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Activity compensation
 

Activity compensation

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    Activity compensation Activity compensation Document Transcript

    • lnformation from Ftirsiikringskassan 0i.0i.201 0 Activity compensation tA kt i v i tefsersd tt n i n g J - in the form of guarantee benefit fgaranitersilttning] [- i form av garantiersdttningJ Activity compensation in the form of guarantee benefit provides you with basic financial protection, regardless of your previous income from work. The amount of. benefit depends on your age and how long you have lived in Sweden. Who is eligible for guarantee benefit? tVem kan fd garantiersdttningil If you have not had any income, you can receive activity compensation in the form of guarantee benefit. You can also receive guarantee benefit if you have low income-related activity compensation. In this case, the guarantee benefit will be as large as the difference between your income-related compensation and your guarantee level fgarantinivd ]. To put it simply, you are entitled to guarantee benefit if: . You lived in Sweden at the time of the claim. The claim is when you comply with the conditions for entitlement to activity compensation. . You have at least three years insurance period in Sweden. Your insurance period is calculated on the basis of how long you have lived in Sweden. See the section The guarantee level depends on your insurance period. How much guarantee benefit will you receive? [Hur stor blir din garantiersilttning?J F<irsdkringskassan [The Swedish Socia] Insurance Agency] calculates your guarantee benefit on the basis of your guarantee level. The size of the guarantee level depends on how long you have lived in Sweden. You can receive full, three-quarter, half or a quarter activity compensation. If you have a foreign disability pension [invaliditetspensionJor other foreign disability benefits, these may reduce your guarantee benefit.
    • Guarantee level at different agest6arantinivdn vid olika 6tdrarlThis table shows how high the guarantee level is at different ages, and how large a part of the pricebase amountL fprisbasbeloppet]wltich the compensation is based on. The amount is thus what youreceive in kronor per year if you have full compensation at guarantee level. Yourage Guarantee level Until and including the month sEKa9040 before your attain the age of 2-1. (2.1 times the price base amount) From and including the month sEK 91 160 (2.1s that you attain the age of 21 times the price base untiland including the month amount) before you attain the age of 23. From and including the month sEK 93 2BO (2.2 you attain the age of 23, until times the price base and including the month before amount) you attain the age of 25. From and including the month sEK 954OO (?,25 you attain the age of 25, until timesthe price base and including the month before amount) you attain the age ot 27. From and including the month sEK 97 s2O (2.3 you attain the age of 27, until times the price base and including the month before amount) you attain the age of 29. From and including the month sEK 99 640 (2,35 you attain the age of29, until times the price base and including the month before amount) you attain the age of 30.The guarantee level depends on your insurance period[Garantinivfln beror pd din fiirsiikringstidlIf you have lived in Sweden for the whole of your life, you will receive compensation at the highestlevel. If you have not always lived in Sweden, the compensation can be reduced. This depends onhow long an insurance period you have. If you have an insurance period of less than 40 years, yourcompensation will be reduced by 1/40 for every missing year. However, this does not mean that yout The price base amount is based on the cost of living. In 2010, the price base amount is SEK 42 400.
    • must have lived in Sweden for 40 years to receive benefit at the highest level. You can have aninsurance period of 40 years without having lived in Sweden for 40 years.What is insurance Period?Nad dr fdrsdkringstidfiyog a.e credited with insurance period for the time that you have lived in Sweden. This is referredto as actual insurance period tfaktisk fcirsdkringstid].However, you may also count insurance periodfor the time you are expected to live in Sweden. This is called future insurance period fframtidafcirsiikringstidt Activity compensation in the form of guarantee benefit is based on both actual andfuture insurance periods.you receive actual insurance period for the period that you have lived in Sweden from and includingthe year you attained the age of 16 until and including the year before the claim. You receive futureinsurance period for the time from and including the year when the claim was made until andincluding th" y""t that you attain the age of 6lr. However, your future insurance period also dependson how long yoo have lived in Sweden. In order for you to be credited with future insurance periodfor all yuuti but*"en the claim and the year you attain the age of 64, you must have been resident inSweden for at least 80 per cent av of time from and including the year you attained the age of 16until and including the year before the claim.Special rules apply to refugees and others in need of protection who have beea granted a residencepermit, which enable them to count the time they have lived in their previous home country asactual insurance period.If the claim occurred before you attained the age of 18, the insurance period is calculated accordingto special rules. You do not need to have been insured at the time of the claim and you can count thewhole time from and including the year that you attained the age of 16 until and including the yearyou attain the age of 64 as insurance period. However, you may not count time that you did not livein Sweden as insurance Period.If you are a citizen of a country outside the EU/EEA, you must have been resident in Sweden for atleast five years for your insurance period to be calculated according to these rules. Example 1: Sergej is 28 years old at the time of the claim and has been living in Sweden for 10 years- Sergei will be able to (inclusive) as future .onirtu11 3Z years from the year of the claim and to the year he attai:rs the age of 64 insurance p"tiod. thi. is because he has been living in Sweden for at least 80 per cent of the period from and il6ysrting the age of 1O until and including the year before the claim (0.80 x 12 years = 9.6 years) Sergei has a total of 47 years insurance period in Sweden $7 + 1o = 47. Example2 Claes receives full activity compensation in 2009 when he is 2l years old. The date of the claim is also 2009. Claes has never had any i:rcome from work and is therefore not eotitled to any income-related compensation. However, he is entitled to guarantee benefit. Claes has lived in Sweden since he attained the age of 16. Claess future iasurance period is calculated from 2009, when the claim occurred, until and including the year that he attatrs the age of 64. Claes is therefore entitled to full guarantee benefit, since the threshold for obtaining full guarantee benefit is a 40-year insurance period. Since Claes is 21 years old, he receives 2.15 times the price base amount in guarantee benefit- The price base amount for 2009 is SEK 42 800- Claess benefit is therefore calculated as follows: 2.15 x SEK 42 800 = SEK 92 020 Claess anrrual guarantee benefit will be SEK 92 020. Exampleg Dareka receives full activity compensation in 2009 when she is 27 years old. Dareka has lived in Sweden since she attained the age of fO and is therefore entitled to full insurance period for guarantee benefit- Since Dareka is 27 years old she receives 2.30 times the price base amount il guarantee level. The price base amount for 2009 is SEK 42 800. Darekas guarantee level is therefore calculated as follows: 2.30 x SEK 42 8O0 = SEK 98 440. (Read more about the time frame in the fact Dareka has had income from work during her time frame tramtidl- sheet Sickness compensation.) F<irsiikringskassal calculates her income-related activity compensation at SEK 63 0oO per year.
