The book is a great help for a husband or wife who wants to manage the family’s finances efficiently, move toward meeting the family’s financial goals and live in financial peace with no money issues. This book will explain the basics of home finances in a simple manner, and there will be no complicated financial terms of which to be afraid. Ideally, both partners in a relationship should read this, but one should be enough to make a difference. After reading Home Finances, you will accomplish at least 80% of the following: Give the financial health of your marriage (or relationship) a checkup Understand the fundamental values of couples’ money Learn how to discuss money problems with your spouse (or partner in relationship) Begin, or improve, recording and analyzing your family finances Choose and apply one of the three major techniques for managing a family budget Save money by cutting unnecessary expenses Make the management of your family’s money time efficient Set (or update) shared financial goals Learn budgeting tips from real couples who are managing their money well Get inspired to achieve financial success for your family (that’s the hardest one to promise)!

1. Home Finance for Couples
Resolve Money Problems in Marriage and
Learn Easy Steps to Manage Family Budget
by Leo Ostapiv
the Book

2. From the Author
“Money is only a tool. It will take you wherever
you wish, but it will not replace you as the driver.”
– Ayn Rand.
So, take your place behind the wheel and have a
pleasant ride with my book.

3. Chapter 1. Family Glue
Shared dreams
and goals are
the greatest
interest for this
particular book,
since they often
require money.
Since this is a
book about
finance, we are
going to be
more specific
and talk about
financial goals.

4. Chapter 2. Reasons to Maintain a
Family Budget: How to Structure It
and Who Is Responsible
Your greatest
motive is to
move faster as a
family, and
budgeting is the
perfect
measuring tool
for the
dynamics of
your income
and general
welfare.
Monthly
allowance for
personal needs
of each partner
is important.

5. Chapter 3. Values to Understand
and the Right Ways to Talk About
Money with Your Loved One
Perform a
financial-values
diagnosis of
your marriage.
(10 questions)
Recommendatio
ns for Both
Partners.
Recommendatio
ns for Men
Recommendatio
ns for Women

6. Technical Chapters “How to”
Chapter 4. Family Financial Glossary
Chapter 5. Basic Technique: Expenses only
Chapter 6. Regular Technique: Incomes and
Expenses
Chapter 7. Advanced Technique: Family Assets,
Liabilities and Income Statement

7. Chapter 8. Chapter 8. Tips on
Budgeting and Saving Money
Three practical
approaches to
planning your
goals, incomes
and expenses
Universal things
related to
money saving
process. I call
them Automate.
Play. Visualize

8. Chapter 9. Common Mistakes to
Avoid
How to deal
with financial
infidelity
How to make
budgeting time
efficient.
Occasional
family financial
health
checkups.

9. Chapter 10. Make Your Dreams
Come True: Strategies to Make
Your Family Financially Successful
Debt
Savings
Investments

10. Chapter 11. Case Studies
When speaking about the financial success of
the family, nobody names the exact amount in
dollars. There’s no exact amount that once
reached, a family can consider themselves as
financially successful.
Couples think of financial success as an ability to
afford what you want and internal comfort about
family money. Therefore, financial success is not
measurable by the amount in dollars, but by the
level of the quality of life.

11. Chapter 12. “How a Smartphone
Can Improve Your Home finances” How the
Smartphone
Helps the
Author on a
Day-to-Day
Basis
Promising
startups in
personal
finance

12. Leo Ostapiv
My personal-
finance journey
began when I
started recording
the expenses in
Microsoft Excel in
2008. The
underlying reason
was to discover
why I had a decent
salary, modest
lifestyle and yet
neither assets nor
savings…

13. Taste it for free at
www.homefinances.info