Client Pres 3

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Client Pres 3

  1. 1. CANCEL DEBT INCREASE EQUITY BUILD ASSETS <ul><li>Financial independence is within your reach. </li></ul><ul><li>Let us show you proven methods of creating wealth. </li></ul>
  2. 2. ABOUT THE COMPANY
  3. 3. CANCEL DEBT, INCREASE EQUITY, BUILD ASSETS 95% of Americans live in debt. Less than 5% retire wealthy. UFirst Alliance is dedicated to reversing the statistics.
  4. 4. OUR SERVICES
  5. 5. <ul><li>The best investment you can make is in yourself. You must have some knowledge about your own affairs. If you have no financial plan, you have no foundation for future growth. </li></ul><ul><li>Today’s planning has a direct effect on tomorrow’s realities. </li></ul>PLANNING FOR FINANCIAL FREEDOM <ul><li>Am I where I should be, given my age and situation? </li></ul><ul><li>Does risk scare me? </li></ul><ul><li>Do I know the hidden factors that might be eating away at my nest egg right now? </li></ul><ul><li>Am I keeping the right records? </li></ul>
  6. 6. BUILDING YOUR FINANCIAL FUTURE <ul><li>Creating a sound financial future is like building a home, there are basic steps to follow: </li></ul><ul><ul><li>You have to create a plan — a blueprint </li></ul></ul><ul><ul><li>Then you assemble the materials </li></ul></ul><ul><ul><li>Then you complete the home </li></ul></ul><ul><li>The 6 steps of the Financial Freedom Plan are the foundation, walls and roof of the home. </li></ul>Step 1 - Cancel Debt Step 2 - Increase Cash Flow Step 3 - Create an Emergency Fund Step 4 - Proper Insurance Protection Step 5 - Long-Term Savings Step 6 - Preserve Your Estate
  7. 7. FINANCIAL FREEDOM PLAN Which would you prefer: to be sold something, or to be educated?
  8. 8. CANCEL DEBT
  9. 9. MONEY MERGE ACCOUNT ™ PROGRAM <ul><li>Both program options provide: </li></ul><ul><ul><li>Dynamic reporting of your payoff progress </li></ul></ul><ul><ul><li>Budgeting system for income and expenses </li></ul></ul><ul><ul><li>Know the “true cost” of your expenses and purchases </li></ul></ul>Money Merge Account Express Money Merge Account Pro For reduction of non-mortgage debt: credit cards, auto, college Pay off your mortgage and other consumer-related debt For amounts less than $80,000 For unlimited amounts Track up to 10 creditors: credit card, auto loan, 2 nd mortgages Track an unlimited number of creditors and accounts
  10. 10. INCREASE CASH FLOW A great way to increase monthly cash flow is to start a second income, such as becoming a UFirst Alliance Agent. As an Agent you will earn additional income by helping others improve their financial future.
  11. 11. EMERGENCY FUND
  12. 12. PROPER INSURANCE PROTECTION
  13. 13. LONG-TERM SAVINGS & INVESTMENTS Use the rule of 72 to outpace inflation 1 . Divide 72 by the interest rate to estimate the number of years it takes for your money to double. 1 All figures are for illustrative purposes only and do not reflect an actual investment in any product. They do not reflect the performance risks, expenses or charges associated with any actual investment. Past performance is not an indication of future performance. The Rule of 72 is a mathematical concept that approximates the number of years if would take to double the principal at a constant rate of return. The performance of investments fluctuates over time, and as a result, the actual time it will take an investment to double in value cannot be predicted with any certainty. 4% 6% 8% 12% Years Amount Years Amount Years Amount Years Amount 1 10,000 1 10,000 1 10,000 1 10,000 18 20,000 12 20,000 9 20,000 6 20,000 36 40,000 24 40,000 18 40,000 12 40,000 36 80,000 27 80,000 18 80,000 36 160,000 24 160,000 30 320,000 36 640,000
