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Valley Wealth Economy Presentation - March 09
Valley Wealth Economy Presentation - March 09
Valley Wealth Economy Presentation - March 09
Valley Wealth Economy Presentation - March 09
Valley Wealth Economy Presentation - March 09
Valley Wealth Economy Presentation - March 09
Valley Wealth Economy Presentation - March 09
Valley Wealth Economy Presentation - March 09
Valley Wealth Economy Presentation - March 09
Valley Wealth Economy Presentation - March 09
Valley Wealth Economy Presentation - March 09
Valley Wealth Economy Presentation - March 09
Valley Wealth Economy Presentation - March 09
Valley Wealth Economy Presentation - March 09
Valley Wealth Economy Presentation - March 09
Valley Wealth Economy Presentation - March 09
Valley Wealth Economy Presentation - March 09
Valley Wealth Economy Presentation - March 09
Valley Wealth Economy Presentation - March 09
Valley Wealth Economy Presentation - March 09
Valley Wealth Economy Presentation - March 09
Valley Wealth Economy Presentation - March 09
Valley Wealth Economy Presentation - March 09
Valley Wealth Economy Presentation - March 09
Valley Wealth Economy Presentation - March 09
Valley Wealth Economy Presentation - March 09
Valley Wealth Economy Presentation - March 09
Valley Wealth Economy Presentation - March 09
Valley Wealth Economy Presentation - March 09
Valley Wealth Economy Presentation - March 09
Valley Wealth Economy Presentation - March 09
Valley Wealth Economy Presentation - March 09
Valley Wealth Economy Presentation - March 09
Valley Wealth Economy Presentation - March 09
Valley Wealth Economy Presentation - March 09
Valley Wealth Economy Presentation - March 09
Valley Wealth Economy Presentation - March 09
Valley Wealth Economy Presentation - March 09
Valley Wealth Economy Presentation - March 09
Valley Wealth Economy Presentation - March 09
Valley Wealth Economy Presentation - March 09
Valley Wealth Economy Presentation - March 09
Valley Wealth Economy Presentation - March 09
Valley Wealth Economy Presentation - March 09
Valley Wealth Economy Presentation - March 09
Valley Wealth Economy Presentation - March 09
Valley Wealth Economy Presentation - March 09
Valley Wealth Economy Presentation - March 09
Valley Wealth Economy Presentation - March 09
Valley Wealth Economy Presentation - March 09
Valley Wealth Economy Presentation - March 09
Valley Wealth Economy Presentation - March 09
Valley Wealth Economy Presentation - March 09
Valley Wealth Economy Presentation - March 09
Valley Wealth Economy Presentation - March 09
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Valley Wealth Economy Presentation - March 09

