Karen Wisne, Realtor Conscientious. Experienced. Trusted. Direct: (614) 818-7661 mailto:karen.wisne@realliving.com
About Real Living <ul><li>Real Living was born in 2002, via merger among several successful, long-established real estate ...
My Qualifications and Statistics <ul><li>Real Estate Sales </li></ul><ul><li>California Real Estate Licensee since 1996 </...
Responsibility and  Equal Opportunity <ul><li>My ethical responsibilities as your Realtor® </li></ul><ul><li>Loyalty:  I w...
Real Living Relocation <ul><li>Whether you are buying or selling a home, moving across town or around  </li></ul><ul><li>t...
Real Living Relocation <ul><li>When you work with Real Living Relocation Services, we provide you with: </li></ul><ul><li>...
Begin Your Search at www.RealLiving.com/karen.wisne <ul><li>You can view up to 27 color photos of all the listings on the ...
MyRealLiving 2.0 <ul><li>In 2006, Real Living unveiled My Real Living version 2.0, an industry-first, consumer-agent </li>...
Buyer’s CMA <ul><li>As your agent, it’s my job to provide you with information that will help you make smart </li></ul><ul...
Preparing an Offer + Closing <ul><li>The “purchase agreement” is the most important document we’ll craft together: it cont...
Preparing an Offer + Closing <ul><li>Title </li></ul><ul><li>Once you and the seller have finalized your contract, the tit...
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Her Buyers Kw

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Karen Wisne, Realtor

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Her Buyers Kw

  1. 1. Karen Wisne, Realtor Conscientious. Experienced. Trusted. Direct: (614) 818-7661 mailto:karen.wisne@realliving.com
  2. 2. About Real Living <ul><li>Real Living was born in 2002, via merger among several successful, long-established real estate companies. Our founding companies joined forces because they wanted to keep growing—because of their steadfast commitment to the real estate agents and consumers they served—and because they knew that, like all thriving families, the best businesses must grow and evolve. </li></ul><ul><li>These founding companies were brought together because of their shared values: family, innovation and results. </li></ul><ul><li>And it’s those core values that continue to fuel the company’s success. </li></ul><ul><li>Today, Real Living is the largest independently owned, residential real estate firm in the Midwest. </li></ul><ul><li>Real Living boasts: </li></ul><ul><li>• Nearly 4,000 of the best associates in the business </li></ul><ul><li>• More than 160 offices throughout the nation </li></ul><ul><li>• Incredible sales volume </li></ul><ul><li>• In-house mortgage, title, relocation and home warranty services for ultimate client convenience </li></ul><ul><li>As part of the Real Living Network, we have got the power, experience and proven track record to best serve your needs . </li></ul>
  3. 3. My Qualifications and Statistics <ul><li>Real Estate Sales </li></ul><ul><li>California Real Estate Licensee since 1996 </li></ul><ul><li>Nevada Real Estate Top Producer, 2001 </li></ul><ul><ul><li>Earned designation of Accredited Buyers Representative </li></ul></ul><ul><ul><li>Certified International Property Specialist Candidate </li></ul></ul><ul><li>Ohio Real Estate Licensee since 2008 </li></ul><ul><li>Mortgage Lending </li></ul><ul><li>Started in mortgage lending with the Savings and Loans in 1986. </li></ul><ul><li>Continued to work in all aspects of lending including commercial banking, escrow, conventional underwriting and both retail and wholesale sales positions. </li></ul><ul><li>Branch Manager for large mortgage broker </li></ul><ul><li>Commercial Property Lender specializing in multi-family products including FNMA DUS </li></ul>
  4. 4. Responsibility and Equal Opportunity <ul><li>My ethical responsibilities as your Realtor® </li></ul><ul><li>Loyalty: I will act in your best interest at all times. </li></ul><ul><li>Obedience: I will promptly and efficiently obey all lawful instructions given by you. </li></ul><ul><li>Disclosure: I will disclose to you all known relevant and material information. </li></ul><ul><li>Confidentiality: I will keep confidential lawful information that might weaken your negotiating position. </li></ul><ul><li>Reasonable skill and care: I will exercise reasonable skill and care when pursuing your goals. </li></ul><ul><li>Accountability: I will account for all money and property belonging to you that is entrusted to our company. </li></ul><ul><li>With me as your agent, you can be sure your home purchase or sale is in trustworthy hands. </li></ul><ul><li>With me as your agent, you can be sure your home purchase or </li></ul><ul><li>sale is in trustworthy hands. </li></ul>
