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Presentation Details
Plan Term
/ PPT
Sum
Assured
Mode Maturity
Amount
Maturity
Year
Bonus *Premium Total
Prem's Paid
Plan Name
New Bima Gold179 20/20 1000000 40 73632036816 11163202033Yly
Total: 1000000 73632036816
Note: The above Statements are based on certain assumptions, which are liable to change according to Government / Corporation's Policies.
* Rider Premiums are included in Premium.
* NI is number of installments.
Rider Details
PPT Rider Name Rider Sum Rider
Term
Rider
Premium
Total Prem's
Paid
Plan Term
Double Accident Benefit 1000000 20 1000 20000179 20 20
Total 1000 20000
LIC OF INDIA - MANISH SHAH
INSURANCE ADVISOR
402, Rajendra Vihar, 12th Khetwadi Cross lane, Grant Road, Mumbai -4
Mobile No. : 9820934872 , Web : www.licglobal.com, Email. : sales@licglobal.com
Name: Mr Anil Ambani Age: 30 Date: 11/02/2013
Return's Spreadsheet
Tax Slab: 20%
Normal
Lifecover
Accident
Lifecover
Year Age Annual
Premium
Tax
Saved
Net
Premium
Returns
from LIC
Net Returns Total Loan
Available
Surrender
Value
30 1040000 2040000 36816 7363 29453 0 -29453 002013
31 1080000 2080000 36816 7363 29453 0 -29453 002014
32 1120000 2120000 36816 7363 29453 0 -29453 25775286392015
33 1160000 2160000 36816 7363 29453 0 -29453 67134745932016
34 1200000 2200000 36816 7363 29453 100000 70547 66033733702017
35 1240000 2240000 36816 7363 29453 0 -29453 934871038742018
36 1280000 2280000 36816 7363 29453 0 -29453 1247781386422019
37 1320000 2320000 36816 7363 29453 0 -29453 1603241781382020
38 1360000 2360000 36816 7363 29453 100000 70547 1642711825242021
39 1400000 2400000 36816 7363 29453 0 -29453 2071072301192022
40 1440000 2440000 36816 7363 29453 0 -29453 2555782839762023
41 1480000 2480000 36816 7363 29453 0 -29453 3055793395322024
42 1520000 2520000 36816 7363 29453 100000 70547 3046723385252025
43 1560000 2560000 36816 7363 29453 0 -29453 3746254162502026
44 1600000 2600000 36816 7363 29453 0 -29453 4435074927862027
45 1640000 2640000 36816 7363 29453 0 -29453 5223385803762028
46 1680000 2680000 36816 7363 29453 100000 70547 5536046151152029
47 1720000 2720000 36816 7363 29453 0 -29453 6560837289812030
48 1760000 2760000 36816 7363 29453 0 -29453 7726728585242031
49 1800000 2800000 36816 7363 29453 0 -29453 90518810057642032
50 500000 500000 0 0 0 1116320 1116320 002033
51 500000 500000 0 0 0 0 0 002034
52 500000 500000 0 0 0 0 0 002035
53 500000 500000 0 0 0 0 0 002036
54 500000 500000 0 0 0 0 0 002037
55 500000 500000 0 0 0 0 0 002038
56 500000 500000 0 0 0 0 0 002039
57 500000 500000 0 0 0 0 0 002040
58 500000 500000 0 0 0 0 0 002041
59 500000 500000 0 0 0 0 0 002042
60 0 0 0 0 0 0 0 002043
Total: 736320 147260 589060 1516320 927260
Note: (1) The above Statements are based on certain assumptions, which are liable to change according to Government / Corporation's Policies.
Calculation includes Bonus and Final Additional Bonus as per present Rates.
(2) * Available Total Money.
(3) we are showing annual returns. in case of payment in arrears, half yearly installmant starts 6 months after maturity and yearly installment
starts 1 year after maturity. in case of payment in advance, yearly and half yearly installments starts immediately from maturity date.
(4) Please refer circular no: Actl / 2015 / 4 for details about settlement options.
(*) The above illustration gives an effective yield of 13.55% with tax benefit.
(*) The above illustration gives an effective yield of 10.01% without tax benefit.
You can't sip soup with a knife
This Presentation is Prepared for Private Circulation only.
LIC OF INDIA - MANISH SHAH
INSURANCE ADVISOR
402, Rajendra Vihar, 12th Khetwadi Cross lane, Grant Road, Mumbai -4
Mobile No. : 9820934872 , Web : www.licglobal.com, Email. : sales@licglobal.com
Name: Mr Anil Ambani Age: 30 Date: 11/02/2013
Summary
Additional Gain by Loan Recycling
Compounded Value Of Returns
Returns (Maturity and Survival)
NetPremium
Total Tax Saved u/s 80C
Total Premium Paid
Maximum Risk Cover (Accidental)
Maximum Risk Cover (Normal)
Net Amount In Hand On 11/02/2043
1800000
2800000
736320
147260
589060
1516320
1516320
0
1516320
13.55
10.01Yield WithOut Tax Benefit
Yield With Tax Benefit
Breakup of Returns
Sum Assured & Survival's 400000
Bonus 800000
Premium Returns 316320
400000
800000
316320
When your work speaks for itself, don't interrupt
This Presentation is Prepared for Private Circulation only.
