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Hy solution사례(5)저축보험가입고객
Hy solution사례(5)저축보험가입고객
Hy solution사례(5)저축보험가입고객
Hy solution사례(5)저축보험가입고객
Hy solution사례(5)저축보험가입고객
Hy solution사례(5)저축보험가입고객
Hy solution사례(5)저축보험가입고객
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Hy solution사례(5)저축보험가입고객

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  • 1. 금융상품 분석
  • 2. 상품비교분석1. 상품의 구조 HY-300 3 옵션 1 vs 즉시연금활용 – 경험생명표 혜택 없음 + 10년 연금전환 정기적금 옵션 2 수수료: 2% 추가납입 혜택1 (월납 100만원 기준) 재해사망보장금: 1200만원+적립액 보 장 일반사망보장금: 600만원+적립액 혜택2 10년비과세 혜택3 최저이율 10년이내 3%,10년이후 2% 최저보증 보장
  • 3. 상품비교분석2. 수익률 비교 vs 적금 HY-300 3적금 5% (세후) 29,118,300 신한 5.1% 28,258,015
  • 4. 상품비교분석3. 납입기간 및 보험기간 HY-300 3
  • 5. 상품비교분석4. 채권형수익률 HY-300 3 운영성과 펀드생성일: 2004.09.22 순자산액: 92,715백만원
  • 6. 상품비교분석4. 채권형수익률 안정성 HY-300 3 투자가능채권
  • 7. 상품비교분석5. 추가납입한도 HY-300 3 상품요약서 사업비 추가납입 한도비교 (월 100만원,50세기준,10년납) 총납입보험료 1.2억*2배 = 2.4억 vs 54년(104세-50세) * 12 월* 2배 *1,000,000 = 12.96억

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