  5. 5. Real Living Relocation <ul><li>Whether you are buying or selling a home, moving across town or around </li></ul><ul><li>the world, Real Living is your one spot for Relocation. </li></ul><ul><li>Real Living Relocation Services offers a complete set of superb services to both consumer and corporate clients. As </li></ul><ul><li>a member of The Leading Real Estate Companies of the World, the largest network of quality independent real </li></ul><ul><li>estate companies, Real Living Relocation professionals have access to the latest and greatest relocation resources. </li></ul><ul><li>Collectively, these companies sell over $380 billion in dollar volume, more than any national brand or franchise. </li></ul><ul><li>Fortune 500 companies, mid-size corporations, and small businesses rely on us to assist their valued employees </li></ul><ul><li>with their moves. </li></ul><ul><li>Real Living Relocation helps thousands of home buyers and sellers with the entire relocation process. We make </li></ul><ul><li>your move as seamless and convenient as possible; regardless of the location of the home you are selling or </li></ul><ul><li>buying. </li></ul><ul><li>Real Living is one of the fastest growing real estate companies in the country. As part of a suite of in-house services </li></ul><ul><li>that also includes mortgage, home warranty and title services, Real Living Relocation is the one spot for all of your </li></ul><ul><li>real estate needs! </li></ul>
  6. 6. Real Living Relocation <ul><li>When you work with Real Living Relocation Services, we provide you with: </li></ul><ul><li>• A Personal Move Counselor —This single point of contact will help you sell your home and fi nd another. You will be </li></ul><ul><li>assisted with all of the many details involving your move from one location to another. </li></ul><ul><li>• Home Sale Assistance —We’ll help you get the highest price for your home in the shortest amount of time by helping you </li></ul><ul><li>select an agent, prepare your home for sale and creating a comprehensive marketing strategy. </li></ul><ul><li>• Familiarization Tours —Let us acquaint you with the areas that best suit you and your family. </li></ul><ul><li>• Home Search Assistance —We’ll assist you with information on communities, schools, transportation, market trends, </li></ul><ul><li>taxes and hospitals on any area to which you are considering moving. </li></ul><ul><li>• Temporary Living Assistance —Assist by helping you find convenient, affordable temporary housing. </li></ul><ul><li>• Rental Assistance —We can help you find an apartment, condominium, or single family residence. </li></ul><ul><li>• Household Good Coordination —Need help with moving, estimates, packing, quality performance and employee </li></ul><ul><li>satisfaction? Let us help! Our partnerships with major van lines ensure you have the best service and protection for your </li></ul><ul><li>personal belongings. </li></ul><ul><li>Whether one employee or a whole company is relocating, Real Living Relocation has the knowledge and experience to make it happen. From </li></ul><ul><li>providing one-on-one relocation assistance, to managing an entire company’s relocation needs, we will develop a customized, comprehensive </li></ul><ul><li>plan tailored to meet all or your relocation goals. </li></ul><ul><li>From writing a relocation policy, tracking expenses and providing home-purchase solutions, we can help! </li></ul><ul><li>A few of the corporations that rely on Real Living to facilitate their moves are listed below: </li></ul><ul><li>Chiquita • Cleveland Clinic • Dots • Ecolab • Eaton Corporation • Elmer’s • Ernst & Young • Ford • Forest City Enterprises • Huntington Banks • </li></ul><ul><li>Jo-Ann Stores • Luxottica • Multi-Color • Sealy • Senco </li></ul><ul><li>Real Living is the one spot for relocation. We are 100% committed to making your buying and selling experience result in the highest level of customer satisfaction. </li></ul>
  7. 7. Begin Your Search at www.RealLiving.com/karen.wisne <ul><li>You can view up to 27 color photos of all the listings on the market—interior and exterior shots. And you can see community information about each listing including demographics, education, occupation and income, ethnicity, dwellings and even weather statistics. Each category compares the city, the county and the state averages. An external link will also take you to the www.schoolmatters.com site where you can compare school districts. </li></ul><ul><li>Need even more detailed information? At Real Living all of our listings are enhanced with Google mapping tools. These maps allow you to scroll, zoom in and out, and filter property results. </li></ul>
