HONESTLY GETTING MAD AT YOURSELF IT WAS EASIER TO ATTACK HIM. I HOPE ALL OF YOU ARE HAPPY NOW, SINCE YOU TOOK THE ONLY ATTORNEY THAT TRULY TRULY CAN FIGHT THE BANKS AND CARED ABOUT HIS CAUSE. SHAME ON ALL OF YOU, BECAUSE YOUR GREED HAS CAUSED THE CURRENT MORTGAGE CRISIS!! MARK SHOEMAKER IS NOT THE ROOT OF THE PROBLEM, IT IS YOUR GREED!!!
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  • Thank you so much for helping me save my home!
    As you know, families and individuals in our community go without proper knowledge, of what kind of loan they have and are getting into, they trust the loan officers, The Banks take advantage of that and give them a high interest rate or a low interest rate for 5 years only. What happens after the 5 years the loan goes into a variable and you can’t afford the payment. The loan officers only care about the money they will make. Leaving us in dept. Mark went after the banks to help us get a better loan; the banks came back with high powered attorney to crush the only person who is trying to help us. Why can’t we see that Mr. Mark was able to help a lot of people, the banks got upset and started to go after Mark making it more difficult for him take care of every case he had, to the point that it was impossible for him to help everyone at the same time. People started to get upset and there you go more lawsuits against the only person who toke cases that were difficult and almost impossible. He really wanted to help us and he did help a lot of us. I could not sleep at night from so dept I was in. He gave me hope and help me. He did work on my case and I got a lower interest rate, I can afford my payment now. I am sorry to hear not everyone was so lucky, I know of a lot of people he did help. Our true enemy is not Mark, I believe the true enemies are the loan officers and the Banks they should stop giving such horrible loans. No one thought we would hit such a bad recession we all thought our Job would always be there. And we would be fine. Look at Mr. Mark’s record as an attorney he never had problems before in till he started helping us. Please have it in your heart to know that he tried. Also not everyone understood the program when I went to get help a friend referred me she said they had help her. I can still remember Mr. Mark saying there no guaranties but we will try to help.
    Mrs. Palacio
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    Advocate for Fair Lending - Save your home (english) Advocate for Fair Lending - Save your home (english) Presentation Transcript

    • Advocate for Fair Lending Save your Home
    • Welcome to our Program!
      • We are in business of helping home owners that are trapped in their mortgages .
      • We help clients that owe more than their current property’s value .
      • We help clients who can’t afford adjusting mortgage payments.
      • We help clients that are current, in Notice of Default & in Notice of Sale.
    • How We Can Help!
      • We provide education and information to clients to advise them of their rights under Federal and State laws in regards to their mortgage situation.
      • All Clients who have refinanced their primary residence in the last 3 years, have protection under these laws. Limited purchase and refinance transactions up to 4 years may also qualify for our program, Ask your “AFFL” consultant for details.
      • We do a forensic audit and complete analysis of your original loan documents, using proprietary software. This audit exposes lender violations and shifts the power from the lender to the client. 
      • We force  the lender to work with us on your behalf. If necessary, we will initiate legal action against your lender.
    • Possible Outcomes
      • We force the lender to recast the terms of your loan.
      • We have success in lowering interest rates, payments and principle balance without a refinance.
      • In some cases, your loan may be rescinded. This means your mortgage never happened. You can walk away from your house without any damage to your credit.
      • The lender will be forced to reimburse all loan settlement monies paid by the borrower in regards to this loan. You might even own your property free and clear!
    • Getting Started ?
      • Contact The Advocate to set up an appointment to speak to one of our consultants via phone or website, www.FairAdvocate.com.
      • Complete the Client Registration Packet.
      • Get the Power of Attorney document notarized. This allows us to contact your lender, on your behalf, to demand your original loan documents and litigate if necessary.  Our “POA” is limited and does NOT allow any title transfers to take place!
      • Submit the registration packet, power of attorney and first payment to The Advocate’s corporate or Net Branch office.
    • Fee Structure
      • Our fee structure is a monthly payment  that is fair and equitable based on the borrowers ability to pay.
      • Our client pays a discounted fee based on 70% of their pre-adjusted, NON- impounded, mortgage payment.
      • For example, if a client was paying $2,000 (principle and interest only) per month and their loan adjusted to $3,200, we would calculate our fee based on 70% of the $2,000 (pre-adjusted) payment.  This would make their monthly payment to us  $1,400. We offer an affordable approach based on the value of service we provide. Our unique, one-of-a-kind product of forensic auditing and legal support  provides the client positive mortgage options and outcomes that are beneficial to them.
    • Fee Structure (Continued)…
      • The monthly fees that are paid to The Advocate are credited against the total fees that are demanded from the lender.
      • The Advocate is entitled to 25% of the client’s benefit, which is demanded from the lender. For example, if client’s benefit is $100,000 in principle reduction, then AFFL will charge the lender $25,000. Additional legal fees may be incurred, which will also be demanded from the lender.
      •  
      • If we do not find any violations upon completion of our discovery and audit, Advocate will reimburse all monies paid to Advocate by the Client.
    • Timeline
      • Phase I
      • File is received at corporate.
      • Input of Client information.
      • First letter sent to lender demanding: * No derogatory credit reporting while in dispute. * Contact the Advocate, not the borrower. * All client original documents pertaining to this loan.
      • Phase II
      • If lender cooperates, and Loan documents are received at corporate within the allotted 20 day period, then the audit is completed and borrower will be notified by “AFFL” to set up an appointment.
      • If the lender refuses to send us the documents, then we must place a demand to the courts , to subpoena the documents. 
      • Client will be scheduled with legal no later than 45-60 days into the process.
      • (Phase 1 and 2 take approximately 30-60 days to complete, depending on lender cooperation).
      • Phase III
      • Legal demand is created by “AFFL” , authorized and signed by client,  then sent to lender.
      •  
      • If lender accepts demand, then settlement is completed.
      • If lender doesn’t accept demand, then court action is initiated.
      • Depending on lender cooperation, this Phase is approximately 30-90 days.
      Timeline (continued)…
    •  
      • Although we can’t make guarantees that your credit will not be affected while in this process, we will go after the lender to remove any credit derogatory reported.
      • We look to the lender to reimburse all fees paid by you for our services.
      • We request the client to provide any and ALL documents relating to their loan transaction.  
      Additional Information
      • This includes and is not limited to :
      • Mortgage coupons (for all loans that qualify for our program).
      • Truth-in-Lending disclosure document.
      • Final HUD-1 and or Final settlement statement.
      • Note.
      • NOD/NOS notices (If applicable).
      •   Even though we demand original documents from the lender, due to possible lender delays, we can do an initial audit with client’s copies.
      Additional Information (continued)…
      • In the instances of “Notice of Default” and or “Notice of Trustee Sale”, We need a minimum of 20 calendar days before trustee sale date to perform our due diligence. In these “rush” situations, client MUST submit their loan documents to “AFFL”.
      • Any loan type qualifies for our program;  30 yr fixed, adjustable rate mortgages, negatively amortized loans, interest only loans, etc… AS long as the refinance was done in the past 3 years as a primary residence (limited purchases/refi’s up to 4 years are ok. Ask your “AFFL” consultant for details).
      • Home equity loans (HELOCS) do not qualify for our program.
      •  
      • We look forward to offering you positive options for your mortgage situation. Call today for more information 1-877-7FAIRLOAN.
      Additional Information (continued)…