    • This meaas that Dareka will also receive guarantee benefit to reach the guarantee level of SEK 94 300 per year. Darekass compensation will be as follows: Income-related compensation per year SEK 63 000 Guarantee benefit per year + SEK 31 300 Total activity compensation per year = SEK 94 300 The SEK 31 3o0 wbich Dareka receives in guarantee benefit supplements her income-related compensation to bring her up to her guarantee level.Notify changes[Anm6l fcirdndringargYou must notify all changes which may affect your entitlement to, or the amount of yourcompensation. This is the case, for instance, if o lou start working or studying r ]ou start to work to a greater extent thanbefore, for example, ifyou receive half compensation but start to work full time o Jou continue to work after a decision on dormant activity compensation has ceased r lour work capacity is improved, even though you are not working r ]on receive a new, or changed, foreign pension, annuity []iwdnta|or similar o ]OUmOve abroad.If you do not notify changes, your compensation may be withdrawn. You may be obliged toreimburse if you have received too much money or received money to which you were not actuallyentitled.
    • lnformation from Fdrsdkringskassan 01 .01.2010Activity co m pe nsati on fAktiv itetsersd tt n i n g] ityou have reduced work capacity[Aktivitetsersd ttn i ng vid n edsattarbetsfiSrmdgalActivity compensation is intended to support young people who cannot work due to illness orsome other disability. Activity compensation may be income-related or in the form ofguarantee benetil [garantiercFittning]. You can receive activity compensation for at most threeyears at a time.As from 1 July 2008, new rules apply to activity compensation. lf you already receive activitycompensation, you may be covered by transitional regulations, according to which the older rulescan still apply until the end ot 2A12.lf your activity compensation terminates because you haveattained the age of 30, you will be covered by transitional regulations for time-limited sicknesscompensation fsjukersdttn i ngl.Who is eligible for activity compensation?Uem kan fd aktivitetsersdffn inglYou can receive activity compensation if you are aged between 19 and 29 and your work capacity isreduced due to illness or another reduction of your physical or mental capacity. Your work capacity mustbe reduced by at least a quarter for at least a year. This reduction ofwork capacity shalt apply to all workavailable in the whole labour market. This also includes employment arranged for people with disabilities,for example, wage subsidy employment.How much activity compensation do you receive?[Hur mycket ftr man i aktivitetsersdffn ing?]You can receive full, three-quarter, half or a quarter activity compensation. The amount you receivedepends on how much your work capacity is reduced and your ability to eam your living.Full income-related activity compensation provides you with 64 per cent of your assumed income[antagandeinkomstJ, the income that F0rsiikringskassan [the Swedish Sociql Insurance AgencyJ calculatesthat you would probably have earned if you had continued to work.If you have had low income or no income at all, you will receive guarantee benefit. The size of guaranteebenefit depends on your age and how long you have lived in Sweden. In 2010, you can receive betweenSEK 89 040 and SEK 99 640 per year in full guarantee benefit.Income-related activity compensation and guarantee benefit are both re-calculated in January every yearwhen the price base amount [prisbasbelopperl* is adjusted.
    • * The price base amount is based on the cost ofliving. In 2010, the price base arnount is SEK 42 400.How to apply for activity compensation[Hur gdr det tiil aft fe aktivitetsersdttn ingilYou can apply yourself[Du kan ansiika sietu]you can apply for activity compensation yourself, You do this on a special form which you can obtain fromF6rsiikringskassan or download from www.forsakringskassan.se. You must also include a doctorscertificate.Forsdkringskassan may replace sickness benefit [siukpenningl by activitycompensation[Fiirsflkringskassan kan byta ut siukpenning mot aktivitetsersiittningJIf Ftirsiikringskassan considers that you are eligible for activity compensation we may decide to replaceyour sickness benefit by activity compensation. To be able to do this, Fdrstkringskassan will need torequest a doctors certificate from the doctor who has given you sick leave.How is your entitlement to activity compensationassessed?[Hur bedtims din reft fill aktivitetsersdftningflYou need a doctors certificate[Du behiiver ett ldkarutlttande]When you apply for activrty compensation, you must have a doctors certificate. In the first placeo thedoctor you normally consult should describe your state of health in a medical certificate. However,Fiirsiikringskassan may also ask another doctor or expert to examine you and make an assessment ofyourabilrty to work. F6rsdkringskassan will investigate your circumstanceslFiirsiikringskassan utreder dina fiirhhllanden] We investigate both your work situation and social circumstances. We will accordingly ask you questions about your family circumstances, childcare, household work, leisure activities, education, secondary employment or other commissions that may affect your entitlement to benefit. Fiirsiikringskassan will monitor your work capacity [Fistsiikringskassan ffllier upp din atbetsftirmdga] During the period you receive activity compensation, Fdrsiikringskassan may carry out a follow-up to check that you are still eligible for the same level of activity compensation. This follow-up means that we investigate whether your work capacfy or your possibilities of rehabilitation have improved.
    • How is the money paid out?[Hur betalas pengarna ut?]Activity compensation is paid into the account you have notified to Fdrs?ikringskassan. It is paid out on the18th or lfth of each month. If the payment date is a Saturday, you will receive activity compensation onthe Friday. If the payment date is a Sunday, a public holiday or Midsummer Eve [midsommaraftonJ,youwill receive payment on the following weekday. If you are resident abroad, your activity compensation willbe sent from Sweden on the payment date.If activity compensation is at most SEK 2 400 per year, you will receive it in arrears in June and Decembereach year. Amounts exceeding SEK 2 400 per year may also be paid out twice per year if you askFiirs2ikringskassan to do this.What may I do during the period with activitycompensation?Nad kan jag giira under tiden med aktivitetsersdffninglVocational rehabilitation[Arbetslivsi n ri ktad reh abiliteri ng]During the period you have activity compensation, you must take part in vocational rehabilitation measuresas soon as possible. Vocational rehabilitation consists of measures you need to restore your work capacity.This might, for example, be work training or other training to enable you to retum to your old job or othersuitable work. F0rsiikringskassan is responsible for attending to your needs and taking the initiative toprovide you with rehabilitation. If you do not take part in a measure without valid reasons, your benefitmay be withdrawn or reduced.You can participate in activities[Du kan delta i aktiviteter]During the period you have activify compensation, you can also take part in various activities. Theseactivities are to assist you in your development and have a positive effect on your illness or disability. Theyshall also contribute to giving you better prerequisites to improve your work capaclty.Participating in activities is voluntary. You retain your compensation even if you decide not to take part inany activities.You can try working or studying with dormant compensation[Du kan prtiva att arbeta eller studera med vilande ersdltningfiDuring the period you have activity compensatiorL you may work or study without losing your entitlementto compensation. This is called dormant activrty compensation. You must apply for dormant compensationbefore you start working or studying. If you start to work, you can also apply for a test period of up to threemonths with a wage and sickness compensation at the same time.
