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Kelly c.ruggles
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Kelly c.ruggles


One of the most important steps in planning for your retirement is personal care.

One of the most important steps in planning for your retirement is personal care.

Published in Business , Economy & Finance
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  • 1. The Benefits of Long-term Care Insurance
  • 2. One of the most important steps in planning for your retirement is personal care. If you leave this step out, then you are overlooking a very large component of a well thought-out retirement plan.
  • 3. Kelly Ruggles, president of American Reliance Group, and an expert financial planner for retirees, considers long-term care insurance to be essential for most people reaching retirement.
  • 4. Kelly believes that most people tend to neglect long-term care insurance in their post-retirement planning. A long- term illness can arise unexpectedly, wiping away your retirement nest egg in a short time.
  • 5. Kelly Ruggles suggests taking into consideration the possibilities of any post-retirement illness that might arise. A person can manage some of these demands, like home care or an assisted living facility, by purchasing some kind of LTC insurance.
  • 6. Kelly Ruggles believes that by planning for long-term care, you can protect your family from bearing the costs of your nursing home care if the need should arise. By having LTC insurance, you can choose where you want to receive care without the entire financial burden on yourself or your family.
  • 7. Not everyone qualifies for LTC. A person must be fairly healthy and have lived a relatively healthy life in order to be considered.
  • 8. Kelly Ruggles is an advocate for LTC insurance for most people. If you are not sure of how to go about your post- retirement LTC planning, then you can rely on a professional like Kelly Ruggles for expert guidance.
  • 9. He has over 15 years of experience in this area and has helped many people in planning a financially secure future. To know more about Kelly Ruggles and the services provided by him, browse through
  • 10. Thanks