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Cooperative Governance and Poverty Alleviation: The Pangasinan Experience Edwin BR. Gbargaye  A masteral thesis of  Pangasinan State University, Urdaneta City, March 2010 Presented by: Josefina B. Bitonio  Acting Director- CDA
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Scope and Delimitation of the Study  ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
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Statement of the Problem ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
2.  What  governance model strengthens  confidence in cooperatives relative to:  a.  traditional  b.  corporate  c.  democratic and d.  eclectic? 3. What is the level of practice in governance activities of the officers in terms of: a.  accountability b.  transparency c.  predictability and d.  participation?
4.  what are the services implemented by the cooperative in alleviating poverty of their members in terms of: a.  provision of credit b.  employment generation c.  educational assistance d.  mutual aid fund e.  health benefits f.  community involvement?
5.  What are the problems in cooperative governance  along the following: a.  accountability; b.  transparency; c.  predictability; and d.  participation?
Conceptual Framework Fig. 1 Paradigms showing the schematic organization of the Study Services of Cooperatives Addressing Poverty  a.  Provision of credit b.  Employment c.  Educational Assistance d.  Mutual Aid Fund e.  Health Benefits f.  Member’s Benefit g. Community  Involvement ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Level of  practice in  governance a.  accountability b.  transparency c.  predictability and d.  participation  Governance Model a.  traditional b.  corporate c.  democratic d.  eclectic Problems in cooperative  governance Figure 7:  A schematic paradigm showing the organization profile of cooperation, level of governance activities, governance model with the problems in cooperative govrnance
Findings Conclusions Recomendations
Organizational Profile of Alaminos City ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Organizational Profile of San Carlos City ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Organizational Profile of Dagupan City ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Organization Profile of Urdaneta City ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Organization Profile of Pangasinan ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Model of Governance Model AWM Descriptive Traditional model  laid emphasis on the values for respect for elders and traditions, the family type of cooperative in which the operations are passed on from one generation to the other. Corporate model   refers to the business way in which a cooperative is operated with board members, shareholders, and audit reports, among others. 3.59 Much Democratic model  gives emphasis on  participation and inclusivity.  The manner of freedom and respect given to each member or associate of the cooperative to carry out the affairs of the institution  4.07 Much Ecletic model  refers to the mixture of any of the models either corporate and democratic or traditional and corporate being used by cooperative  3.07 Much
Level of Practice in Governance  Elements in Governance AWM Descriptive Accountability  refers to the conduct and way in which the affairs of the cooperative is being run through defined roles, responsibilities, and level of authorities, duties and its parameters/boundaries as well as understanding the benefits and risks by all cooperators. 4.29 much Transparency  covers transactions within the parameters of coop rules and regulations, regular audit and records are open to member  4.28 much Predictability  refers to the continuity of programs and policies of the cooperative  4.03 much Participation  refers to the decision making process of each and every member in the institution. The way in which ordinary members express their opinions about matters concerning their wellbeing and the cooperative.  3.75 much Summary 4.08 much
Services by Cooperatives in Alleviating Poverty 1.  Provision of Credit Alaminos City Dagupan City San Carlos City Urdaneta City Total 30,396,307.79 44,352,001 203,281,150.40 16,985,043 P295,014,502.30
Member Borrowers & Interest Rate Alaminos Dagupan San Carlos Urdaneta Total 824 1184 8895 689 11592 5 24% 4 15% 3 18% 2 12% 1 36%
Types of Loan Providential Productive Agricultural Microfinance  Cattle dispersal Livelihood Regular Secured Loan Medical Education Personal Petty Cash Salary Rice Loan Emergency
Employment Generation 2.  Employment Generation Alaminos Dagupan San Carlos Urdaneta Total a.  Self Employed Assisted 30 535 2643 515 3723 b.  Work Abroad 0 56 179 75 310 c.  Coop Employed 28 42 25 9 104 Total 58 633 2847 599 4137
Educational Assistance 3.  Educational Assistance Alaminos Dagupan San Carlos Urdaneta Total 1. Scholarship 1 1 1 3 2.  Study Now Pay Later Plan 1 1 3.  No. of Beneficiaries 5 1 20 10 36 4.  Amount Spent P2500 P 5000 P 20,000 P 250,000 P 277,500
Trainings Attended Training Attended Alaminos Dagupan San Carlos Urdaneta Total 1.  Local 5 5 3 1 14 2.  National 1 2 3 3.  International 1 1 Total 6 6 5 1 18
Mutual Aid Assistance 4.  Mutual Aid Assistance Alaminos  Dagupan San Carlos Urdaneta Total ,[object Object],[object Object],1 3 2 6 2. Damayan 1 4 1 5 3.  Amount P 464,093.50 P 80,000 P 109, 500 P 81,170 P 734,763.50 4. No. of  Families Benefited 14 27 20 16 77
Member's Benefit Gross Revenue 12,547,063.37 11,854,564 33,311,953.25 4,172,089.50 61,885,670 Net Surplus 2,402,384.30 1,613,220.7 1,671,112,92 2,336,690 6,519,408 Members Benefit Total ISC/PR: 973,948.98 1,583,421.71 1,337,908 1,889,986.90 5,785,266 Interest on Share Cap 885,424.49 1,094,489 936,433.54 1,337,432 4,253,779 Patronage Refund 885,424.49 488,932.71 401,474.52 55,254.90 1,531,487
Community Involvement 1.  Environmental concerns a.  Orientation on sanitation b.  Mangrove planting c.  Tree planting d.  Vegetable seed distribution e.  Compost  2.  Fertilizer Subsidy 3.  Donation to church 4.  Training sponsor 5.  Fingerlings Distribution.