    • You can work a bit with full activity compensation[Du kan arbeta lite med hel affiivitetsersdttningJIf you receive full activity compensation, you can still use a small remaining work capacif in, for example,voluntary or political work. This means that you may work for an hour a day and eam at most an eighth ofthe normal full-time income in the employment you carryr out and still be entitled to full compensation.Contact Fdrsiikringskassan and discuss what is possible for you before you start working.With three-quarter activity compensation, you receive assistance in findingwork[Med tre fidrdedels aktivitetsersdltning fdr du hjiilp aft hilta ett arbete]Ifyou receive three-quarter activity compensation, F6rsiikringskassan is responsible for you being able tofind employment corresponding to your remaining work capacity. The Employment Service[ArbetsJbrmedlingenJ shall find you a place on the ordinary labour market within six months, possibly withthe aid of a wage subsidy. Ifthis is not possible, you will be offered employment at samhall AB.What happens to sickness benefit?Uad hdnder med sjukpenningen?lWhen you are granted fuIl activity compensation, you are no longer entitled to sickness benefit. If you havebeen granted a quarter, half or three-quarter activrty compensation and have an income from employmentof at least SEK 10 176 per year Q4 7o of the price base amount), you may, however, have a sicknessbenefit qualifying income established and thus be able to receive sickness benefit if you are unable to workdue to illness.Activity compensation may be reduced if you have other benefits[Aktivitetsercettningen kan minskas om du har andra ercSttningar]Your activity compensation may be reduced if you also have a foreign disability pensionfinvaliditetspensionJ or other foreign disability benefits at the same time.Activity compensation and tax[AktivitefsersSffn ing och skatt]You pay tax on activity compensation. Fdrsiikringskassan deducts the tax. The amount of tax deducted maybe affected by other income you have. You should therefore notifu us if you have taxable income from anyother source than Fdrsiikringskassan, for example, income from employment.You do not need to send your tax certificate to Fiirsiikringskassan. Fdrstikringskassan receives thisinformation directly from the Tax Agency fSkatteverketl.If you would like Ftirsnkringskassan to deduct less tax (for example, if you have large interest expenditure),you can apply to your tax office for tax adjustrnent. You should then send the decision you receive toFtirs?ikringskassan. Contact Fdrs?ikringkassan if you would like the amount deducted in tax increased. Thehigher tax deduction from your activity compensation will continue to be made until you request otherwise.In January every year, you will receive a statement of tax paid and eamings from Fdrsiikringskassan. Thisstates how much activity compensation you have received and the amount of tax deducted. If you have thecompensation paid into an account, you will receive the statement of tax paid and earnings together with
    • the deposit statement for January. Contact Fiirsiikringskassan if you do not receive a statement of tax paidand earnings.More information about activity compensation and tax is available from your tax office or atwww.skatteverket.se.lf you live or move abroad[Om du bor eller flyttar utomlands]Income-related activity compensation is paid to you regardless of the country you live in. However, youcan only continue to receive guarantee benefit within the EU/EEA, Switzerland and Canada To be able tocontinue to receive guarantee benefit, you must also be a citizen of one of these countries. ConsultFdrsiikringskassan for more information about when you are entitled to continue to receive guaranteebenefit after moving to another country.You must notifr Fd,rs?ikringskassan if you move abroad permanently. It is important that you state theaddress, bank and account number to which the activity compensation is to be sent.To continue to be entitled to receive activity compensation, you must send Frirsiikringskassan a "lifecertificate" once a year, if you live abroad. This is done as follows:You will automatically receive a form from Fdrs?ikringskassan. Fill in the forrq take a valid passport withyou and go to any of the authorities or similar listed on the form. They must certify that your information iscorrect. You should then return the form to Fiirsiikringskassan.ln certain cases, you may not receive a form for certification. At presen! this applies to people living inFinland, Norway or Germany. Information about you is instead collected through exchange of data betweenSweden and your counfiy ofresidence.When you live abroad, you rnay receive "Special income tax for non-residents (SINK)" [Stirskildinktmstskatt jbr utomlands bosatta" (SINK)I.Other benefitsfAndra ersefiningar]Contractual insurance[Avt a I sf ti rs 6 k ri n g a r]When you receive activity compensation, you may also receive benefits through contractual insurance. Youshould therefore ask your most recent employer or trade union organisation whetlrer there is any insuranceand what applies in your case. If you had other employers previously, you should ask thern as well.Ftirsikringskassan is not responsible for contractual insurance and cannot answer questions abors thisinsurance.Housing supplementIBostadstilldgg]If you receive activity compensatiorL you may be eligible for housing supplement. You apply for housingsupplement at Ftirsfikringskassan. See the Swedish fact sheet "Bostadstilltigg till dig som harakfivitetsersiittning eller sjukersiittning" ["Housing supplementfor those with activity compensation orsickness compensation"J,wtichyou can obtain &om Ftirsiikringskassan or download fromwww. forsakringskassan.se.
    • Notify changes![An mdl fiirdndringar!]You must notiff all changes that may afGct your entitlement to or the amount of your compensation. Thisis the case, for example, if e /ou start to work or study . you start to work to a greater extent than before, for example, ifyou have been granted half compensation but start to work full-time r /ou continue working after a decision on dormant activity compensation has ceased to apply . your work capacity improves even if you are not working . you receive a new or changed foreign pension, annuity flivrrintal or similar r lou move abroad.If you do not noti$r changes, your compensation may be reduced or withdrawn. You may also be liable toreimburse if you receive too much money or have received money that you should not really have had.Please call our customer centre at 0771-524 524 for more information.The fact sheet is not a legal text on this topic. F6rsfr kringskassan checks [Fd rsd kri n gskassa n kontrcl lerar] Forsdkringskassan checks the information you provide such as income, absence from work, civil status or where you live. We exchange information with other authorities and match data with, among others, the National Board of Student Aid {CSN/, the unemployment funds and the Tax Agency. It may be a criminal offence to deliberately provide inconect information or fail to notify changes which may affect your entitlement to compensation. Forsikringskassan reports all suspected cases of benefit fraud to the police.
