User Agreement - Fee Schedule - PayPal https://www.paypal.com/th/cgi-bin/webscr?cmd=p/gen/ua/policy_fees-...
Fees Policy
This Policy was last modified on July 20, 2009.
Fees depend on whether you are making a commercial transaction or a personal transaction. A commercial transaction involves
buying and selling goods or services, and payments received when you “request money” using PayPal. A personal transaction
involves sending money (initiated from the “Personal” tab of the “Send Money” flow) to and receiving money into your PayPal
account from friends and family.
A domestic transaction is a transaction where both the sender and receiver register with PayPal with the same country of
residence. A cross-border transaction occurs when the sender or receiver are registered with different countries of residence.
The fees set out below are for Personal Transactions applicable to customers of PayPal Private Limited. Fees for customers
registered with other PayPal companies are set forth in the respective fees policy.
Personal Transactions
The amount of the fee for any personal transaction will be shown at the time of payment. This fee can be paid by either the sender
or the recipient. The sender decides who pays.
Domestic personal transactions
Funding Source: entirely funded by PayPal balance Funding Source: entirely or partially funded by debit
or bank account card or credit card
Sending / Receiving
Free (when no currency conversion is involved) 3.4% + Fixed Fee (see table below)
(The sender decides who
pays)
Cross-border personal transactions
Funding Source: entirely funded by Funding Source: entirely or partially funded by debit card or
PayPal balance or bank account credit card
This fee is based on the country of the recipient.
This fee is based on the country of the
recipient. Recipient’s Country:
Recipient’s Country: Australia 3.4% + Fixed Fee
Australia 1% Canada 3.9% + Fixed Fee
Canada 1% China 3.9% + Fixed Fee
Sending / Receiving China 0.5% Germany 3.9% + Fixed Fee
(The sender decides who Germany 2% Hong Kong 3.4% + Fixed Fee
pays)
Hong Kong 0% Singapore 3.4% + Fixed Fee
Singapore 0% Taiwan 3.4% + Fixed Fee
Taiwan 0% U.S. 3.9% + Fixed Fee
U.S 1% Elsewhere 3.9% + Fixed Fee
Elsewhere 0.5% (Please note that you cannot send money for a personal
transaction from some countries, including Germany.))
The Fixed Fee is based on the currency received as follows:
Australian Dollar: $0.30 AUD
Fixed Fee (based on
currency received) Canadian Dollar: $0.30 CAD
Czech Koruna: 10.00 CZK
Danish Koruna: 2.60 DKK
Euro: €0.35 EUR
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Hong Kong Dollar: $2.35 HKD
Hungarian Forint: 90 HUF
Israeli Shekel: 1.20 ILS
Japanese Yen: ¥40 JPY
Mexican Peso: 4.00 MXN
New Zealand Dollar: $0.45 NZD
Norwegian Krone: 2.80 NOK
Polish Zlotych: 1.35 PLN
Singapore Dollar: $0.50 SGD
Swedish Krona: 3.25 SEK
Swiss Franc: 0.55 CHF
U.K. Pounds Sterling: £0.20 GBP
U.S. Dollar: $0.30 USD
Commercial Transactions - The fees for commercial transactions vary by market, see the Fee Structure page for specific
information.
The fees can be broken down as follows, this is for demonstrative purposes only, please see your specific fees by
clicking on the link above.
Sending (Buying) Free (when no currency conversion is involved)
Standard rate:
3.4% + Fixed Fee (see table below)
Receiving (Selling) for domestic payments Merchant rate (requires one-time application, qualifying monthly sales volume,
and account in good standing, see “Merchant Rate” page):
For demonstrative purposes only. See the Fee
Structure page for fees applicable to you. Transaction Fees: Monthly Sales Volume:
3.4% + Fixed Fee $0.00 - $3,000.00
2.9% + Fixed Fee $3,000.01 - $10,000.00
2.7% + Fixed Fee $10,000.01 - $100,000.00
2.4% + Fixed Fee $100,000.01 and over
Standard rate:
3.9% + Fixed Fee (see table below)
Receiving (Selling) for cross-border payments Merchant rate (requires one-time application, qualifying monthly sales volume,
and account in good standing, see “Merchant Rate” page):
For demonstrative purposes only. See the Fee
Structure page for fees applicable to you. Transaction Fees: Monthly Sales Volume:
3.9% + Fixed Fee $0.00 - $3,000.00
3.4% + Fixed Fee $3,000.01 - $10,000.00
3.2% + Fixed Fee $10,000.01 - $100,000.00
2.9% + Fixed Fee $100,000.01 and over
The Fixed Fee is based on the currency received as follows:
Australian Dollar: $0.30 AUD
Canadian Dollar: $0.30 CAD
Czech Koruna: 10.00 CZK
Danish Koruna: 2.60 DKK
Euro: €0.35 EUR
Hong Kong Dollar: $2.35 HKD
Hungarian Forint: 90 HUF
Fixed Fee Israeli Shekel: 1.20 ILS
Japanese Yen: ¥40 JPY
Mexican Peso: 4.00 MXN
New Zealand Dollar: $0.45 NZD
Norwegian Krone: 2.80 NOK
Polish Zlotych: 1.35 PLN
Singapore Dollar: $0.50 SGD
Swedish Krona: 3.25 SEK
Swiss Franc: 0.55 CHF
U.K. Pounds Sterling: £0.20 GBP
U.S. Dollar: $0.30 USD
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Additional Fees
Currency Conversion Processing Fee
If your transaction involves a currency
conversion, it will be completed at a
foreign exchange rate determined by 2.5% above the exchange rate
a financial institution, which is
The specific exchange rate that applies to your multiple currency transaction will be
adjusted regularly based on market
displayed at the time of the transaction.
conditions. This exchange rate
includes a 2.5% processing fee above
the exchange rate at which PayPal
obtains foreign currency.
