Your SlideShare is downloading. ×
Hdfc standard life
Upcoming SlideShare
Loading in...5
×

Thanks for flagging this SlideShare!

Oops! An error has occurred.

×
Saving this for later? Get the SlideShare app to save on your phone or tablet. Read anywhere, anytime – even offline.
Text the download link to your phone
Standard text messaging rates apply

Hdfc standard life

5,585

Published on

HDFC Standard Life Presentation, fund allocation, investment portfolio etc.

HDFC Standard Life Presentation, fund allocation, investment portfolio etc.

Published in: Economy & Finance, Business
1 Comment
1 Like
Statistics
Notes
No Downloads
Views
Total Views
5,585
On Slideshare
0
From Embeds
0
Number of Embeds
1
Actions
Shares
0
Downloads
317
Comments
1
Likes
1
Embeds 0
No embeds

Report content
Flagged as inappropriate Flag as inappropriate
Flag as inappropriate

Select your reason for flagging this presentation as inappropriate.

Cancel
No notes for slide

Transcript

  • 1. Life Insurance Products
  • 2.  Term Insurance  Whole-life Insurance  Universal life Insurance  Variable life Insurance
  • 3.  Term life insurance or term assurance is life insurance which provides coverage at a fixed rate of payments for a limited period of time, the relevant term. If the insured dies during the term, the death benefit will be paid to the beneficiary.
  • 4.  HDFCTerm Assurance Plan  HDFC Children’s Plan* Note: * Children’s Plan is also categorized underVariable Insurance Policies
  • 5.  A whole life insurance policy covers you for your entire life, not just for a specific period such as term insurance.Your death benefit and premium in most cases will remain the same. It does not allows the policyholder to use the interest from his or her accumulated savings to help pay premiums. Beneficiary receives only face value…but no cash value.
  • 6.  HDFC Personal Pension Plan  HDFC Immediate Annuity  HDFC Single PremiumWhole of Life Insurance Plan  HDFC Saving assurance plan  HDFC Premium Guarantee Plan  HDFC Children plan* Note: * Children’s Plan is also categorized underTerm Insurance Policies
  • 7. SN. Name of policy Age limit Term limit Benefits Products of life insurance 1 HDFC children’s plan 18-60 10-25 Accelerated, maturity, choose seven target Whole life 2 HDFC saving Assurance plan 18-50 10-30 Flexibility , protection, no medicals, Whole life 3 HDFC personal plan 35-60 10- 40(R) 5-15(S) Choose Whole life 4 HDFC immediate annuity Life time or over a period 15yr. Death benefit Whole life 5 HDFC single premium 18-70 Death benefit Whole life 6 HDFC Premium Guarantee Plan 18-55 10-30 Maturity benefit (Waiver of premium) Whole life
  • 8.  Universal Life is a type of permanent life insurance based on a cash value. Unlike whole life insurance, universal life allows the cash value of investments to grow at a variable rate that is adjusted periodically.  Features: 1. premium flexibility (maximum- minimum range, skipped payment permitted, cash value also changes) 2. cash value accumulation…varies with interest rates used by the insurer
  • 9.  HDFC SL Crest  HDFC ProGrowth Super II  HDFC SLYoungStar Super II  HDFC Unit Linked Pension  HDFC Unit Linked Endowment  HDFC Unit LinkedYoung Star  HDFC Unit Linked Pension II
  • 10.  A form of whole life insurance, variable life insurance provides permanent protection to the beneficiary upon the death of the policy holder. It builds a cash value. In aVUL, the cash value can be invested in a wide variety of separate accounts, similar to mutual funds
  • 11.  HDFC EndowmentAssurance Plan  HDFC SL New Money Back Plan  HDFC Money Back Plan
  • 12. S N . Name of the Product Age Limit Term Limit Benifits 1 HDFC Money Back Plan 12-60 10-30 i)Critical Illness ii)Addn. term benefit iii)Accdntl. Benefit iv)Waiver of premium 2 HDFC SL New Money Back Plan 14-53 12,16, 20 and 24 i)Money Back ii)Maturity+Death benefit 3 HDFC Endowment Assurance Plan 12-60 10-30 Same as above

×