    • lnformation from Ftirsikringskassan {.1.201 0Activity corn pensationtA kt i v i tefsersd tt n i n g J- for extended schoolingt- vid f6rl6ngd skolgdngJlf you have to extend your schooling due to a disability, you can receive activitycompensation during the period of schooling.Who is eligible for activity compensation for extended schooling?tVem kan fd aktivitefsersfffn ing vid feirHngd skolgdng?lYou can receive activity compensation for extended schooling if you are aged between 19 and 29 andhave a disability which means that you need a longer time than normal to complete compulsory orupper secondary school. In certain cases, Fcjrsdkringskassan [The Swedish Socia] Insurance Agency]can request a certificate from the school or a medical certificate that shows that your extendedschooling is because of a disability.How much activity compensation do you receive?tHur mycket fdr man i aktivitefsersdftn inglIn general, you receive activity compensation for extended schooling in the form of guaranteebenefit [garantierszittning] The amount of guarantee benefit depends on your age and how long youhave lived in Sweden. In 2010, you can receive between SEK 89 040 and SEK 99 640 per year in fullguarantee benefit.Activity compensation for extended schooling is only paid as full compensation. If your disabilityonly enables you to study half-time, you still receive activity compensation at the same level.If you have had income from work for at least a year, you can also receive income-relatedcompensation. Income-related activity compensation and guarantee benefit are recalculated inIanuary every year when the price base amountr fprisbasbeloppeflchanges,The price base amount is based on the cost of living. Ir 2010, the price base amount is SEK 42 400.
    • How long can you receive activity compensation for extendedschooling?[Hur l6nge kan man f;6 aktivitefsersdttn ing compensation vidffirliingd skolgdnsilYou can receive activity compensation for extended schooling for at most three years. you ca-n applyif you need a further period of activity compensation to complete your schooling.How to apply[Hur ansdker manlFill in and send the Swedish form "Ansrikan om aktivitetsersdttning pA grund av f<irldngd skolgAng"fApplication for actiuity compensation for extended sc]tooling"]which is available atForsiikringskassan and at www.forsakringskassan.se.How is the money paid out?[Hur betalas pengarna utilActivity compensation is paid into the account you have notified to Fcirsrikringskassan. It is paid outon the 18th or 19th of each month. If the payment date is a Saturday, you will receive activitycompensation on the Friday. If the payment date is a Sunday, a public holiday or Midsummer Eve[midsommaraftonl, you will receive payment on the following weekday.More about activity compensation[Mer om aktivitefsersdffn ing]Which schoolforms is it available for?[Vilka skolformer kan man studera i?JYou can study at compulsory and upper secondary school or in adult education and at folk highschool. You can study at compulsory school for pupils with learning disabilities, adult education foradults with learning disabilities, at the national upper secondary schools for the deaf and hearing-impaired and on a course especially adapted for young people with impaired mobility, known aseducation for those with impaired mobility {RH-anpassad utbildaing}.When is schooling considered to have been completed?[Ndr rdknas skolgdngen som avslutad?]Extended schooling at compulsory school or upper secondary school is considered to have beencompleted when you: . have acquired basic knowledge up to and including upper secondary school with entitlement to final grades or . definitively discontinue your studies.You can partacipate in activities[Du kan delta i aktiviteterlDuring the time that you have activity compensation, you can also participate in various activities.These activities are intended to support you in your development and to have a positive effect onyour illness or disability. They should also contribute to improving your work capacity.
    • Participation in activities is voluntary. You retain your compensation even if you decide not toparticipate in activities.Activity compensation and taxt A kt i v i t etsercfltt n i n g oc h s katt JYou pay tax on activity compensation. Forsdkrhgskassan makes a deduction for tax. Other incomeyou have may also affect the tax deduction. You should therefore notify if you have taxable incomefrom any other sources than Forsiikringskassan, for example, work income.You do not need to send your tax card to Forsdkringskassan. Ftirsdkringskassan receives thisinformation directly from the Swedish Tax Agency fSkatteverketJ.if you would like Frirsiikringskassan to deduct less tax (for example, if you have high interest costs),you can apply to your local tax office for an adjustment. You should then send the decision youreceive to F<irsdkringskassan. If you would like more tax to be deducted from your activitycompensation, you should contact Frirshkringskassan to have the deduction increased. The higherdeduction will be made on the activity compensation until you tell us otherwise.In lanuary every year, you will receive a statement of earnings and tax deductions fromFcirsdkringskassan. This states how much activity compensation you have received and how muchtax has been deducted. If your compensation has been deposited in an account, you will receive thestatement of earnings and tax deductions together with ]anuarys deposit statement. ContactFrjrsiikringskassan if you do not receive any statement of earnings and tax deductions.Call your local tax office or visit www.skatteverket.se to obtain more information about activitycompensation and tax.Other benefits[Andra ersflttningarlContractual insurancetAvtalsfdrcilkringarlWhen you receive activity compensation, you may also receive benefit from a contractual insurancescheme. If you have worked, you should therefore ask your last employer or trade unionorganisation whether there is any insurance ald what applies for you in this case. If you have hadother employers before, you should ask them as well. Forsiikringskassan is not responsible forcontractual insurance schemes and cannot answer questions about them.Housing supplementIBostadstil16gg]If you have activity compensation, you can obtain housing supplement. You apply toForsiikringskassan for housing supplement. See the Swedish fact sheet "Bostadstilliigg till dig somhar aktivitetsersdttning eller sjukersiittning" ["l{ousing Supp}ement for those with ActiuityCompensation or Sickness CompensationTwhich you can obtain at Frirsdkringskassan or downloadfrom www.f orsakringskassan.s e.
    • NotifychangestAnmiilfdrilndringar$You must notify all changes that may affect your entitlement to activity g6mpensation. This is thecase, for example, if r ]olr start working r ]ollleave school r ]ou receive a new or changed foreign pension, annurty [Ewdntal or the ]ike r ]oll move abroad.If you do not notify changes your activid compensation may be withdrawn. You may be liable toreimburse if you have received too much money or received money that you should not actually havehad.
