1. We raise credit scores. Frequent Questions
When you become our client we begin our How much will you increase my credit score?
Three Step Process. Our average is over 50 points within six months, although
we have been as successful as 200 points. The exact
First, we identify your personal goals and needs amount we are able to raise your score is dependent on
and devise an action plan based on your credit your current situation and your ability to follow the advice
needs. We educate you on how credit scores we give.
work and what you can do to control your credit
score and continue to manage it after you are What items can you remove from my credit report?
done with working with us. Bankruptcies, foreclosures, collections, charge-offs,
reposessions, medical bills, late payments, judgements,
Next, we raise credit scores by protecting your tax liens, student loans, incorrect addresses, inquiries,
rights and working with the credit bureaus and identity theft and more.
your creditors.
What items can't you remove?
Finally, when we are done working with you file Anything that is 100% accurate and verfiable. Our average
we will leave you in a far better position to removal rate is 70%.
obtain credit, pay lower rates on your current
credit and give a chance for a better life for you Will the removed items ever come back?
and your family. No, as long as the item is current or paid at the time of
removal or it is a collection account older than four years.
WHY USE CREDIT RESTORATION & Will 100% of my negative items be removed? We have
MANAGEMENT been 100% successful on many occasions. Our average
success rate is around 70%
MONEY BACK GUARANTEE* Why do results differ?
We use the consumer protection laws to their fullest on
NO ONGOING MONTHLY FEES your behalf. Sometimes credit bureaus, creditors and
PAYMENT PLANS AVAILABLE* collection agencies provide all the law requires and
sometimes they don't. We are completely thorough in
MONITOR YOUR PROGRESS ON OUR enforcing your rights and are able to find a reason to
WEBSITE remove a negative item from your credit report an average
of 70% of the time.
WE WORK ON YOUR REPORT UP TO ONE
YEAR* What do I do to get started?
Simply give us a call to go over your credit report so we
ALL WORK IS SUPERVISED BY SENIOR
can create an action plan for you.
MANAGEMENT Credit Restoration &
Management
WE ARE AFFILIATED WITH THE NATION'S Credit Restoration & Management
LEADING LAW FIRM ON CREDIT ISSUES Phone: 888.777.4146 Phone: 888.777.4146
Fax: 888.490.7740 Fax: 888.490.7740
Web: www.creditram.com Web: www.creditram.com
*Ask for details on these programs

2. Your Goal Your Plan Your Success
Are you buying a home? Refinancing? Is your credit score We will take you through a complete process where you When you have completed your time with us, you will be
preventing you from qualifying for a loan? Are you will always have an expert to answer your questions. After armed with a higher credit rating and credit lessons that
burdened by credit card or old student loan debt? we obtain your credit report, we design a plan that best will allow you to maintain and improve upon your credit in
suits your personal credit needs, whether recovering from future years.
Many home buyers believe they will never enjoy the best
personal bankruptcy, foreclosure, collections, late
mortgage rates and often feel as though their real estate You can leave a negative credit rating behind and begin to
payments or high interest credit card debt.
resources are exhausted. If you can identify with the enjoy lower monthly payments as well as thousands of
millions of potential home buyers in America who feel they When you retain our services you will receive years of dollars in interest savings.
cannot get the home of their dreams, you can identify with experience in removing negative credit items and credit
Enjoy the luxury of lower debt payments and higher
our clients and we identify with you. score consulting. On average, we are able to remove
purchasing power.
seventy percent of negative claims; boosting our client's
We specialize in credit restoration, credit score counseling
credit score an average of fifty points in ninety days. Our
and credit scoring solutions for consumers looking to
money-back guarantee ensures that if we are unable to
obtain better credit by having the highest credit score
remove at least 25% of negative items from each and
possible.
every credit report, we will refund 100% of your fee.
Bad credit can happen to anyone and it can happen
Credit scoring is a complicated matter. We are thankful
quickly. Restoring your credit is a process. With the proper
that legislation has moved more towards consumer
help, you can get the home you want or the financing you
awareness but most people do not fully understand how
need.
credit scoring works. For example, did you know that
All you need is a plan. paying off an old collection can actually lower your score?
By partnering with a credit expert, you can develop a Having an expert to guide you will help you attain your
personalized strategy designed for your personal needs. credit goals.
Phone: 888.777.4146 Fax: 888.490.7740 www.creditram.com