Due to changes in regulatory frameworks and competitive dynamics, retail banking and its current account business have changed gradually during the last decade. Despite initiatives taken by banks to retain customers, the current accounts market in developed economies recorded growing instances of account switching. Improved customer service, attractive reward programs and financial incentives offered by banks are the main factors encouraging customers to switch their primary banks. See More: http://tinyurl.com/my62vzq

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JSB Market reSearch:
InSIght report: current
accountS eMergIng
trendS, product InSIghtS
and caSe StudIeS
To buy this Report Visit
http://www.jsbmarketresearch.com

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Summary:
Due to changes in regulatory frameworks and competitive dynamics, retail banking
and its current account business have changed gradually during the last decade.
Despite initiatives taken by banks to retain customers, the current accounts market in
developed economies recorded growing instances of account switching. Improved
customer service, attractive reward programs and financial incentives offered by
banks are the main factors encouraging customers to switch their primary banks.

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Key Highlights:
Free checking accounts (accounts with no charges) are diminishing as banks impose fees
to improve profitability. According to Bankrate, free checking accounts in the US dropped
from 76% in 2009 to 38% in 2013.
The use of overdraft protection by account holders is rising rapidly in the US, making
overdraft protection a major revenue-generating component for banks. Overall, 13 million
consumers used overdraft protection in 2010 in the US, generating revenues of US$35.0
billion for banks.
According to the German Bundesbank and IMF forecasts, the German economy is
expected to be relatively stable over the next five years, despite the financial uncertainties
faced by most European countries.
To know more about this report click here –
http://www.jsbmarketresearch.com/finance-banking/r-Insight-Report-Current-Acc

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Table of Contents:
Insight Report: Current Accounts Emerging
Trends, Product Insights and Case Studies
Production
comparison –
Canada
Production
comparison –
Canada
Product
comparison –
the US
Product
comparison –
the US
Product
Comparison
Product
Comparison
Emerging
Trends
Emerging
Trends

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