LIC OF INDIA - MANISH SHAH
INSURANCE ADVISOR
402, Rajendra Vihar, 12th Khetwadi Cross lane, Grant Road, Mumbai -4
Mobile No. : 9820934872 , Web : www.licglobal.com, Email. : sales@licglobal.com
Name: Mr Anil Ambani Age: 30 Date: 11/02/2013
LIC vs PPF
Interest On PPF: @8.00%
Amount
Deposited
InterestOpening
Balance
Closing
Balance
Year
0 0 36816 368162013
36816 2945 36816 765772014
76577 6126 36816 1195192015
119519 9562 36816 1658972016
165897 13272 36816 2159852017
215985 17279 36816 2700802018
270080 21606 36816 3285022019
328502 26280 36816 3915982020
391598 31328 36816 4597422021
459742 36779 36816 5333372022
533337 42667 36816 6128202023
612820 49026 36816 6986622024
698662 55893 36816 7913712025
791371 63310 36816 8914972026
891497 71320 36816 9996322027
999632 79971 36816 11164192028
1116419 89314 36816 12425482029
1242548 99404 36816 13787682030
1378768 110301 36816 15258862031
1525886 122071 36816 16847722032
1684772 134782 0 18195542033
1819554 145564 0 19651192034
1965119 157209 0 21223282035
2122328 169786 0 22921142036
2292114 183369 0 24754842037
2475484 198039 0 26735222038
2673522 213882 0 28874042039
2887404 230992 0 31183962040
3118396 249472 0 33678682041
3367868 269429 0 36372972042
3637297 290984 0 39282812043
Total 3191961 736320
PPFLICDescription
Life Risk Cover NoYes
Accidental Risk Cover Yes No
Compulsary Saving Yes No
Min LOCK in Period 3 Years 7 Years
Mode Of Payment Yly, Hly, Qly, Mly,
SSS, Single
At a time ( min Rs
500 )
Those we hurt the most are often those we love the most
This Presentation is Prepared for Private Circulation only.

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Life Insurance India, New Bima Gold 179 from Lic of India, Buy LIC Policy

  • 1. Presentation Details Plan Term / PPT Sum Assured Mode Maturity Amount Maturity Year Bonus *Premium Total Prem's Paid Plan Name New Bima Gold179 20/20 1000000 40 73632036816 11163202033Yly Total: 1000000 73632036816 Note: The above Statements are based on certain assumptions, which are liable to change according to Government / Corporation's Policies. * Rider Premiums are included in Premium. * NI is number of installments. Rider Details PPT Rider Name Rider Sum Rider Term Rider Premium Total Prem's Paid Plan Term Double Accident Benefit 1000000 20 1000 20000179 20 20 Total 1000 20000
  • 2. LIC OF INDIA - MANISH SHAH INSURANCE ADVISOR 402, Rajendra Vihar, 12th Khetwadi Cross lane, Grant Road, Mumbai -4 Mobile No. : 9820934872 , Web : www.licglobal.com, Email. : sales@licglobal.com Name: Mr Anil Ambani Age: 30 Date: 11/02/2013 Return's Spreadsheet Tax Slab: 20% Normal Lifecover Accident Lifecover Year Age Annual Premium Tax Saved Net Premium Returns from LIC Net Returns Total Loan Available Surrender Value 30 1040000 2040000 36816 7363 29453 0 -29453 002013 31 1080000 2080000 36816 7363 29453 0 -29453 002014 32 1120000 2120000 36816 7363 29453 0 -29453 25775286392015 33 1160000 2160000 36816 7363 29453 0 -29453 67134745932016 34 1200000 2200000 36816 7363 29453 100000 70547 66033733702017 35 1240000 2240000 36816 7363 29453 0 -29453 934871038742018 36 1280000 2280000 36816 7363 29453 0 -29453 1247781386422019 37 1320000 2320000 36816 7363 29453 0 -29453 1603241781382020 38 1360000 2360000 36816 7363 29453 100000 70547 1642711825242021 39 1400000 2400000 36816 7363 29453 0 -29453 2071072301192022 40 1440000 2440000 36816 7363 29453 0 -29453 2555782839762023 41 1480000 2480000 36816 7363 29453 0 -29453 3055793395322024 42 1520000 2520000 36816 7363 29453 100000 70547 3046723385252025 43 1560000 2560000 36816 7363 29453 0 -29453 3746254162502026 44 1600000 2600000 36816 7363 29453 0 -29453 4435074927862027 45 1640000 2640000 36816 7363 29453 0 -29453 5223385803762028 46 1680000 2680000 36816 7363 29453 100000 70547 5536046151152029 47 1720000 2720000 36816 7363 29453 0 -29453 6560837289812030 