Myth 1: Surveys have found that most people are not pleased with their giving. They want to give more! That means we need to teach people how to get their financial lives in order. Myth 2: People who give the most tend to complain the least, while those who give the least tend to complain the most. Unless we teach biblical giving, people become increasingly self-centered. Myth 3: If we expect nothing, people will live down to our expectations. One church planned a multimillion-dollar building program even though the economy was in a downhill slide with high unemployment. The congregation completed the building and was debt-free in less than three years. Myth 4: Many people mistakenly believe that if we teach the Bible and pray, God will always supply our financial needs. Prayer is important, but many times God’s way of providing involves work and planning (Matt. 25:14–30). Myth 5: It’s true that if we pressure people to give, they’ll get irritated and offerings may go down. But if we teach biblical giving with the same boldness and lack of pressure with which we teach prayer and purity, most people will respond positively. --Jay Pankratz
1. The psalmist said, “The earth is the Lord’s, and everything in it.” All the money we have comes from and really belongs to God. 2. God has entrusted his people to oversee a portion of what’s his and to glorify him through faithfully handling responsibility. A dollar, once spent, can never be spent on anything else. This means every time we say yes to spending money one way, we are saying no to all other ways that we could spend that amount. 3. You can’t serve both God and money. Ultimately, God is not as interested in our management skills as he is in how devoted we are to him. 4. Good and faithful stewardship is doing something for others with God’s money. 5. In the Sermon on the Mount, Jesus told us to store up for ourselves treasures in heaven.
Stan Toler and Elmer Towns explain in Developing a Giving Church (Beacon Hill Press): 1. Build your budget based on last year’s usable income—what you actually had to spend—and build a cash reserve equal to one month’s income. 2. In every church there are at least six pockets of giving: (1) maintenance; (2) missions; (3) benevolence; (4) building; (5) education (Christian colleges or higher education); and (6) evangelism. People give more readily if asked to give to specific causes. 3. Numbered envelopes help make giving a regular habit—and they help your team keep accurate records. 4. You’ll hear about mistakes so you can correct them sooner, and you’ll probably see an immediate increase in giving as the statements remind your people to give.
5. “Receiving” the offering makes for a greater time of celebration and worship. 6. Include children in building-campaign offerings, world-mission offerings, and so on. 7. January is often a good month to preach and teach on life stewardship, to communicate the church’s vision, and to distribute the budget. 8. Include on a stewardship calendar dates to: · Emphasize giving as an act of worship. · Inform your congregation of significant offering achievements. · Offer workshops on money management and financial planning. · Praise the congregation for giving.
The Bible offers about 500 verses each on prayer and faith, but nearly 2,000 on money-related topics. The Bible and Money Money is a spiritual issue. But money can also be the cause of pain.
Assessment Myths about Giving <ul><li>People don’t want to give </li></ul><ul><li>If we help people, they will generously give to the church </li></ul><ul><li>When the economy is down, we can’t expect people to give </li></ul><ul><li>All we need to do is teach the Bible and pray </li></ul><ul><li>If we urge people to give, they’ll get angry </li></ul>NOT AT ALL SOMEWHAT MOSTLY Do we believe this?
<ul><li>God owns everything </li></ul><ul><li>God’s people are his managers </li></ul><ul><li>Stewardship is responsibility with accountability </li></ul><ul><li>Good stewardship demands a commitment to others </li></ul><ul><li>Stewardship has eternal consequences </li></ul><ul><li>“ Orient your life around fulfillment of what matters most. Since you can’t have everything, use your money to buy things that have the most meaning. “ </li></ul>Stewardship Principles
The Discipleship of Stewardship <ul><li>1. Underlying motivation </li></ul><ul><ul><li>Raising disciples, not dollars </li></ul></ul><ul><ul><li>“How you spend money is spiritual” Ray Linder </li></ul></ul><ul><ul><li>“Where your heart is there your treasure is also.” Matthew 6:21 </li></ul></ul><ul><ul><li>Did Jesus say this? What did He mean? </li></ul></ul>
Stewardship <ul><ul><li>2. Issues for new churches </li></ul></ul><ul><ul><li>Young families: typically in debt & need to learn life management. </li></ul></ul><ul><ul><li>Unchurched: no habit of giving. Need to be taught and brought along. </li></ul></ul><ul><ul><li>IE need more people in order to support the budget </li></ul></ul>
Discipleship of Stewardship <ul><ul><li>The path of least resistance will generate the least income, will help people grow the least, and undermine future ministry and mission growth. </li></ul></ul><ul><li>3. Reality Check: $100,000 </li></ul><ul><li>Church must be at </li></ul><ul><li>200 people with $500/capita/yr </li></ul><ul><li>143 people with $700/capita/yr </li></ul><ul><li>100 people with $1000/capita/yr </li></ul><ul><li>Note: Ave in existing EC churches is $1800+/capita/yr </li></ul>
Discipleship of Stewardship <ul><li>4. Strategies </li></ul><ul><li>Set a stewardship culture from day 1 </li></ul><ul><li>Cover expectations in membership classes </li></ul><ul><li>Use the offering to: teach on stewardship, share the missional impact of the church, THANK people, help them see it as WORSHIP! </li></ul><ul><li>Teach on it as a spiritual discipleship growth issue (model: the pastor needs to tithe as well) </li></ul><ul><li>Teach whole-life stewardship over several weeks so people know it’s more than giving $ </li></ul>
“ That was the best sermon on giving I’ve ever heard.”
