Debit cards in the u.s., 4th edition
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Debit cards in the u.s., 4th edition Debit cards in the u.s., 4th edition Document Transcript

  • Debit Cards in the U.S., 4th EditionThe twin pillars of retail banking revenue—debit interchange and overdraft fees—are underassault. As an integral part of consumer checking accounts, debit card transactions driveinterchange revenue and are linked to overdraft fee revenue. On the heels of new checkoverdraft protection rules, debit interchange has been capped, and electronic debittransactions must now be processed over at least two unaffiliated payment networks. Thesechanges are reshaping the debit card competitive landscape and driving sweeping changesin consumer banking relations, checking account and fee structures, and debit paymentnetwork economics.Packaged Facts’ Debit Cards in the U.S. guides market participants through these changesand their significance to the marketplace: the evolving trends shaping the debit cardlandscape, marketplace winners and losers (debit card issuers, merchant acquirers,payment networks and card associations), and the impact these trends have on consumersand merchants.While we expect debit to remain a checking account lynchpin, the bottom line is that the feestructures banks implement will determine not only the strength of debit transaction growthgoing forward, but also related growth in credit cards and prepaid cards—and could evenspur a renaissance in cash and check. This report assesses the strategies financialinstitutions are employing to recoup debit and overdraft losses, including changes in feestructures, creative overdraft solutions, the fate of debit rewards and merchant-fundedreward trends.Through consumer survey analysis, this report also evaluates the role debit cards play in theuse of other payment types, as well as how fee and account changes affect debit card use.This assessment includes trend analysis on lower-income consumers and Generation Y, twogroups significantly impacted by the growth of debit and the consequences of regulation.Buy your copy of this report @ http://www.reportsnreports.com/reports/163652-debit-cards-in-the-us-4th-edition.htmlMajor points covered in Table of Contents of this report include:Chapter 1: Executive SummaryChapter 2: Introduction and OverviewChapter 3: Market Size and ForecastChapter 4: Regulatory Analysis and ImpactChapter 5: Debit-Driven Innovations & Strategies
  • Chapter 6: Debit Cards in Context: The Consumer Payments UniverseChapter 7: Debit Usage TrendsChapter 8: Debit Card Usage Rationales & InfluencesChapter 9: Card Association Debit Trends & StrategiesChapter 10: Debit Card Issuer Case StudiesBrowse reports related to Banking and Financial Services @http://www.reportsnreports.com/market-research/banking-services/Report Details:Published: May 2012No. of Pages: 152Price: Single User License – US$4295 Corporate User License – US$8590Contact:Priyank TiwariTX, Dallas North - Dominion Plaza,17304, Preston Road,Suite 800, Dallas 75252Tel: +1-888-391-5441sales@reportsandreports.comConnect With Us: