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http://AIADirectQuote.com How ObamaCare Health Insurance Subsidies Will Work. Heather Loughlin is seen on Monday, May 9, 2011 in Montpelier, Vt. Loughlin was working as a vice president at the Sugarbush ski resort when she was diagnosed with multiple sclerosis. Before long, she found herself no longer able to work and buying insurance with a subsidy from the state under a current program but with a private insurer. (Toby Talbot/AP Photo)
Beginning in 2014, enormous insurance premium subsidies and payment supports will be available under the Affordable Care Act (ACA) to millions of lower-income individuals and families. While Obamacare could always be overturned before then, the law has been upheld as constitutional by the U.S. Supreme Court. And short of historic landslide victories in this November's elections by the law's largely Republican opponents, changing major aspects of it will be difficult.