Community Involvement 6.  Piglet Distribution 7.  Donation Flood/Typhoon 8.  Feeding program 9.  Donation medicine 10. Donation toilet bowl 11.  Sport sponsorship Alaminos Dagupan San Carlos Urdaneta Total Total 14 6 5 3 28 Amount P 50,000 P 34,000 P 114,527 P122,000 P320,527.00
Problems in Cooperative Governance Cooperative Governance AWM Description ,[object Object],1.99 Sometimes 2.  Predictability 1.62 Sometimes 3.  Transparency 1.76 Sometimes 4.  Participation 1.61 Sometimes Summary 1.75 Sometimes
[object Object],[object Object],[object Object],Conclusions
Conclusions ,[object Object],[object Object]
Conclusions ,[object Object],[object Object]
[object Object],[object Object],Recomendations
[object Object],[object Object],[object Object],Recomendations
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Masteral Thesis on Cooperative Governance

  • 1. Cooperative Governance and Poverty Alleviation: The Pangasinan Experience Edwin BR. Gbargaye A masteral thesis of Pangasinan State University, Urdaneta City, March 2010 Presented by: Josefina B. Bitonio Acting Director- CDA
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  • 14. 2. What governance model strengthens confidence in cooperatives relative to: a. traditional b. corporate c. democratic and d. eclectic? 3. What is the level of practice in governance activities of the officers in terms of: a. accountability b. transparency c. predictability and d. participation?
  • 15. 4. what are the services implemented by the cooperative in alleviating poverty of their members in terms of: a. provision of credit b. employment generation c. educational assistance d. mutual aid fund e. health benefits f. community involvement?
  • 16. 5. What are the problems in cooperative governance along the following: a. accountability; b. transparency; c. predictability; and d. participation?
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  • 24. Model of Governance Model AWM Descriptive Traditional model laid emphasis on the values for respect for elders and traditions, the family type of cooperative in which the operations are passed on from one generation to the other. Corporate model refers to the business way in which a cooperative is operated with board members, shareholders, and audit reports, among others. 3.59 Much Democratic model gives emphasis on participation and inclusivity. The manner of freedom and respect given to each member or associate of the cooperative to carry out the affairs of the institution 4.07 Much Ecletic model refers to the mixture of any of the models either corporate and democratic or traditional and corporate being used by cooperative 3.07 Much
  • 25. Level of Practice in Governance Elements in Governance AWM Descriptive Accountability refers to the conduct and way in which the affairs of the cooperative is being run through defined roles, responsibilities, and level of authorities, duties and its parameters/boundaries as well as understanding the benefits and risks by all cooperators. 4.29 much Transparency covers transactions within the parameters of coop rules and regulations, regular audit and records are open to member 4.28 much Predictability refers to the continuity of programs and policies of the cooperative 4.03 much Participation refers to the decision making process of each and every member in the institution. The way in which ordinary members express their opinions about matters concerning their wellbeing and the cooperative. 3.75 much Summary 4.08 much
  • 26. Services by Cooperatives in Alleviating Poverty 1. Provision of Credit Alaminos City Dagupan City San Carlos City Urdaneta City Total 30,396,307.79 44,352,001 203,281,150.40 16,985,043 P295,014,502.30
  • 27. Member Borrowers & Interest Rate Alaminos Dagupan San Carlos Urdaneta Total 824 1184 8895 689 11592 5 24% 4 15% 3 18% 2 12% 1 36%
  • 28. Types of Loan Providential Productive Agricultural Microfinance Cattle dispersal Livelihood Regular Secured Loan Medical Education Personal Petty Cash Salary Rice Loan Emergency
  • 29. Employment Generation 2. Employment Generation Alaminos Dagupan San Carlos Urdaneta Total a. Self Employed Assisted 30 535 2643 515 3723 b. Work Abroad 0 56 179 75 310 c. Coop Employed 28 42 25 9 104 Total 58 633 2847 599 4137
  • 30. Educational Assistance 3. Educational Assistance Alaminos Dagupan San Carlos Urdaneta Total 1. Scholarship 1 1 1 3 2. Study Now Pay Later Plan 1 1 3. No. of Beneficiaries 5 1 20 10 36 4. Amount Spent P2500 P 5000 P 20,000 P 250,000 P 277,500
  • 31. Trainings Attended Training Attended Alaminos Dagupan San Carlos Urdaneta Total 1. Local 5 5 3 1 14 2. National 1 2 3 3. International 1 1 Total 6 6 5 1 18
  • 32.
  • 33. Member's Benefit Gross Revenue 12,547,063.37 11,854,564 33,311,953.25 4,172,089.50 61,885,670 Net Surplus 2,402,384.30 1,613,220.7 1,671,112,92 2,336,690 6,519,408 Members Benefit Total ISC/PR: 973,948.98 1,583,421.71 1,337,908 1,889,986.90 5,785,266 Interest on Share Cap 885,424.49 1,094,489 936,433.54 1,337,432 4,253,779 Patronage Refund 885,424.49 488,932.71 401,474.52 55,254.90 1,531,487
  • 34. Community Involvement 1. Environmental concerns a. Orientation on sanitation b. Mangrove planting c. Tree planting d. Vegetable seed distribution e. Compost 2. Fertilizer Subsidy 3. Donation to church 4. Training sponsor 5. Fingerlings Distribution.
  • 35. Community Involvement 6. Piglet Distribution 7. Donation Flood/Typhoon 8. Feeding program 9. Donation medicine 10. Donation toilet bowl 11. Sport sponsorship Alaminos Dagupan San Carlos Urdaneta Total Total 14 6 5 3 28 Amount P 50,000 P 34,000 P 114,527 P122,000 P320,527.00
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  • 42. thank you for your attention