  14. 14. THE HIGH COST OF WAITING Brother A: Opens a tax-deferred account at 10% at 22, and invests $5,000 a year for eight years, then stopsinvesting. Brother B: Waits until he is 29, then invests $5,000 a year into a 10% tax-deferred account until he is 65 years old. Brother A Brother B Age Payment End of Year Accumulation Age Payment End of Year Accumulation Age Payment End of Year Accumulation Age Payment End of Year Accumulation 22 $5,000 $5,500 48 $0 $384,683 22 $0 $0 48 $5,000 $315,019 23 $5,000 $11,550 49 $0 $423,151 23 $0 $0 49 $5,000 $352,021 24 $5,000 $18,205 50 $0 $465,466 24 $0 $0 50 $5,000 $392,723 25 $5,000 $25,526 51 $0 $512,013 25 $0 $0 51 $5,000 $437,495 26 $5,000 $33,579 52 $0 $563,214 26 $0 $0 52 $5,000 $486,745 27 $5,000 $42,437 53 $0 $619,535 27 $0 $0 53 $5,000 $540,920 28 $5,000 $52,181 54 $0 $681,489 28 $0 $0 54 $5,000 $600,512 29 $5,000 $62,899 55 $0 $749,638 29 $5,000 $5,500 55 $5,000 $666,063 30 $0 $69,189 56 $0 $824,602 30 $5,000 $11,550 56 $5,000 $7,381,619 31 $0 $76,108 57 $0 $907,062 31 $5,000 $18,205 57 $5,000 $817,486 32 $0 $83,719 58 $0 $997,768 32 $5,000 $25,526 58 $5,000 $904,735 33 $0 $92,091 59 $0 $1,097,545 33 $5,000 $33,579 59 $5,000 $1,000,709 34 $0 $101,300 60 $0 $1,207,300 34 $5,000 $42,437 60 $5,000 $1,106,280 35 $0 $111,430 61 $0 $1,328,030 35 $5,000 $52,181 61 $5,000 $1,222,408 36 $0 $122,573 62 $0 $1,460,833 36 $5,000 $62,899 62 $5,000 $1,350,149 37 $0 $134,830 63 $0 $1,606,916 37 $5,000 $74,689 63 $5,000 $1,490,664 38 $0 $148,313 64 $0 $1,767,608 38 $5,000 $87,658 64 $5,000 $1,645,230 39 $0 $163,144 65 $0 $1,944,369 39 $5,000 $101,924 65 $5,000 $1,815,253 40 $0 $179,458 Total Contributions $40,000 40 $5,000 $117,616 Total Contributions $185,000 41 $0 $197,404 41 $5,000 $134,878 42 $0 $217,144 42 $5,000 $153,866 43 $0 $238,858 43 $5,000 $174,753 44 $0 $262,744 Total Accumulation: $1,944,369 44 $5,000 $197,728 Total Accumulation: $1,815,253 45 $0 $289,018 45 $5,000 $223,001 46 $0 $317,920 46 $5,000 $250,801 47 $0 $349,712 47 $5,000 $281,381
  15. 15. <ul><li>Time can be your worst enemy or your greatest ally. No matter where you are in life, the key is to get started now. </li></ul><ul><li>Consider this example of the monthly retirement savings required to hit $1,000,000 retirement goal with 10% tax-deferred growth. </li></ul>RETIREMENT GOALS Is time your ally or your enemy? Get started now!
  16. 16. RETHINKING RETIREMENT SAVINGS
  17. 17. HOW FIXED-INDEXED CREDITING WORKS
  18. 18. PROPER ESTATE PLAN
  19. 19. <ul><li>Ufirst Alliance can help you prepare for the life-changing events that impact your finances. Get motivated to seize the initiative and gain control over your financial future in a simple yet profound way. </li></ul><ul><li>Along with your UFirst Agent, you will identify which products fit your specific needs along with a strategy to accomplish your dreams and goals. </li></ul>BRINGING IT ALL TOGETHER <ul><li>UFirst Alliance Offers: </li></ul><ul><ul><li>Education Funding </li></ul></ul><ul><ul><li>Debt Elimination </li></ul></ul><ul><ul><li>Mortgage Protection </li></ul></ul><ul><ul><li>Income & Asset Protection </li></ul></ul><ul><ul><li>Retirement Strategies </li></ul></ul><ul><ul><li>Senior Products / Protection </li></ul></ul>
  20. 20. GET STARTED TODAY

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