BNI Presentation January 16, 2008

Quick Introduction to Business Capital Background Business Capital’s Services Debt Restructuring Financing Ideal Leads for Business Capital

Quick Introduction to Business Capital

Background

Business Capital’s Services

Debt Restructuring

Financing

Ideal Leads for Business Capital

In business 9 years Eight of us in our office; hiring more All Associates have an MBA and/or banking experience Provide Debt Restructuring and Financing Characteristics of our Typical Client

In business 9 years

Eight of us in our office; hiring more

All Associates have an MBA and/or banking experience

Provide Debt Restructuring and Financing

Characteristics of our Typical Client

Secured Lenders Leases Trade Payables Credit Cards

Secured Lenders

Leases

Trade Payables

Credit Cards

Frozen Food Distributor with $3.5MM Debt: $1.6MM Senior Secured Debt $1.9MM Trade Payable Debt Assets of $2.3MM before discount: $1.2MM Accounts Receivable $1MM Inventory (at cost) $100k Delivery Trucks The Bank (Senior Secured Creditor) wanted to liquidate Business Capital renegotiated the entire debt to $850k Bank settled for $400k and released all liens

Frozen Food Distributor with $3.5MM Debt:

$1.6MM Senior Secured Debt

$1.9MM Trade Payable Debt

Assets of $2.3MM before discount:

$1.2MM Accounts Receivable

$1MM Inventory (at cost)

$100k Delivery Trucks

The Bank (Senior Secured Creditor) wanted to liquidate

Business Capital renegotiated the entire debt to $850k

Bank settled for $400k and released all liens

General Contractor with $517k Debt: $310k Credit Card Debt $207k Trade Payable Debt Leverage Four Judgments against them Liens on the property All extra money tied up by the bank until liens released Still needed to complete the house Business Capital has saved the client over $100k on trade payable debt including fee -- released all liens Now beginning to restructure credit card debt

General Contractor with $517k Debt:

$310k Credit Card Debt

$207k Trade Payable Debt

Leverage

Four Judgments against them

Liens on the property

All extra money tied up by the bank until liens released

Still needed to complete the house

Business Capital has saved the client over $100k on trade payable debt including fee -- released all liens

Now beginning to restructure credit card debt

Public company (the Company) purchased the assets of a media content company Secured Debt: Equipment Leases Creditors wanted to repossess the equipment Business Capital saved the Company $1.03MM and the Company kept the equipment

Public company (the Company) purchased the assets of a media content company

Secured Debt: Equipment Leases

Creditors wanted to repossess the equipment

Business Capital saved the Company $1.03MM and the Company kept the equipment

Creditor Debt Amount Settlement Amount BKO $48,598.22 $7,500.00 GGD/HF $7,301.07 $1,500.00 CC $16,042.50 $1,604.25 LX $30,150.00 $5,000.00 TOTAL DEBT $102,091.79 total paid to creditors: $15,604.25 15.3%

Asset-Based Purchase Orders Accounts Receivables Inventory Equipment Real Estate Acquisition SBA and Bank Loans Mezzanine

Asset-Based

Purchase Orders

Accounts Receivables

Inventory

Equipment

Real Estate

Acquisition

SBA and Bank Loans

Mezzanine

Management Buy-out of Manufacturing Co. A partner ruined existing bank relationship No financing and no working capital No established relationship or track record Acquired $350k Line of Credit in Five Days Accounts Receivables and Inventory as Collateral

Management Buy-out of Manufacturing Co.

A partner ruined existing bank relationship

No financing and no working capital

No established relationship or track record

Acquired $350k Line of Credit in Five Days

Accounts Receivables and Inventory as Collateral

Bankruptcy Attorneys Bankers and Lenders Accountants & Bookkeepers Mergers & Acquisitions Firms and Brokers

Bankruptcy Attorneys

Bankers and Lenders

Accountants & Bookkeepers

Mergers & Acquisitions Firms and Brokers