There is no fee to withdraw funds from your PayPal account to a U.S. bank account. If you
withdraw funds to a non-U.S. bank account, the applicable fees are listed in the Withdrawal
Fees table. If you are a non-U.S. user, in certain countries where PayPal does not offer
direct withdrawal to a local bank account, you may withdraw funds from your PayPal account
by having PayPal mail you a check. A fee will be charged for these withdrawals; the amount
Withdrawing your funds of the fee varies by country. Please see the Withdrawal Fees table for more details. In
certain countries, you may also withdraw funds from your PayPal account directly to your
credit or debit card account the amount withdrawn will be shown as a credit on your
statement, you will be assessed a fee per withdrawal; the amount of the fee varies by
country (an “Original Credit”). Please see the Original Credit Withdrawal Fees table for more
details.
This Fee is based on the currency received as follows:
Australian Dollar: $15.00 AUD
Canadian Dollar: $15.00 CAD
Czech Koruna: 250.00 CZK
Danish Koruna: 60.00 DKK
Euro: €11.25 EUR
Chargeback Fee
Hong Kong Dollar: $75.00 HKD
To cover the cost of processing Hungarian Forint: 2000 HUF
chargebacks, PayPal assesses a Israeli Shekel: 40.00 ILS
$15.00 SGD fee to sellers for credit Japanese Yen: ¥1,300 JPY
and debit card payment chargebacks. Mexican Peso: 110.00 MXN
(A chargeback occurs when a buyer New Zealand Dollar: $15.00 NZD
rejects or reverses a charge on his or
Norwegian Krone: 65.00 NOK
her credit card through the credit card
Polish Zlotych: 30.00 PLN
issuer).
Singapore Dollar: $15.00 SGD
Swedish Krona: 80.00 SEK
Swiss Franc: 10.00 CH
U.K. Pounds Sterling: £7.00 GBP
U.S. Dollar: $10.00 USD
This Fee does not apply if the transaction is covered by PayPal’s Seller Protection Policy.
2% of total payment amount (a maximum payment cap per recipient applies as follows,
based on payment currency):
Australian Dollar: $1.25 AUD
Canadian Dollar: $1.25 CAD
Czech Koruna: 24.00 CZK
Danish Koruna: 6.00 DKK
Euro: €0.85 EUR
Sending Payments through Mass
Payments Hong Kong Dollar: $7.00 HKD
Hungarian Forint: 210 HUF
Israeli Shekel: 4.00 ILS
Japanese Yen: ¥120 JPY
Mexican Peso: 11.00 MXN
New Zealand Dollar: $1.50 NZD
Norwegian Krone: 6.75 NOK
Polish Zlotych: 3.00 PLN
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Singapore Dollar: $1.60 SGD
Swedish Krona: 9.00 SEK
Swiss Franc: 1.30 CHF
U.K. Pounds Sterling: £0.65 GBP
U.S. Dollar: $1.00 USD
Expanded Use Fee (verifying credit or
debit card details) In general, there is
no fee to join PayPal. However, some Up to $2.00 SGD
Users, in order to increase their
This amount will be refunded when you successfully complete the credit card or debit card
Sending limit or as PayPal may
verification process.
determine, may be charged an
Expanded Use Fee.
$10.00 SGD (per item)
Records Request Fee
We will not charge you for records requested in connection with your good-faith assertion of
an error in your Account.
Bank Return Fee on Withdrawal
This amount is charged when a PayPal may assess a fee in the event a transaction is returned by the financial institution.
withdrawal is attempted by a User and The fee varies by country and is approximately the equivalent of $10.00 USD. Please see
it fails because incorrect bank the table setting forth the fees for your country.
account information or delivery
information is provided.
Micropayments Pricing
You may upgrade an existing account at: https://micropayments.paypal-labs.com/. This rate will apply to all commercial payments
received into your PayPal account.
Cross-border - 6% + Micropayments Fixed Fee as per the Fixed Fee specified by the currency received. Fixed Fees are
Micropayments available at: https://micropayments.paypal-labs.com/
Monthly Account Statements. A full transaction history is available free to all accounts by logging in to the History page in your
account on the PayPal Website. Additional summaries of monthly transaction volume, including payments received, payments sent,
fees paid, etc. are available to Business and Premier accounts. These Monthly Account summaries are an opt-in fee-based service
(the fee is currently waived).
Copyright © 1999-2009 PayPal. All rights reserved.
Consumer advisory- PayPal Pte. Ltd., the holder of PayPal's stored value
facility, does not require the approval of the Monetary Authority of Singapore.
Users are advised to read the terms and conditions carefully.
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