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If you have always paid your bills on time and you are not delinquent in paying any debt and if you don’t use more than 30% to 35% of your credit limit then you will have a good credit score. But if you have payment obligations that are more than 60 days past due or if you have maxed out your credit card or have closes to it then you will have a bad credit score.
For more information on how to improve your credit score please visit http://creditscorefox.com.
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