• Share
  • Email
  • Embed
  • Like
  • Save
  • Private Content
Sdrhcon2011 shima
 

Sdrhcon2011 shima

on

  • 571 views

 

Statistics

Views

Total Views
571
Views on SlideShare
571
Embed Views
0

Actions

Likes
0
Downloads
11
Comments
0

0 Embeds 0

No embeds

Accessibility

Upload Details

Uploaded via as Adobe PDF

Usage Rights

© All Rights Reserved

Report content

Flagged as inappropriate Flag as inappropriate
Flag as inappropriate

Select your reason for flagging this presentation as inappropriate.

Cancel
  • Full Name Full Name Comment goes here.
    Are you sure you want to
    Your message goes here
    Processing…
Post Comment
Edit your comment

    Sdrhcon2011 shima Sdrhcon2011 shima Presentation Transcript

    • The Role of CreditUnions in Post DisasterReconstructionPresented by Sarah Shima, Program ManagerSustainable Disaster Relief Housing ConferenceThursday, October 27, 2011
    • Presentation Overview• Introduction to CCA and our international development work• What are co-operatives?• Sri Lankan credit unions after the tsunami• Housing reconstruction issues• How working with credit unions solved these issues• The importance of working with an objective third party to provide oversight• Questions 2
    • The Canadian Co-operative Association• Provides leadership to promote, develop, and unite co- operatives and credit unions for the benefit of people in Canada and around the world.• Over 100 years old• Represents more than nine million co-ops and credit union members from over 2000 organizations, including finance, insurance, agri-food and supply, wholesale and retail, housing, health and the service sector. 3
    • CCA’s International Development Experience• Over 60 years experience• Expertise in finance, agriculture, and small and medium enterprises• Overarching themes of gender equality, climate change, and youth• Over 50 countries in Asia, Americas, Eastern Europe, and Africa• Funding from CIDA, World Bank, the Canadian Red Cross, and various Development Banks 4
    • What is a co-operative / credit union?Seven International Co-operative Principles1. Voluntary and open membership2. Democratic member control3. Member economic participation4. Autonomy and independence5. Education, training, and information6. Co-operation among co-operatives7. Concern for community 5
    • December 2004 Tsunami in Sri Lanka• National death toll – over 30,000• Over one million homeless• USD 1.5 billion infrastructure repairs 6
    • SANASA Credit Union Movement• Over 100 years old• 8500 credit unions• 850,000 members across Sri Lanka• Camps provided organization, needs identification, and gave information to victims 7
    • CCA – SANASA ProjectIntegrated project:• Housing• Micro-loans• Livelihood training• Risk management and insurance 8
    • Housing Reconstruction IssuesConflict and Corruption1. Difficult to target vulnerable populations2. Inflated costs of materials3. Poor quality construction4. Bribes5. Community conflict 9
    • Housing Reconstruction IssuesConflict and Corruption – Credit Union SolutionsLocally owned and governed, therefore:1. Chose who received housing2. Members involved in building3. Construction completed by local people4. Members had ownership of process5. Chose to work with tsunami affected districts, not just households. 10
    • Housing Reconstruction Issues, con’t Design Flaws • Location • Architecture • Water and sanitation • Ownership 11
    • Housing Reconstruction Issues, con’t Design Flaws – Credit Union Solutions • Members / owners involved in planning and building • Two modular house designs • Included water and sanitation in design • Chose families with land titles and advocated for joint entitlement where only male heads of households were registered. 12
    • Why did Credit Unions Work?Locally owned, democratic institutions:• Know their members;• Are transparent and trusted;• Maintain considerable networks in their communities;• Have experience coordinating and organizing; and,• Are fiscally responsible. 13
    • Other Benefits • Builds local capacity • Ensures respect of local customs and culture • Decreases donor dependency 14
    • But…Oversight is Still Required• Objective 3rd party• Unfair local customs• Transparency• Quality assurance• Realistic timelines and expectations 15
    • 16
    • Thank you! 17