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Information on credit cards
 

Information on credit cards

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Get the wide range of credit cards online. Apply online and enjoy best privileges to complete your lifestyle needs

Get the wide range of credit cards online. Apply online and enjoy best privileges to complete your lifestyle needs

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    Information on credit cards Information on credit cards Presentation Transcript

    • Credit Card’s
    • What is a Credit Card?  A credit card is card issued to a person which he can use for making payments.  It allows the cardholder to pay for goods and services based on promise to pay for them.  The credit borrowed by a person needs to be paid on monthly basis to the bank or any financial institution.
    • Various Types of Credit Cards Credit Card Standard Credit Card Secured Credit Card Limited Purpose Credit Card Premium Credit Card Charge Credit Card Specialty Credit Card Prepaid Credit Card Credit cards are of various types with different fees and interest rates. When you are applying for a credit card, it is important to know about various types available which will help you make the best choice for selecting your credit card depending on your lifestyle and financial status. Most commonly available credit cards are listed as follows.
    • How Credit Card Works?
    • Credit Card VS Debit Card Credit Card Debit Card Where money comes from? Borrowing money from a bank or financial institution Money that you have in your bank account Can be used as Credit card only Debit card and Credit card Line of credit Carries Line of Credit No Line of Credit Monthly bills Yes No Connected to No need to connect to any bank account Savings account Interest Need to pay interest on the amount borrowed No
    • Things you should know  Make a payment every month.  Credit cards can also be good for clearing debts.  If you have poor credit ratings then you won’t get the best deals.  You get extra protection if you pay with a credit card.  Credit card can be used for making online transactions.
    • Benefits of Credit Card  Credit card provides cashless payment facility.  Credit card can be used online for making payments and also for shopping online.  Cash back facilities are offered on credit cards when you use for purchasing online or offline.  Reward points are offered on some credit cards which you can use later in form of gift cards.
    • Thank YouReference: www.wikipedia.com www.axisbank.com www.thesun.co.uk www.seotrafficsearch.com www.investopedia.com www.diffen.com