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Star Health Diabetes Safe Insurance Sale of Policy - PAN-INDIA. Type of diabetes covered - Both Type 1 Diabetes and Type 2 Diabetes. Policy cover options - Both Individual and Family Floater options. Coverage from - Day 1 for Plan A (with medical tests) Plan B (without medical tests) COVER STARTS on Day 31 (15 months WP for some listed conditions). Auto restore facility - Available - 100% restored. Day care procedured - Expanded day care procedures - 423 listed procedures. Dialysis benefit - Upto 24 months - with Rs1000 per sitting. Artificial limbs facility - Yes, upto 10% of SI. Premium advantage - Premium advantage ranging from Rs. 1000 to 13000 (STAR Plan A with medical screening compared) Premium loading - No loading. PED: - PED waiting period for Non-Diabetic complications is 48 months while it is 36 months in Energy. Room caps: - Room rent limits in our policy RR for diab hosp (Std single A/C & Lower of either 1.5% of SI or 8.5K for diabetic & non-diabetic treatments). Apollo does not have room caps. Benefit limits: - No sum insured caps for treatment, while we have caps in Cataract, and Cardio claims. Effective claim value limited to 40% to 67% of SI. Option for 2 lakhs: - Sum insured options start from Rs 3 lakhs (3/4/5/10L). Apollo starts at 2 lakhs (2/3/5/10L)

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