What A Super Model Can Teach a Harvard MBA About Credit

LARRY CHIANGCEO Duck9

What a Super ModelCan Teach a
Harvard MBA
About CREDIT
The EconomistConference on “Human Potential”

Photo Credit:Kris Krug/Getty
If this presentation was one slide, this would be it

I documented over a dozen cases in Chapter 11 of my book. It’s all about “Falling Forward”
Plot spoiler: all 3 models are still in the business & thriving after
their falls

MoreThings
A
Super ModelCan Teach

Can be
prepared
for

All 672s
are treatedthe same

pulls into
a monopoly(Fair Isaac’sFICO)
An oliopoly

Bound in a 1970’s set of tech
Fails to account for email, web, fax, even phone
Consumer’s only protection via written snail mail

Card Act: meant to protect young adults but 111th Congress has only 1.4 pages addressing this

Can use
debit data
as a basisfor credit system
See Larry Chiang’s testimony before the World Bank

In case you were wondering if my title slide was incongruent with my title, “What a Super Model Can Teach a Harvard MBA About CREDIT”

Take a bow vs. re-experiencing agony

OwnYourExperiences

Stay pleasant during strenuous situations & make everything look easy

I yield the balance ofmy time to questions

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What A Super Model Can Teach a Harvard MBA About Credit

by Stanford University, Bloomberg BusinessWeek, GigaOm, TechCrunch, VentureBeat and 13 Syndicated Outlets

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