48 1760000 2760000 36816 7363 29453 0 -29453 7726728585242031 49 1800000 2800000 36816 7363 29453 0 -29453 90518810057642032 50 500000 500000 0 0 0 1116320 1116320 002033 51 500000 500000 0 0 0 0 0 002034 52 500000 500000 0 0 0 0 0 002035 53 500000 500000 0 0 0 0 0 002036 54 500000 500000 0 0 0 0 0 002037 55 500000 500000 0 0 0 0 0 002038 56 500000 500000 0 0 0 0 0 002039 57 500000 500000 0 0 0 0 0 002040 58 500000 500000 0 0 0 0 0 002041 59 500000 500000 0 0 0 0 0 002042 60 0 0 0 0 0 0 0 002043 Total: 736320 147260 589060 1516320 927260 Note: (1) The above Statements are based on certain assumptions, which are liable to change according to Government / Corporation's Policies. Calculation includes Bonus and Final Additional Bonus as per present Rates. (2) * Available Total Money. (3) we are showing annual returns. in case of payment in arrears, half yearly installmant starts 6 months after maturity and yearly installment starts 1 year after maturity. in case of payment in advance, yearly and half yearly installments starts immediately from maturity date. (4) Please refer circular no: Actl / 2015 / 4 for details about settlement options. (*) The above illustration gives an effective yield of 13.55% with tax benefit. (*) The above illustration gives an effective yield of 10.01% without tax benefit. You can't sip soup with a knife This Presentation is Prepared for Private Circulation only.
  • 3. LIC OF INDIA - MANISH SHAH INSURANCE ADVISOR 402, Rajendra Vihar, 12th Khetwadi Cross lane, Grant Road, Mumbai -4 Mobile No. : 9820934872 , Web : www.licglobal.com, Email. : sales@licglobal.com Name: Mr Anil Ambani Age: 30 Date: 11/02/2013 Summary Additional Gain by Loan Recycling Compounded Value Of Returns Returns (Maturity and Survival) NetPremium Total Tax Saved u/s 80C Total Premium Paid Maximum Risk Cover (Accidental) Maximum Risk Cover (Normal) Net Amount In Hand On 11/02/2043 1800000 2800000 736320 147260 589060 1516320 1516320 0 1516320 13.55 10.01Yield WithOut Tax Benefit Yield With Tax Benefit Breakup of Returns Sum Assured & Survival's 400000 Bonus 800000 Premium Returns 316320 400000 800000 316320 When your work speaks for itself, don't interrupt This Presentation is Prepared for Private Circulation only.
  • 4. LIC OF INDIA - MANISH SHAH INSURANCE ADVISOR 402, Rajendra Vihar, 12th Khetwadi Cross lane, Grant Road, Mumbai -4 Mobile No. : 9820934872 , Web : www.licglobal.com, Email. : sales@licglobal.com Name: Mr Anil Ambani Age: 30 Date: 11/02/2013 LIC vs PPF Interest On PPF: @8.00% Amount Deposited InterestOpening Balance Closing Balance Year 0 0 36816 368162013 36816 2945 36816 765772014 76577 6126 36816 1195192015 119519 9562 36816 1658972016 165897 13272 36816 2159852017 215985 17279 36816 2700802018 270080 21606 36816 3285022019 328502 26280 36816 3915982020 391598 31328 36816 4597422021 459742 36779 36816 5333372022 533337 42667 36816 6128202023 612820 49026 36816 6986622024 698662 55893 36816 7913712025 791371 63310 36816 8914972026 891497 71320 36816 9996322027 999632 79971 36816 11164192028 1116419 89314 36816 12425482029 1242548 99404 36816 13787682030 1378768 110301 36816 15258862031 1525886 122071 36816 16847722032 1684772 134782 0 18195542033 1819554 145564 0 19651192034 1965119 157209 0 21223282035 2122328 169786 0 22921142036 2292114 183369 0 24754842037 2475484 198039 0 26735222038 2673522 213882 0 28874042039 2887404 230992 0 31183962040 3118396 249472 0 33678682041 3367868 269429 0 36372972042 3637297 290984 0 39282812043 Total 3191961 736320 PPFLICDescription Life Risk Cover NoYes Accidental Risk Cover Yes No Compulsary Saving Yes No Min LOCK in Period 3 Years 7 Years Mode Of Payment Yly, Hly, Qly, Mly, SSS, Single At a time ( min Rs 500 ) Those we hurt the most are often those we love the most This Presentation is Prepared for Private Circulation only.