Green banking

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green banking ppt gvn college

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  • @St. Joseph's College of Commerce An ethical bank, also known as a social, alternative, civic, or sustainable bank, is a bank concerned with the social and environmental impacts of its investments and loans. refer wikipedia
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  • Green Banking is nothing but Sustainable Banking not a Ethical Banking for your kind info.
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Green banking

  1. 1. Green banking by Kiruthika & Nithya
  2. 2. Introduction <ul><li>GREEN BANKING is like a normal bank which considers all the social and environmental factors; it is also called as ethical bank. Ethical banks have started with the aim of protecting the environment </li></ul>
  3. 3. Green banking coverage includes: <ul><li>Sustainable banking </li></ul><ul><li>Ethical banking </li></ul><ul><li>Green mortgage </li></ul><ul><li>Green loan </li></ul><ul><li>Green credit cards </li></ul><ul><li>Green saving accounts </li></ul><ul><li>Green checking accounts </li></ul><ul><li>Green cds </li></ul><ul><li>Green money market accounts </li></ul><ul><li>Mobile banking </li></ul><ul><li>Online banking </li></ul><ul><li>Remote deposit(RDC) </li></ul>
  4. 4. Benefits of Ethical/Green banking <ul><li>Basically Ethical banking avoids as much as paper work, you may go green credit cards, go green mortgages and also all the transactions done through online. </li></ul><ul><li>Creating awareness to business people about environmental and social responsibility enabling them to do a environmental friendly business practice. </li></ul><ul><li>They follow environmental standards for lending, which is really a good idea and it will make business owners to change their business to environmental friendly which is good for our future generations. </li></ul><ul><li>When you are awarded with a loan, the interest of that loan is comparatively less with normal banks, because ethical banks give more importance to environmental friendly factors they do not operate with high interest rates. </li></ul>
  5. 5. List of bank adopted “go green” concept <ul><li>Indus ind bank </li></ul><ul><li>State bank of India </li></ul><ul><li>ICICI bank </li></ul><ul><li>IDBI bank </li></ul>
  6. 6. <ul><li>Help the people </li></ul><ul><li>Help the planet </li></ul><ul><li>Be the change </li></ul><ul><li>You wish to </li></ul><ul><li>See in the world </li></ul><ul><li>─ Gandhi </li></ul>
  7. 7. conclusion <ul><li>It is important that Indian bank recognize their environmental and social responsibilities for effective green banking, the RBI and Indian government should pay a proactive role and formulate green policy guidelines and financial incentives. </li></ul><ul><li>Indian bank should adopt green banking as a business model without much further delay </li></ul>
  8. 8. Thank you

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