REDEVELOPING SUSTAINABLE COMMUNITIES THE NEXUS OF RACE, CLASS, AND CREDIT      The National Vacant Properties Campaign    ...
INEQUALITY HAS A RACIAL FOOTPRINT    FROM REDLINING TO “REVERSE REDLINING”    FAIR AND SUSTAINABLE CREDIT    COMMUNITIES O...
“This is today’s home-financing legacy of the Black Belt                that was created across the U.S. South in the     ...
4Source: ARC Report, Race and Recession: How Inequity Rigged the Economy andHow to Change the Rules. Download at http://ww...
REDLINING MAP OF PHILADELPHIA                                5
From Redlining to  Reverse Redlining:   A historical view of    redlining zones inPhiladelphia and areas of foreclosure in...
7
8
9
TWIN CITIES (MINNESOTA)                          Source: IRP Report,                          “Communities in Crisis”     ...
NW        E     S                            Population Change                             in Wayne County                ...
NGrowth of Vacant Housing                Legend:                 W       E   in Detroit 1970-2000                         ...
Redeveloping Sustainable Communities The Nexus of Race, Class, and Credit
Redeveloping Sustainable Communities The Nexus of Race, Class, and Credit
Redeveloping Sustainable Communities The Nexus of Race, Class, and Credit
Redeveloping Sustainable Communities The Nexus of Race, Class, and Credit
Redeveloping Sustainable Communities The Nexus of Race, Class, and Credit
Redeveloping Sustainable Communities The Nexus of Race, Class, and Credit
Redeveloping Sustainable Communities The Nexus of Race, Class, and Credit
Redeveloping Sustainable Communities The Nexus of Race, Class, and Credit
Redeveloping Sustainable Communities The Nexus of Race, Class, and Credit
Redeveloping Sustainable Communities The Nexus of Race, Class, and Credit
Redeveloping Sustainable Communities The Nexus of Race, Class, and Credit
Redeveloping Sustainable Communities The Nexus of Race, Class, and Credit
Redeveloping Sustainable Communities The Nexus of Race, Class, and Credit
Redeveloping Sustainable Communities The Nexus of Race, Class, and Credit
Redeveloping Sustainable Communities The Nexus of Race, Class, and Credit
Redeveloping Sustainable Communities The Nexus of Race, Class, and Credit
Redeveloping Sustainable Communities The Nexus of Race, Class, and Credit
Redeveloping Sustainable Communities The Nexus of Race, Class, and Credit
Redeveloping Sustainable Communities The Nexus of Race, Class, and Credit
Redeveloping Sustainable Communities The Nexus of Race, Class, and Credit
Redeveloping Sustainable Communities The Nexus of Race, Class, and Credit
Redeveloping Sustainable Communities The Nexus of Race, Class, and Credit
Redeveloping Sustainable Communities The Nexus of Race, Class, and Credit
Redeveloping Sustainable Communities The Nexus of Race, Class, and Credit
Redeveloping Sustainable Communities The Nexus of Race, Class, and Credit
Redeveloping Sustainable Communities The Nexus of Race, Class, and Credit
Redeveloping Sustainable Communities The Nexus of Race, Class, and Credit
Redeveloping Sustainable Communities The Nexus of Race, Class, and Credit
Redeveloping Sustainable Communities The Nexus of Race, Class, and Credit
Redeveloping Sustainable Communities The Nexus of Race, Class, and Credit
Redeveloping Sustainable Communities The Nexus of Race, Class, and Credit
Redeveloping Sustainable Communities The Nexus of Race, Class, and Credit
Redeveloping Sustainable Communities The Nexus of Race, Class, and Credit
Redeveloping Sustainable Communities The Nexus of Race, Class, and Credit
Redeveloping Sustainable Communities The Nexus of Race, Class, and Credit
Redeveloping Sustainable Communities The Nexus of Race, Class, and Credit
Redeveloping Sustainable Communities The Nexus of Race, Class, and Credit
Redeveloping Sustainable Communities The Nexus of Race, Class, and Credit
Redeveloping Sustainable Communities The Nexus of Race, Class, and Credit
Redeveloping Sustainable Communities The Nexus of Race, Class, and Credit
Redeveloping Sustainable Communities The Nexus of Race, Class, and Credit
Redeveloping Sustainable Communities The Nexus of Race, Class, and Credit
Redeveloping Sustainable Communities The Nexus of Race, Class, and Credit
Redeveloping Sustainable Communities The Nexus of Race, Class, and Credit
Redeveloping Sustainable Communities The Nexus of Race, Class, and Credit
Redeveloping Sustainable Communities The Nexus of Race, Class, and Credit
Redeveloping Sustainable Communities The Nexus of Race, Class, and Credit
Redeveloping Sustainable Communities The Nexus of Race, Class, and Credit
Redeveloping Sustainable Communities The Nexus of Race, Class, and Credit
Redeveloping Sustainable Communities The Nexus of Race, Class, and Credit
Redeveloping Sustainable Communities The Nexus of Race, Class, and Credit
Redeveloping Sustainable Communities The Nexus of Race, Class, and Credit
Redeveloping Sustainable Communities The Nexus of Race, Class, and Credit
Redeveloping Sustainable Communities The Nexus of Race, Class, and Credit
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  1. 1. REDEVELOPING SUSTAINABLE COMMUNITIES THE NEXUS OF RACE, CLASS, AND CREDIT The National Vacant Properties Campaign June 2nd 2009 Louisville KY john a. powell Executive Director
  2. 2. INEQUALITY HAS A RACIAL FOOTPRINT FROM REDLINING TO “REVERSE REDLINING” FAIR AND SUSTAINABLE CREDIT COMMUNITIES OF OPPORTUNITY2
  3. 3. “This is today’s home-financing legacy of the Black Belt that was created across the U.S. South in the Reconstruction era” – Wyly et. al.From Wyly, Moos, Foxcroft & Kabahizi, “Subprime Mortgage Segmentation in the American Urban System”which identifies 30 metro areas with the highest prevalence of subprime lending and 3 out of 10 loanrequests are denied.
  4. 4. 4Source: ARC Report, Race and Recession: How Inequity Rigged the Economy andHow to Change the Rules. Download at http://www.arc.org/recession/
  5. 5. REDLINING MAP OF PHILADELPHIA 5
  6. 6. From Redlining to Reverse Redlining: A historical view of redlining zones inPhiladelphia and areas of foreclosure in minority communities. 6
  7. 7. 7
  8. 8. 8
  9. 9. 9
  10. 10. TWIN CITIES (MINNESOTA) Source: IRP Report, “Communities in Crisis” http://www.irpumn.org/ uls/resources/projects/IR P_mortgage_study_Feb. _11th.pdf 10
  11. 11. NW E S Population Change in Wayne County 1970-2000 Legend: City of Detroit Highways Counties Population Change 1970-2000 Population Loss 0 - 500 Pop. Growth 500 - 1000 Pop. Growth 1000 - 2000 Pop. Growth 1110 0 10 20 Miles 2,000 or More Pop. Growth
  12. 12. NGrowth of Vacant Housing Legend: W E in Detroit 1970-2000 S City of Detroit % of Homes Vacant (% Vacant Housing Highways 0-3 in 1970 and 2000) Counties 3 - 10 10 - 15 Prepared by: Kirwan Institute Source Data: U.S. Census Bureau 15 - 20 20 - 57.6 % Vacant % Vacant 1970 2000 128 0 8 16 Miles
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