    • lnformation from Fdrsikringskassan 01.01.20{ 0Activity compensationtA kt i v i tefsers# tt n i n g J- income-related compensation[- in komstrelatera d e rsdttn i n gJlf you are aged between 19 and 29 and have had income from work in Sweden, youcan receive activity compensation based on the size of your previous income.Who is eligible for income-related activity compensation?tVem kan fd inkomst-relaterad aktivitefsers$tfn inglIncome-related activity compensation is based on your previous income from work, but also onprevious benefits from Forsiikringskassan [The Swedish Soeia] Insurance Agency] such as sicknessbenefit [siufuenning]and parental benefit [fdrdldrapenntng]. Put simply, you can receive income-related activity compensation if: o You worked in Sweden at the time of the claim. The claim is when you complied with the conditions for being entitled to activity compensation. . You have had a pensionable income - or a pensionable amount of activity compensation * at least one year during the "time frame" [ramtidJ If you have a pensionable income, you will receive an annual statement every year (the orange envelope).How much will compensation be?tHur stor blir ersdttningenilFull income-related activity compensation will give you 64 per cent of your assumed incomefantagandeinkomsfl the income that F6rsiikringskassan calculates that you probably would havehad if you had continued to work. You can have full, three-quarter, half or a quarter activitycompensation. The amount you receive depends on how much your work capacity is reduced andyour ability to earn a living through work.Activity compensation may be reduced if you receive a for6ign disability pensionfinvaliditetspensionJ or other foreign disability benefits at the same time.
    • This is how your compensation is calculatedtS6 riiknas din ersdttning utJAssumed income - onlythe best years counttAntagandeinkomst - det dr de bdsta iren som rdknasJWhen we calculate your compensation, we start by calculating your assumed income. Assumedincome may be calculated according to the main rule or the alternative rule. We always calculate itin both ways and then use the method of calculation that is most favourable for you.Assumed income according to the main ruletA ntag a nd ei n ko mst en I igt h uvud regel n JThe main rule means that we calculate the average of your three best annual incomes during aperiod of eight years immediately before the claim. If, for example, we establish the time of theclaim to 2O09, the eight-year period consists of the years 2OOO-2OO7.Assumed income according tothe alternative rulefAnta g a nd e i n ko mst e n I i gt a lte rn ati vreg el n JThe alternative rule means that we calculate the average of your two best annual incomes duringthe three years before the year of the claim.We can also use the sickness benefit qualifying annual income [sjukpenninggrandande inkomstJwhich you had at the time of the claim. We do this if the sickness benefit qualifying annual income isgreater. In order for you to have your activity compensation calculated according to your sicknessbenefit qualifying annual income, you must have had a sickness benefit qualifying income the yearbefore the claim as well.Which income is used in the calculation?[Vilken inkomst anvflnds vid berfikningen?JWhen calculating the assumed income, we use your gross annual income as a basis which we thenrecalculate according to the current price level. The gross annual income is your pensionable income,plus the pension contributions that the Swedish Tax Agency fskatteverkeflhas deducted. Thepensionable income is the income you receive a statement on in the orange envelope every year. Youobtain your gross annual income by dividing the pensionable income by 0.93. However, there is aceiling to the income you can count. If you have income above 318 000 (7.5 price base amountslfprisbasbeloppl, it will not be counted. Example Siri is 26 years old when she receives full activity compensation for 2009. The time of the claim is also 2009. Siris income from work (recalculated to the current price level) in the eight year before the claim was: Year lncorne 2007 sEK r85 000 2006 SEK 198 OOO 2005 sEK 186 200 The price base amount is based on the cost of livirg. In 2010, the price base amount is SEK 42 400.
    • Year lncome2oo4 sEK228 000 2003 sEK 205 200 2042 sEK,t86000 200.1 sEK 75 0002000 sEK90000 Siris three best gross annual incomes were in 2006 (SEK 198 000), in 2004 (SEK 228 000), and in 2003 (SEK 205 200). The average income of these three years will be Siris assumed income. This is how assumed income is calcr:lated: 228 000 + 205 200 + 198 000 = 631 200 I 3 -- 2LO 40O Siris assumed income is thus SEK 210 400. The annual income-related compensation is 64 per cent of the assumed income and is calculated as follows: 2r0 400 x 0.64 = 134 656 Siris annual income-related compensation will be SEK 134 656.Notify changestAn md I feirdndri ngarlJYou must notify all changes which may affect your entitlement to, or the amount of yourcompensation. This is the case, for instance, if r lou start working or studying r ]oll start to work to a greater extent thanbefore, for example, ifyou receive half compensation but start to work full time e ]ou continue to work after a decision on dormant activity compensation has ceased r ]our work capacity is improved, even though you are not working o 1rou receive a new, or changed, foreign pension, annuity f]ivrdntal ar similar o ]ou move abroad.If you do not notify changes, your compensation may be withdrawn. You may be obliged toreimburse if you have received too much money or received money to which you were not actuallyentitled.
    • lnformation from Fdrsikringskassan 19.1 0.2008Activity compensationIA ktiv i tefsers dttn i n g]- activities when receiving activity compensation[- aktiviteter vi d affiivitetsersdttn i n g]When you receive activity compensation, you have the opportunity of participating invarious activities. These are voluntary and do not affect your compensation. Theseactivities are intended to assist and support you in your development and to have apositive effect on your illness or disability. They shall also contribute to increasingyour ability to improve your work capacity.We at FOrsdkringskassan [The Swedish SociaJ- Insurance Agency] assist you toplan these actlvities, We can also help you if you need to contact otherauthorities and organisations. The activities chosen are always based on yourwi-shes. needs and ability.You can choose between a large number of different activities[Du kan vdlja mellan mdnga olika aktiviteter]Activities you can parti-cipate in include r cert.din courses through an adult education association or folk high school . socj-ety actlvj-ties . sporting activities o medical habilitation . an activity where you learn more about your illness or disability . practical placement,We plan the activities together[Vi pl anera r affiivitetema ti I I sam m an s]We meet before you start your activities to plan them together. We agree on anactivity plan, which we then follow up and use in further planning. The idea isthat you shoul-d have an influence and participate in full.
