Your SlideShare is downloading. ×
0
Term Accident Insurance Unfortunately, accidents can happen  in everyday life and any injuries  caused could lead to a lo...
Benefits of Accident Insurance Accidental Death Benefit : In case of an  unlucky event happening ensuing in death of  the...
Benefits of Accident Insurance Education Grant: A sudden crisis  situation in the family immediately  tends to hamper the...
Premiums and Coverage Some things to consider while comparing  quotes and getting the most competitive  option are: Occu...
Premiums and Coverage Monthly Benefit – As accident  insurance covers 75% of your income,  those people with a higher inc...
Conditions In Accident Insurance Accident insurance is not the same as  accidental death cover. An accidental death insu...
www.LifeInsuranceDirect.com.auThis presentation does not represent and products or services provided by                   ...
A shopper guide to personal accident insurance
Upcoming SlideShare
Loading in...5
×

A shopper guide to personal accident insurance

812

Published on


Accident Insurance Quotes compared between all major personal accident insurance providers. Complete online comparison & save 20% on your policy today.Visit us www.lifeinsurancedirect.com.au/income-protection/accident-insurance/

Published in: Health & Medicine
0 Comments
0 Likes
Statistics
Notes
  • Be the first to comment

  • Be the first to like this

No Downloads
Views
Total Views
812
On Slideshare
0
From Embeds
0
Number of Embeds
0
Actions
Shares
0
Downloads
28
Comments
0
Likes
0
Embeds 0
No embeds

No notes for slide

Transcript of "A shopper guide to personal accident insurance"

  1. 1. Term Accident Insurance Unfortunately, accidents can happen in everyday life and any injuries caused could lead to a loss of income due to time of work. Definitions: A personal accident insurance cover offers you security for all the financial losses you have suffered as a result of some serious injury or personal accident. © Copyright 2011 - 2012 www.LifeInsuranceDirect.com.au
  2. 2. Benefits of Accident Insurance Accidental Death Benefit : In case of an unlucky event happening ensuing in death of the insured the nominee would be paid up to the sum insured which would be of huge support to the existing members. Accident Disability : Death is typically not the only effect of an accident. At times it leads to disablement or dismemberment. Supporting the medical expenditure and the cost of living in such a condition can be very challenging © Copyright 2011 - 2012 www.LifeInsuranceDirect.com.au
  3. 3. Benefits of Accident Insurance Education Grant: A sudden crisis situation in the family immediately tends to hamper the education of the children. Accident insurance generally covers up to 75% of your income and mainly offers a monthly benefit from 2 years up to 65 years. © Copyright 2011 - 2012 www.LifeInsuranceDirect.com.au
  4. 4. Premiums and Coverage Some things to consider while comparing quotes and getting the most competitive option are: Occupation–The cost of your premium may swell depending on your occupation. The benefit period – Generally, longer benefit periods will attract a higher premium. Benefit periods may range from 2-5 years up to 65 years. © Copyright 2011 - 2012 www.LifeInsuranceDirect.com.au
  5. 5. Premiums and Coverage Monthly Benefit – As accident insurance covers 75% of your income, those people with a higher income may pay a higher premium. Your age – As you age, your risk of accidents increases and it may affect your premium. © Copyright 2011 - 2012 www.LifeInsuranceDirect.com.au
  6. 6. Conditions In Accident Insurance Accident insurance is not the same as accidental death cover. An accidental death insurance policy pays you a lump sum payment should the accident causes the death of the insured. Generally, accident insurance policies can be a more cost effective solution than full sickness and accident insurance policy as since it only covers accidents. © Copyright 2011 - 2012 www.LifeInsuranceDirect.com.au
  7. 7. www.LifeInsuranceDirect.com.auThis presentation does not represent and products or services provided by LifeInsuranceDirect.
  1. A particular slide catching your eye?

    Clipping is a handy way to collect important slides you want to go back to later.

×