Company Profile Rating agency founded in 2007 with a mission to help Indian investors make informed investment decisions. Founded by bankers, credit rating professionals, former regulators as well as professors Fifth credit rating agency to be recognized by SEBI Committed to promoting Financial Literacy
Director & Chairman of the Technology Committee on the Board of the BSE
Former faculty of finance at Boston University, IIM Bangalore and IISc Bangalore.
Founder’s Profile Continued… N Balasubramaniam
CMD of SIDBI
Chairman of sub-committee on SME financing in planning commission
MD of Asia-Pacific Risk Solutions business of Standard and Poor‘s
Executive Director for India Risk solutions business of CRISIL Limited
President & CEO, Polaris Retail Infotech Ltd.
CEO of CholamandalamCazenove Mutual Fund
Fund Manager & Vice President at Reliance Mutual Fund
Chief Investment Officer of GIC Mutual Fund
Rating Services Issuer Ratings- For State and Local Governments, Corporates, Banks and Financial Institutions Short Term Ratings- For Commercial Paper, CDs of Banks and Corporate Long Term Ratings- For Bonds, Debentures, Structured Products of Corporate Long Term Ratings for Tier I and Tier II Capital of Banks Fixed Deposit Ratings Mutual Funds Ratings, Bank Loan Ratings, SME Ratings IPO Grading Insurance Company Ratings Corporate Governance Ratings Real Estate Project Ratings, Real Estate Developer Ratings
Risk Parameters Business Risk Operating risk, fixed cost, prospect of growth, pattern of business cycles, labor unrest, government interventions Industry Risk Cyclical, competitive & technological changes Management Risk Management competency & integrity Financial Risk Ratio analysis, cash flows, analysis of projections
Investment Grade Ratings
Expectation From Summer Internship Profile Offered- Bond Rating, Credit Rating Location- Banguluru Expectations Getting hands-on experience of working on live financial products Working on at-least one project on each bond rating, credit rating, IPO grading Applying theoretical concepts learned in classroom Getting a better idea of skills required to excel in financial services field.