    • We keep in contact when the activity is in process in order to find out whatyou think about 1t and how it is workj-ng. At the end of the activity, weevafuate it and make plans for any new activities.It may be a good idea lf other people whom youve been in contact with takepart in thls planning, for instance, a contact pelson in heafth carepsychiatry or habilitalion, a special representative or a relative.You can obtain compensation for expenses in connection with activities[Du kan fl ersdttning fiSr egna utlegg i samband med aktiviteter]you can receive compensation for certain costs which you have in connectionwith activities which we have planned togiether. This is called specialcompensation. This might be. for instance, course or membership fees (althoughnot food and accommodation), a trai-ning card, study and work material- or travelbetween your home and the activity. An j-ndi-vidual assessment is made of lheactlvity in connection with every application. You wil] then receivecompensation for the cheapest alternative. You can recelve compensation foranother afternat.ive if you are unable, due to your illness or disability, touse the cheapest comparable alternatlve. Since speCial compensation is paid in arrears j-t ls important to save receipts! However, in certaj-n cases, compensation can be paid in advance.You apply for compensati-on on a special form.Own responsibility[Eget ansvar]you must contact Forsiikrlngskassan 1f there is a change in the circumstancesrelating to your activities or your work capacity.This fact sheet is not a legal text on the subject-
    • Disability allowanceI H a n d i ka p pe rs dttn i n g]lf you are 19 or over, you can receive disability allowance if you needadditional assistance or have additional costs due to permanent illnessor disability. lt is not the extent of disability that is important when youapply for this allowance but your need of assistance due to the disability.Who can receive disability allowance?[Vem kan fd handikaPPerseftning?]If you are ill or disabled, you can receive disability allowance from and including themonth of July in the year that you attain the age of I 9 (when entitlement to childcareallowance [vdrdbidragJ ceases). In order to receive disability allowance, you mustneed assistance in your daily life, assistance to work or study or have additional costsdue to your illness or disability. Your need of assistance must be directly linked toyour disability, and it must be assistance with things that you cannot manage by your-self due to your disability.you do not have to have any particular illness or disability to receive disability allow-ance. However, you must have a doctors certificate that shows that you have a dis-ability that affecL your ability to cope with your daily life, your work or your studies.you must have had your disability before the age of 65, and you must need assistancefor at least ayear. You may keep your disability allowance after the age of 65 if youstill need assistance.You can receive disability allowance if you work in Sweden. If you do not work youmust live in Sweden to be eligible for disability allowance.The amount of the allowance[Hur mycket fdr man i handikappersefining?]Disability allowance is 36, 53 or 69 per cent of the price base amount [prisbasbelop-petJl depending on your need ofassistance and how large your additional costs aredue to your disability.The amount of disability allowance in 2010:t The price base amount is based on changes in the generai price level In 2010, the price base amount is 42,400 Swedish kronor (SEK 42,4OO). 1 (7) Faktablad: FK Handikappersattning/Disability Allowance-Fa (engelska) Updated: 2010-01-18 i* Farsfrltringskassan
    • 36 per cent sEK 15,26453 per cent sEK22.47269 per cent sEK 29,256Disability allowance is tax-free.If you only have high additional costs due to your disability, these expenses mustamount to at least SEK 12,084 per year (28.5 per cent of the price base amount) foryou to receive disability allowance. * The price base amount is based on changes in the general price ievei. In 2010, the price base amount is 42,400 Swedish kronor (SEK 42,1100)lf you are blind[Om du iir blind]If you are blind or lack locomotor vision, you receive disability allowance at SEK29,256 per year (69 per cent of the price base amount). [f you also have full sicknesscompensation [sjukerstittningJ or activity compensation [aktivitetsersrittningJ, or fullold age pension [dlderspensionJ, disabilily allowance will be reduced to SEK 75,264per year (36 per cent of the price base amount). You can receive a higher allowance ifyou have a particularly great need ofassistance or high costsBeing blind or lacking locomotor vision means that a person cannot safely be in or gettheir bearings in an untnown environment v/ithout assistance.lf you are deaf or have seriously impaired hearing[Om du dr ddv eller gravt hiSrselskadad]If you are deaf or have seriously impaired hearing, you can receive disability allow-ance at SEK 15,264 per year (36 per cent of the price base amount). You can receive ahigher allowance if you have a particularly great need of assistance or high costs.Being deaf or having seriously impaired hearing means that a person with a hearingaid cannot hear or can only hear with great diffrculty what other people say-Assisfa nce requirement and additional cosfs[Hjelpbehov och mer kostnader]lfyou only need assistance but do not have any additional costs, you must need assis-tance for at least two hours a day to receive disability allowance. The need of specialcare and continuous supervision can also be taken into account in the assessment.Ifyou need both assistance and have additional costs, the Swedish Social InsuranceAgency [FArsrikringskassan] will make an overall assessment of your combinedneeds.2 (7)Faktablad: FK Handikappersattning/Disability Allowance-Fa (engelska)Updated: 2010-01-18 iF Ffir*Skringskassan
    • Asslstance wlth dally lltefijelp med den dagliga livsfi5ringenlAssistance in daily life means, for example, assistance with personal care, dressingand undressing, purchases, cooking, medication and carrying out household choressuch as laundry, ironing, looking after clothes and cleaning the home. Assistance withdaily life also includes favelling to work or studies. It may also consist of practicalassiitance at the workplace, for example, collecting files and other working material orgoing to and from a staffrestaurant.Costs for assistance requirement in daily life[Kostnader f6r hjiilpbehov i den dagliga livsfi5ringen]If you need municipal cleaning assistance, you can receive disability allowance for thecharges made by the municipality. In some cases, you can also receive allowance forprivate cleaning assistance up to the amount that corresponds to the municipal charge.However, if a relative receives allowance for assisting you in your daily life, this is notconsidered as a cost but as assistance time.Additional costs[Extra kostnader]To be able to receive disability allowance due to additional costs, there must be a di-rect link between the costs and your disability. There must not be any other form ofsupport that covers the costs which central govemment, the municipality or the countycouncil is responsible for. It shall not either be a cost that most people have.Costs for aidsfKostn ader fO r hi dl Pm edel]You can receive disability allowance, for example, for costs that you have for addi-tional space in your home that is needed for care equipment, technical aids or astreatment rooms. You can also obtain allowance for costs for renting or purchasingaids. This also covers adaptation of computers or special computer software that youneed due to your disabilitY.Health care[Hiilse och siulrvdrilyou can receive disability allowance for treatments within out-patient health care thatare covered by the high-cost protection scheme fthgkostnadsskyddetl.High-cost pro-tection means that you do not have to pay more than a set amount in patient chargesduring a year. Thisapplies when you visit a doctor and when you receive other healthcar", ior example treatment provided by a district nurse or a physiotherapist. Medicines[Uikemedellyou can receive disability allowance for medicines subsidised by the state which arecovered by the high-cost protection scheme. High-cost protection applies to the greatmajority of medicines on prescription. 3 {7) Faktablad: FK Handikappersething/Disability Allowance-Fa (engelska) Updated: 201G.01-18 ffi niogkring*ltas*an