  8. 8. MyRealLiving 2.0 <ul><li>In 2006, Real Living unveiled My Real Living version 2.0, an industry-first, consumer-agent </li></ul><ul><li>interface, which allows agents and consumers to work together in real time. The extranet, </li></ul><ul><li>powered by Flash technology, replicates an in-person experience online, and allows </li></ul><ul><li>consumers to be able to organize, personalize, save and share information in one place </li></ul><ul><li>seamlessly like never before. </li></ul><ul><li>Each month Real Living has more than 72,000 active users of our consumer portal </li></ul><ul><li>MyRealLiving 2.0. Consumers sign-up for a personal account on the home page of </li></ul><ul><li>Real Living’s web sites. </li></ul><ul><li>With a My Real Living 2.0 account buyers can: </li></ul><ul><li>• Save favorite listings </li></ul><ul><li>• Save home searches </li></ul><ul><li>• Receive personalized e-mail alerts when properties match their criteria— your home could be a match! </li></ul><ul><li>• Schedule open houses </li></ul><ul><li>• Share favorite listings with friends and family </li></ul>
  9. 9. Buyer’s CMA <ul><li>As your agent, it’s my job to provide you with information that will help you make smart </li></ul><ul><li>decisions. </li></ul><ul><li>As we narrow your home choices to a particular home, I’ll create a Comparative Market Analysis, highlighting similar </li></ul><ul><li>properties in the neighborhood. This important tool will give you a “snapshot” of homes that are currently listed for sale, as </li></ul><ul><li>well as those that have sold recently or expired from the market without selling. </li></ul><ul><li>Reviewing this report together, we’ll determine an appropriate price to offer the seller. </li></ul>
  10. 10. Preparing an Offer + Closing <ul><li>The “purchase agreement” is the most important document we’ll craft together: it contains the terms and conditions of </li></ul><ul><li>purchase you’re offering the seller (price, timeframe, what’s included with the house), and lives on once your bid is accepted </li></ul><ul><li>as instructions for the mortgage lender and title company. </li></ul><ul><li>Negotiate + Close </li></ul><ul><li>As your buyer’s agent, I will negotiate (sometimes vigorously!) to ensure that your best interests are protected. I will work </li></ul><ul><li>with the seller’s listing agent to protect what’s important to you, and to create a “win/win” transaction in which both you and </li></ul><ul><li>the seller are satisfied. </li></ul><ul><li>Inspection </li></ul><ul><li>Real Living strongly believes in the value of a thorough home inspection by a qualified professional. Generally, home buyers </li></ul><ul><li>don’t hesitate to follow through with the purchase of a home that has flaws. As long as the problems are identifiable and </li></ul><ul><li>remediable, most home sales proceed as anticipated. We have also found that home inspections are very protective of </li></ul><ul><li>sellers, preventing later legal action over defects that were undisclosed and unanticipated. </li></ul><ul><li>Warranty </li></ul><ul><li>A home warranty is an excellent investment, insuring the working systems of your new home for the year following your </li></ul><ul><li>purchase. You’ll enjoy the peace of mind that comes with guarding against unforeseen repairs. </li></ul>
  11. 11. Preparing an Offer + Closing <ul><li>Title </li></ul><ul><li>Once you and the seller have finalized your contract, the title company will research your new property’s ownership history </li></ul><ul><li>and enable the purchase of a Title Insurance policy. This protects both buyers and sellers, should someone make a claim to </li></ul><ul><li>own all or a portion of the property. </li></ul><ul><li>Title insurance protects against many types of risks, including: </li></ul><ul><li>• Forged deeds or other documents </li></ul><ul><li>• Claims by previously undisclosed heirs </li></ul><ul><li>• Inaccurate descriptions of property and boundaries </li></ul><ul><li>• Mistakes in public records </li></ul><ul><li>• Fraudulent acts </li></ul><ul><li>… and many other problems. </li></ul><ul><li>Closing and Move-In </li></ul><ul><li>When your home purchase “closes,” title will transfer from the seller’s name to yours. Before we pop the champagne cork, </li></ul><ul><li>we’ll want to review the closing process, which varies according to market area. </li></ul><ul><li>Your “possession” date may or may not coincide with your closing date. I will oversee your purchase agreement with a </li></ul><ul><li>specific timeline in mind, reflecting your needs and what the seller can accommodate. </li></ul><ul><li>It’s all negotiable, and we want to be sure you understand everything clearly. </li></ul>

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