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A Workers\' Compensation Alternative for Contractors in Entertainment and Other Events

A Workers\' Compensation Alternative for Contractors in Entertainment and Other Events

Published in: Economy & Finance, Business

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  • Everyone thinks about how Workers’ Compensation WORKS. When it’s a good fit, it works well. It’s time we took a look at situations where Workers’ Comp DOESN’T work.
  • Transcript

    • 1. How are YOU managing your Workers’ Compensation requirements? ineligible …excluded volunteers? workers?
    • 2. Workers’ Compensation Concerns for Commercial Property Owners, Sports Organizations, Public Entities and Others
    • 3.
    • 4.
      • If a company has Workers’ Compensation, every employee is covered
      • If the General Contractor has Workers’ Comp, his subcontractors are covered
      • They’re not our employees, so it’s not our problem
      • If they give us a certificate that appears to meet our requirements but doesn’t - it’s fraud, or dishonesty
      • Workers’ Comp covers volunteers
      • An independent contractor can’t sue himself, so a state exemption from carrying Workers’ Comp should be the last word
      M I S C O N C E P T I O N S
    • 5.
      • Why is finding solutions
      • to these concerns about
      • Workers’ Compensation
      • so important?
    • 6.
      • Those who don’t think the risk is real - and the risk is great should ask these important questions:
      Why do I require that all people performing work on my property have Workers Compensation insurance? And, why do I require that their insurer name me as Additional Insured?
    • 7. Occupational Accident Designed to cover independent contractors’ medical costs, and compensation for death or disability due to a work-related incident for a specified period, Occupational Accident can also include benefits for paralysis. Contingent Liability Performs as Workers’ Compensation should a contractor or volunteer be deemed or allege to be an employee. Can be a safety net for those times when changing laws and interpretations redefine contractor, volunteer and employee.
    • 8. Around for decades, Occupational Accident and Contingent Liability are proven, tested coverage
    • 9. Recognizing these needs, U.S. Risk Underwriters is pleased to ANNOUNCE…
    • 10.  
    • 11. Sports teams should consider for bat boys, scouts, contracted officials, volunteers, contractors, concessionaires - at counters and in stands, other vendors and non-employee workers. A longer term version of the coverage can be tailored to your needs.
    • 12. Country Clubs hosting tournaments should consider for anyone who lacks coverage. Organizers’ Time and effort saved is, as they say, priceless.
    • 13. Stadiums and arenas share similar uses for with sports teams, plus others such as concerts, guest performers of our national anthem, half-time entertainment, location use in film production, and more.
    • 14. When it comes to concerts and special events, is a MUST for practically every class, including pyrotechnicians
    • 15. Cities and counties should insist on coverage for volunteers and officials for marathons, bike races, regattas, concerts in the park, fireworks displays and street fairs, to name a few.
    • 16. Cities and counties, hotels and casinos can benefit from this coverage for meetings, seminars, trade shows, conventions, weddings and receptions
    • 17. Primary Schools, Colleges and Universities can benefit for guest speakers for a lecture series or graduation ceremony , student film projects on location, plus concerts , camps and clinics, tenant instructors for seminars and continuing ed classes on campus, boosters and alumni volunteers , tryouts judges – the list goes on!
    • 18. Did you get all that?
    • 19. for additional information on and longer term options tailored to your clients, contact: Lorna Greenwood WCS, CRM, CIC, CISR, ACSR 800.232.5830 x 52470 [email_address] All rights reserved Intended for general information Policy forms prevail
    • 20.