    • Single-use items[F 6rb ru kn i n g sarti kl a r]Compensation may be obtained from the health service in many cases for single-useitems. If you have to pay for these single-use items, you can obtain compensation forthe cost in certain cases.Special diet[SpecriallrostJIf you have additional costs for special diet which you need due to a disability, youcan receive allowance forthese costs. The Swedish Consumer Agency [Konsument-verketJ calculates the costs of different types of special diet. To receive allowance fora special diet, it must have been prescribed for you by a doctoE dietician or theequivalent.Dental careffandvird]You can obtain some allowance for dental care which is due to your disability.Travel costs[KostnaderfiSr resor]Public transport[Al I m 6n na kom m u nikation er]Ifyou are unable to use public transport due to your disabilif and therefore have addi-tional costs for travelo you can receive some allowance. This is the case, for example,if you have to use the mobility service ffirdtjrinstJ and pay for it. You can receiveallowance for the whole charge. A deduction is made for what the joumeys wouldhave cost ifyou had travelled on public transport.Own car[Egen bil]Ifyou travel in your own car because you cannot use public transport, you can receivedisability allowance for travel for medical purposes and treatment and for travel to andfrom work and studies. In the case of travel to and from studies, the allowance is re-duced by an amount corresponding to what the journeys would have cost if you hadused public transport. For other journeys in daily life, you can receive allowance atSEK 2,120 per year (5 per cent of the price base amount). You can receive a higherallowance ifyou can show that you have had higher costs.Other costs[6vriga kostnaderlPurchase of special household equipment[Kdp av sdtskild hushlllsutrustning]If you need to buy, for example, a washing machine, dishwasher or special vacuumcleaner because of your disability, you can receive allowance for this purpose. Whenallowance is calculated for this kind of purchase, the cost is spread over a certain num-ber ofyears.Wear and tear etc.[Slitage med mera]You can receive disability allowance if your disability leads to increased wear and tearof clothes, additional costs for washing, decoration, or equipment in the home.4 (7)Faktablad: FK Handikappersdttning/Disability Allowance-Fa (engelska)Updated: 2010-01-18 H *i"*ikringshas*an
    • Different forms of housing [Olika boendeformerJ Care in hospital and other institutions Ndrd rt s1ulrhus och andra instittttionerl If you are cared for at a hospital or another institution, you may retain your disability allowance if the expected duration of care is at most six monttrs. Ifthe case continues for longer than six months, you may only receive disability allowance for the days that you are not cared for at the institution. You cannot receive allowance for chargei that you have to pay for care. An institution is a foster home ffamiljehemJ,haspital or a care facility which is either owned or paid for by the state municipality or a county council. Service housing and group housing fServiceDosfa d o c h g rup p bo s/.radl If you live in seryice housing [servicebostadJ or group housing [gruppbostadJ, you will often receive service that corresponds to the need of help that you would hJve othenvise received disability allowance for. However, you may also need assistance which is not covered by the service available at the housing. Residence may also entail costs that can be counted as additional costs when calculating disability allowance. Contact Fdrsiikringskassan to find out what applies in your case. Student homes or special schoolsIEI ev hem el I * spec ialskol a] lf you live in a student home felevhemJ, yoa can receive disability allowance if youhave costs for personal assistance and service. This applies to student homes at o state special school o national upper secondary school for deafor hearing-impaired young people o national upper secondary school for young people with impaired mobility.Other benefits[Andra ersettningar]Lump sum payments[Engdngsbelopp]If you have received compensation with a lump-sum payment from private insurance,this will not affect your entitlement to disability allowance. If you have received alump sum payment from the state, a municipality or a county council, you cannot re-ceive disability allowance for the same reason.Benefits from the state, municipality or county councilfErsdttning frin stat, kommun eller landsting]If you receive other benefits from the state, a municipality or a county council as support for assistance needed or t}te costs you have had due to your disability, you canreceive disability allowance only for assistance or costs that you have not already re-ceived compensation for. F<irs?ikringskassan may also consider that you should be ableto obtain compensation for your assistance needs or your costs through some otherform of support than disability allowance.5 (7)Faktablad: FK Handikappersaftning/Disability Altowance_Fa (engelska)Updated:2010-01-18 ffi nioakringskassan
    • How to apply for disability allowance[Hur ans6ker man om handikappersdttning?]Application for disability allowance is to be made on a special form which is availablefrom Ftirsiikringskassan and at our website www.forsakringskassan.se. You can obtainassistance in completing the application form at Fdrs?ikringskassan. You must alsosubmit a doctors certificate on your illness or disability. If you have recently submit-ted a doctors certificate, you may not need to submit a new certificate.You can appeal against decision that you are not satisfied with[Du kan bverklaga ett beslut som du inte dr niijd med]Ifyou are dissatisfied with the decision, you can appeal against it to the county admin-istrative court flrinsrattenJ.You must appeal within two months. Information abouthow to appeal is shown in the decision. Contact Fdrsiikringskassan if you need assis-tance in appealing.PaymentfUtbetalning]Disability allowance is paid out every month. Ifyou would like your disability allow-ance to be paid to another person, you must provide F<irstikringskassan with a writtenpower of attorney statrng who the money is to be paid to.Living abroad[Bo utomlands]If you are going to live abroad in an EUiEEA country, you can retain your disabilityallowance for up to 12 months. If you live in a country outside the EU/EEA, the limitto retain the allowance is six months. If you retum to Sweden, you can apply for dis-ability allowance again.l/lforking abroad[Arbeta utomlands]You can receive disability allowance if you live in Sweden and work abroad. How-ever, you must not work abroad for more than 12 months if you are to retain your dis-ability allowance. If you work in an EU/EEA country, you are entitled to support fromthe country where you work.Always notify changes[Anmiil alltid fdrdndri ngar|You must notifu all changes in your need for assistance or your costs or other circum-stances that may affect your entitlement to disability allowance. If you have receivedtoo much money, you may be liable to reimburse it to Fdrsakringskassan.6 (7)Faktablad: FK Handikappers€lttning/Disability Allowance_Fa (engelska)Updated:2010-01-18