How To <ul><li>Have a Vision that inspires & a Mission that incarnates your vision! </li></ul><ul><li>Build your budget to incarnate your Mission! Be realistic. Possibly 2 budgets. </li></ul><ul><li>Work on the Income Side: and appeal to the different ‘pockets’ of givers. </li></ul><ul><li>Communicate with your givers: 1 st time, quarterly statements, year-end special and year-end statement and thanks. </li></ul>8 Steps to a Stewardship Plan 1 2 3 4
How To <ul><li>5. Teach children the importance of giving </li></ul>8 Steps to a Stewardship Plan 8 7 6 5 <ul><li>Teach stewardship to members – </li></ul><ul><li>as whole-life discipleship. </li></ul>7. Plan a stewardship month 6. Use the offering to teach, thank people, and worship God!
Whole-Life Stewardship of Time, Talent, Testimony & Treasure <ul><li>Help people commit to “whole-life” stewardship annually as God leads </li></ul><ul><li>Find a way (even starting in Preview Stage) for people to serve according to their gifts through 4+ Ministry Teams </li></ul><ul><ul><li>Biblical, Devotional, Missional, Connectional </li></ul></ul><ul><ul><li>Worship, Children, Small Groups, Assimilation (& Evangelism) </li></ul></ul><ul><ul><li>EG: you can have a Launch Team meeting where you cast the vision, then break into ministry teams… This shares the ministry + sets the DNA from the start. </li></ul></ul>
Discipleship of Stewardship <ul><li>Use testimonies </li></ul><ul><li>Use appeals as a way to help people begin </li></ul><ul><li>Develop an end-of-year strategy </li></ul><ul><li>Find a way to communicate church giving trends in a biblical way (see next slide) </li></ul>
Help people see where they are and ask them if God would have them take the “next step”
Help people understand how the biblical principle of tithing can help raise much more for the kingdom. Help them set a goal of increasing by 1% a year until they get to the tithe – not as a legalism, but as a way to grow in their faith.
C3 Annual Health Survey ( you could do this as 4-T’s, or the 4 ‘Al’s,’ or 5 ‘G’s.’ or your core values) At C3 we are concerned with your health and the health of our ministry. We realize that setting regular goals is a necessity in achieving this health. Therefore, annually as a renewal of you membership, you will be asked to prayerfully evaluate the previous year while setting goals for the next. Be as specific as possible, realizing that we are under grace , not the law! Spiritually – Where do I hope to grow spiritually? What spiritually disciplines would I like to begin or further pursue? What will this look like? (i.e. begin a daily time with God using a devotional I picked up at C3)
C3 Annual Health Survey <ul><li>Emotionally – Where do I need to grow emotionally? What do I need to get under control? What do I need to release? What steps will I take? (i.e. get my anger under control by seeing a counselor) </li></ul><ul><li>Relationally – Who do I think I need to grow in relationship with? What relationship/s are in need of healing? How will I pursue these? Am I committing enough time to my family? (i.e. to befriend my next door neighbor by inviting them over for Monday Night Football, forgive my dad, I will take my kids out to breakfast once a month.) </li></ul>
Service - What is God calling me to participate in? What ministry will I commit to as my primary ministry? Where will I help out? (i.e. I will be a leader in an ALPHA course and I will help monthly in the kids ministry) Giving - I realize that financially giving is also a part of partnership. I believe my Tithe (10%) will be and I hope to give above and beyond this to other ministries in the amount of . MINISTRIES AMOUNT
Sample Budget for a New Church: INCOME: Core Group $34,000 New Attenders $ 6,000 Appropriation $50,000 Special Gifts $ 5,000 $95,000 EXPENSES: Salary (includes FICA & housing allowance) $48,000 Health Insurance $14,000 Pension (12.5% of salary) $ 6,000 Auto Reimbursement (8,500 mi at $.44/mi) $ 3,783 Church/Pastor Cell Phone $ 840 Office Equipment $ 1,000 Office Rent FCC Office Supplies $ 600 Utilities FCC Facility Rental FCC Christian Education & Children’s Ministries $ 2,000 Music $ 1,400 Launch Expenses $ 7,000 Pastor’s Continuing Education $ 1,000 Pastors Conferences $ 2,000 Mission Giving – ECC (10% of local giving)* $ 3,000 Mission Giving – GLC (5.5% of local giving)* $ 1,750 $92,373