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  • Transcript

    • 1. The Economy: This Time It Is Different A Lecture on Why and What to do Now Jeff Burrow, CFP ® Wealth Advisor Jason Gordo, CRPS ® Wealth Advisor Valley Wealth, Inc. is an SEC Registered Investment Advisor
    • 2. How We Got Here Credit Markets / Lending Standards Financialization Subprime Lending / Subprime Crisis American Capitalism is Powered by Credit PLUS, Oil, War, Cyclical Downturn, American Lifestyle, etc.
    • 3. Attempted Solutions So Far “ Injections” of Capital Worldwide FDIC Insurance Raised to $250,000 Federal Reserve Lowered Interest Rates Emergency Economic Stabilization Act of 2008 $700 Billion Troubled Asset Relief Program (TARP) The $800 Billion / $1 Trillion “Obama” Stimulus Plan
    • 4. Big Budget Events WWW.CNBC.COM
    • 5. Big Budget Events WWW.CNBC.COM $98 Billion
    • 6. Big Budget Events WWW.CNBC.COM $237 Billion
    • 7. Big Budget Events WWW.CNBC.COM $256 Billion
    • 8. Big Budget Events WWW.CNBC.COM $500 Billion
    • 9. Big Budget Events WWW.CNBC.COM $597 Billion
    • 10. Big Budget Events WWW.CNBC.COM $698 Billion
    • 11. Big Budget Events WWW.CNBC.COM $851 Billion
    • 12. Big Budget Events WWW.CNBC.COM $3.6 Trillion
    • 13. The Future
      • Massive Amounts of Money from Government?
      • The Cost Financed & Next Generation Pays?
      • Will We Change Our Lifestyles?
    • 14. Average is not normal WWW . BEHAVIORGAP . COM
    • 15. LAST 80 THE YEARS THE STOCK MARKET WWW . BEHAVIORGAP . COM
    • 16. AVERAGED 10 % WWW . BEHAVIORGAP . COM
    • 17. WWW . BEHAVIORGAP . COM
    • 18. Average is not normal WWW . BEHAVIORGAP . COM
    • 19. those 80 during years WWW . BEHAVIORGAP . COM
    • 20. ANNUAL LIKE RETURNS LOOKED THIS WWW . BEHAVIORGAP . COM
    • 21. WWW . BEHAVIORGAP . COM 34 38 -13 -28 -43 -8 56 5 44 33 34 28 3 -7 -10 16 29 21 38 -6 4 2 20 30 20 14 1 50 25 8 -10 45 13 1 27 -10 21 16 14 -9 28 14 -10 1 16 17 -18 -28 38 27 -3 8 24 33 -3 21 23 5 32 17 2 18 29 -6 35 10 11 0 37 21 31 24 24 -11 -11 -21 32 12 6 15
    • 22. WWW . BEHAVIORGAP . COM
    • 23. HOW MANY OF THOSE RETURNS WWW . BEHAVIORGAP . COM
    • 24. BETWEEN WERE WWW . BEHAVIORGAP . COM
    • 25. 9 11 AND WWW . BEHAVIORGAP . COM %
    • 26. OR EVEN CLOSE TO: average WWW . BEHAVIORGAP . COM
    • 27. WWW . BEHAVIORGAP . COM 34 38 -13 -28 -43 -8 56 5 44 33 34 28 3 -7 -10 16 29 21 38 -6 4 2 20 30 20 14 1 50 25 8 -10 45 13 1 27 -10 21 16 14 -9 28 14 -10 1 16 17 -18 -28 38 27 -3 8 24 33 -3 21 23 5 32 17 2 18 29 -6 35 10 11 0 37 21 31 24 24 -11 -11 -21 32 12 6 15
    • 28. WWW . BEHAVIORGAP . COM
    • 29. 2 OUT OF 80 WWW . BEHAVIORGAP . COM
    • 30. WWW . BEHAVIORGAP . COM Average is not normal
    • 31. SO YOU MAY BE PLANNING ON WWW . BEHAVIORGAP . COM
    • 32. WWW . BEHAVIORGAP . COM
    • 33. WWW . BEHAVIORGAP . COM
    • 34. REALITY YOU WILL IN EXPERIENCE WWW . BEHAVIORGAP . COM
    • 35. WWW . BEHAVIORGAP . COM
    • 36. Risks
      • Losing Money in the Stock Market
      • Losing Money in a Bad Real Estate Deal
      • Not Able to Get a Loan / Re-Finance
      • Losing Your Job / Source of Income
    • 37. The Biggest Risk
      • Out-living your “nest egg.”
      • You want your money to out-live you.
      • You do not want to out-live your money.
    • 38. Consistent Performance
      • 10% 11%
      • 50% 100%
      • 70% 233%
      Gains Needed To Get Even
    • 39. Diversification
      • Stocks in different industries
      • Mutual funds from different companies
      • Various style mutual funds from different companies
      • Stock Funds, Bond Funds, and Cash
      • Stock Funds, Bond Funds, Real Estate Funds & Cash
    • 40. True Diversification
      • 1/3 Equities & Fixed Income
      • 1/3 Real Assets
      • 1/3 Alternative Assets
    • 41. 1/3 Equities & Fixed Income US Stocks International Stocks Small Cap Stocks Municipal Bonds Corporate Bonds Mid-Cap Stocks
    • 42. 1/3 Real Estate Multi-Family Housing Office Buildings Retail / Shopping Real Estate Related Securities Hospitality Warehouse / Industrial International Real Estate
    • 43. 1/3 Alternative Assets Precious Metals Commodities Currencies Long / Short Equity Convertible Bonds Managed Futures Sector Rotation Opportunistic/Distressed Debt Natural Resources Special Situations Merger Arbitrage Treasury Inflation Protected Securities (TIPS)
    • 44. Easy Plan Steps to a Better Life
    • 45. E valuate What You Own and Why You Own It
    • 46. A mount of Money You Need Monthly
    • 47. S olve Your Risks and Shortfalls
    • 48. Y our Spot on the Wealth Scale™ Bill Gates You
    • 49. P osition Your Assets for True Diversification Liquidity Growth Income Inflation Protection Split Portfolio Into Three Parts
    • 50. L eave the Jones’ Behind Financial Advice From Jones’
    • 51. A nalyze Your Progress
    • 52. N ever Forget the Fundamentals
    • 53. There is an Easy Plan E valuate What You Own and Why You Own It A mount of Money You Need Monthly S olve Your Risks and Shortfalls Y our Spot on the Wealth Scale ™ P osition Your Assets for True Diversification L eave the Jones’ Behind A nalyze Your Progress N ever Forget the Fundamentals
    • 54. Disclosures
      • The content of this presentation is provided as general information only and should not be taken as investment advice. All information presented shall not be construed as a recommendation to buy or sell any security or financial instrument, or to participate in any particular trading or investment strategy. The ideas expressed in this presentation are solely the opinions of Valley Wealth, Inc. , Valley Wealth, Inc. is an SEC Registered Investment Advisor, and do not necessarily represent the opinions of sponsors of today’s lecture. Any action that you take as a result of information, analysis, or presentation during this lecture is ultimately your responsibility. Consult your investment adviser before making any investment decisions.
    • 55. 1101 Sylvan Avenue. Suite B-6 Modesto, CA  95350 Phone Web (209) 579-5900 www.valleywealth.com Jeffrey S. Burrow, CFP ® Wealth Advisor [email_address] Jason M. Gordo, CRPS ® Wealth Advisor [email_address]

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