    • lnformation from Fdrsikringskassan 01.01.20{0Attendance allowancelAssr.s tan sers F)tt n i n glYou can obtain attendance allowance if you have a substantial and durable disability and needpersonal assistance to cope with your daily life. To obtain the allowance fromF6rsdkringskassan [the Swedish Social Insurance Ageney], you must need assistance withyour basic needs for more than 20 hours a week. tf you can manage with less time, you shouldcontact your municipality for assistance.Who is eligible for attendance allowan ce?Nem ka n fd assr,stansers€i ttn i ng?lIf you need assistance for more than 20 hours a week with basic needs such as washing, dressing, eating,communicating and moving about, you can obtain attendance allowance. You must also belong to one ofthe following groups:Persons with a development disorder, autism or related disability.Persons with a considerable and durable impaired intelligence after brain damage in adult years caused by violence from an extemal source or physical illness.Persons with other durable physical or mental disabilities, which are evidently not caused by normal ageing.The disability must be substantial and cause considerable difficulty in your daily life.There is no lower age limit for obtaining attendance allowance. You can receive attendance allowance afterthe age of65 provided that you have been granted it before that age.You cannot obtain attendance allowance if you live in group housing or are cared for in an institution. Ifthere are special reasons, you can, however, receive attendance allowance when you are cared for at ahospital for a shorter period or attend childcare, school or another daily activity.How much is the allowance?[Hur stor dr ercdttningenflThe govemment sets a standard amount for attendance allowance every year. In 2010, the amount is SEK252 per hour. You can apply for a higher amount if you have special reasons. The highest amount in 2010is SEK 282.Special reasons may, for example, be that you need a specially trained attendant who demands a higherpayment than the standard amount.What does personal assistance mean?Nad in nebiir pensonlrg assistans?lPersonal assistance means personally designed assistance provided in different situations by a limitednumber of people. Personal assistance for basic needs means assistance in washing and dressing, eating,
    • communicating with others and moving about, or other assistance that requires detailed knowledge of yourdisability.You may be eligible to personal assistance for other needs[Du kan ha rdtt till personlig assista ns even fiSr andra behovllf you need assistance with basic needs for an average of more tlvn2D hours a week, you may also beeligible for personal assistance for other help in your daily life, for example, cooking, shopping, taking partin leisure activities or working.The decision is yours[Du bestdmmer sielv]You decide how the assistance is to be arranged. You can r be an employer and employ one or more assistants . form an association or a co-operative with other people with disabilities, which ernploys several assistants . use acompany oran organisationThere is nothing to prevent you from employing an assistant at the same time as you receive assistancethrough the municipality or another organisation.You can also obtain attendance allowance if you use amember of your household as an assistant. Themember of your household shall then be employed by the municipality or another assistance provider.Application and decision[Ansiikan och beslut]Forms to apply for attendance allowance can be obtained at www.forsakringskassan.se. You can also orderforms on 020-524 524. ContactFdrsiikringskassan if you need assistance with your application.When your application has been received, Fdrs?ikringskassan will consult you about your need of help.F6rsiikringskassan will then decide on the number of hours for which you will receive the allowance.The mrmicipality can also notifu Fdrsiikringskassan that you need attendance allowance. You will not haveto make any application then but FdrsZikringskassan will contact you to consult you about the help youneed. lf you are dissatisfied with the decision[Om du inte Fir ntiid med beslutet] Ifyou consider that this decision is incorrect, Fdrsiikringskassan can reconsider the case. In this case, you should write to F<irsiikringskassan and request reconsideration. Information about how to do this is contained in the decision letter. IfF6rs?ikringskassan decides not to change the decision after reconsideration, you can appeal against it to the county administrative court flrinsrcittenJ.Information about how to appeal is contained in the reconsideration decision.
    • Payment and reporting[Utbetal n i n g och redovisn ing]If you want the attendance allowance to be paid to the assistance provider, the latter musg unless it is amunicipality, have a corporate tax certificate [F-skattsedelJ andbe registered as an employer by the TaxAgency [Skaneverket].Even when attendance allowance is paid to you, it is preferable if the person you purchase assistance fromhas a corporate tax certificate, since you must otherwise deduct tax. This is the case if you purchaseassistance from a legal entity, i.e. a limited company, a partnership, an economic association or a not-for-profit association.Attendance allowance is paid around the 2fth every month. If you have purchased personal assistance, youmust report the number of hours of assistance you have received and certify that the attendance allowancehas been used to purchase assistance. This reporting is made on a special form on the last day of the monthin each reporting period. Fdrsiikringskassan will decide the reporting period that applies for you. Thelongest reporting period is six months. If the whole of the allowance has not been used for purchasingassistance, you must repay the part that you have not used.Ifyou purchase your assistance from a sole trader (a natural person), you must certify that he or she has acorporate tax certificate. Ifthe person does not have a corporate tax certificate, you must pay employerssocial security contribution and deduct tax as ifyou were the assistants employer.Ifyou have ernployed assistants yourselfor been granted a higher hourly amount than the standard, youmust report the number ofhours ofassistance you have received and all costs you have had for theassistance. After every reporting period, Fdrsiikringskassan will make a final settlement and compare theallowance you have received with the actual costs. If the allowance is higher than your costs, you mustrepay the difference.Notify changes![Anmdl fiirdndringarlAttendance allowance is reconsidered every other year until you attain the age of 65. However, if yourcondition has changed significantly, the allowance shall be reconsidered earlier. It is therefore importantthat you notift all changes that may affect your entitlement to attendance allowance. If you have receivedtoo much money, you may be liable to reimburse.Other benefits may be affected[Andra ercdttningar kan ptverkas]The amount you receive in attendance allowance may affect your entitlement to disability allowance[handikappers cittningJ and childcare allowance [vdrdbidragJ.You can obtain more information from our oustomer centre at 0771-524 524.The fact sheet is not a legal text on the topic.