With Wills Testator Appoint Executor Trustee Guardian Distribute the Estate according to Your wishes Executor retrieve the will, list down all Assets and liabilities And apply for Grant of Probate Testator Pass away Grant of Probate Executor distribute the Estate, according to the will Undistributed Estate shall be kept by the Trustee Taking care of minor children Trustee Guardian (Wills Act 1959) ESTATE EXECUTION 6-12 months

Will, Trust & Fund Creation Business Succession Planning Senior Citizen Park & Final Home Estate Execution -Grant of Probate & Administration -Letter of Administration -Letter of Representation Estate Planning

Will Writing Trust Creation Wealth Maximization Estate Conservation Business Loan Indemnity Estate Assessment & Net-worth Analysis Execution & Administration of Estate Ultimate Care Golden Age Lifestyle & Health Care Maintenance Retirement Fund Management Business Succession Planning Increase in Profitability & Liquidity Estate Planning Ensures T otal Peace of Mind

Types Of Assets Accumulated Shares Insurance Business *Life Insurance $$$$$$$$$$$$$$$$$$$$$$ Estate If one dies without a will (intestacy), estate shall be distributed to beneficiaries according to Distribution Act 1958 (Amended in 1997) Estate shrinkage due to: Tax Liabilities Legal & Administration fees Accounting & Appraisal fees Final Expenses Loss due to delays (Shrinkage 20% - 70%) ONLY THROUGH TOTAL FINANCIAL & ESTATE PLANNING, WILL YOU HAVE A TOTAL PEACE OF MIND! *E.P.F. Saving Investment Property Estate Shrinkage * Life insurance is a trust fund while the E.P.F. is a statutory fund. Both will not be aggregated into the Estate unless the nomination fails. The rest of the assets will be frozen upon the demise of the estate owner.

人 逝 世 后 的 遗 产 Succession Act 1956 Testate Intestate Probate Administration Distribute according To Will Distribute according To Distribution Act 1958 Probate & Administration Act 1959