Lighthouse Investments What is Target Allocationsm? Being in the right place at the right time. Different than Asset Allocation Evaluated and Reallocated on a regular basis Not Market Timing 100% Mutual Funds Values
Lighthouse Investments Regular Reallocation Based on performance-weighted market and economic indicators Based on current economic conditions Quarterly reallocation Values
Lighthouse Investments Some of the Weighted Market Indicators Used for Reallocation
Allocated into the sectors that we feel will outperform during the next quarter
Has varied from 100% equity to 100% fixed income
Most quarters are predominantly comprised of equity sector investments
Lighthouse Investments Portfolio Decision Making Process Weighted economic and market indicators Screen total available funds using Morningstar Various performance and risk measures are used to determine funds(annual performance, Morningstar rating, Sharpe ratio, and average annual performance) Screen each fund if Socially Responsible or Values Based portfolio Evaluate prospectuses to determine minimum holding period and possible redemption fees Values
The portfolios have had different violation percentages each quarter.
At portfolio re-allocation, they have never had any investment in companies that have abortion or pornography violations.
The overall portfolio violation percentage has ranged from a low of 0% to a high of 4% in a quarter.
Lighthouse Investments A Systematic Approach To all Aspects of Portfolio Management Values
Lighthouse Investments Focus on Continuous Improvement in Portfolio Returns and Risk Control Values
Lighthouse Investments Questions? Money Concepts International, Inc. 11440 N. Jog Road Palm Beach Gardens, FL 33418 Tel: 561.472.2000 www.moneyconcepts.com All Securities through Money Concepts Capital Corp. Member FINRA/SIPC Money Concepts Advisory Service is a Registered Investment Advisor with the SEC All Non Securities and Non Advisory Products through Money Concepts International, Inc. Providers of Financial Services Since 1979 Values