What A Super Model Can Teach a Harvard MBA About Credit
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What A Super Model Can Teach a Harvard MBA About Credit What A Super Model Can Teach a Harvard MBA About Credit Presentation Transcript

  • LARRY CHIANGCEO Duck9
  • What a Super ModelCan Teach a
    Harvard MBA
    About CREDIT
    The EconomistConference on “Human Potential”
  • Photo Credit:Kris Krug/Getty
    If this presentation was one slide, this would be it
  • I documented over a dozen cases in Chapter 11 of my book. It’s all about “Falling Forward”
    Plot spoiler: all 3 models are still in the business & thriving after
    their falls
  • MoreThings
    A
    Super ModelCan Teach
  • Can be
    prepared
    for
  • All 672s
    are treatedthe same
  • pulls into
    a monopoly(Fair Isaac’sFICO)
    An oliopoly
  • Bound in a 1970’s set of tech
    Fails to account for email, web, fax, even phone
    Consumer’s only protection via written snail mail
  • Card Act: meant to protect young adults but 111th Congress has only 1.4 pages addressing this
  • Can use
    debit data
    as a basisfor credit system
    See Larry Chiang’s testimony before the World Bank
  • In case you were wondering if my title slide was incongruent with my title, “What a Super Model Can Teach a Harvard MBA About CREDIT”
  • Take a bow vs. re-experiencing agony
  • OwnYourExperiences
  • Stay pleasant during strenuous situations & make everything look easy
  • I yield the balance ofmy time to questions