1. “I learnt how to “I learnt how make and f ollow the stock “I found out budgets f my or markets work” about the various expenses” kinds of investments” “I learnt the benefits and “I learnt how to problems of deposit a cheque borrowing at the bank”Pocket Money is SEBI and NISMs money ”flagship program to increase financialliteracy among school students.It aims to make school studentsunderstand the value of money andthe importance of saving, investingand financial planning. “I learnt the importance ofWe believe that imparting real life saving money ”financial skills to school students iscritical to their holistic development.This program is the first step in thatdirection to build a nation which notonly understands the value of moneybut also has the right knowledge andskills required for taking responsiblefinancial decisions. National Institute of Securities Markets (NISM) is a public trust established by the Securities and Exchange Board of India (SEBI), the regulator for securities markets in India. NISMs core objective is to enhance the quality of financial markets by undertaking various educational initiatives for industry participants as well as investors. For more information visit www.nism.ac.in and www.sebi.gov.in
2. But, we already teach students Economics andQ Accounting... These subjects are vital. However, they also need to be supplemented with knowledge and skills that prepare students to handle money effectively in real life. Whether it is the ability to operate a bank account early or understanding the importance of saving and investing for future goals, this program is critical to their overall development. Building a strong Why is the Pocket Money programQ foundation required for my students? with real-life This program will build a strong foundation and help skills that in inculcating responsible money habits that would last prepare young for a lifetime. The topic of money should not be students in avoided with a fear that children will become money- managing their minded. Lack of appropriate teaching has a greater personal risk of children being wrongly influenced and misguided. A combination of conceptual knowledge finance wisely and real-life skills make this program extremely useful is an and practical for students. important mission... Mr. C.B. Bhave,Q So, what exactly does your program teach? Ex-Chairman, SEBI The Pocket Money program, delivered over 8 interactive sessions, covers topics like: 1) Saving and Financial Planning 2) Budgeting: Needs Vs. Wants | Income and Expenditure 3) Basics of Banking 4) Why Invest 5) Terminology of the Markets 6) Options for Investing: Pros and Cons 7) Borrowing Money: Benefits and Hazards 8) Case Studies: Practical Examples, Lessons and Tips
3. Our Program uses the following teaching aids and tools to make learning fun and activity-based: Students Module: Trainer’s Module: Family Module: Eight interactive fun- Detailed teaching For involving parents in filled sessions guidelines for teachers the learning process. Money-maxims: Kid’s Bank Samples: A handy reference of Images of Cheques, We got a very financial facts, figures DDs, Withdrawal Slips and planners etc. that are used in encouraging everyday banking. response from over 33 schools and 5000 students Sounds good, but how does this programQ who work? participated in The Pocket Money program is designed to be taught to the pilot students in Class 9 to Class 12 at schools across India. program The program consists of the following components: Prof. G. Sethu, Head, NISM Step 1: Teacher Training Teachers nominated by the school are trained to teach the program and given instruction guides that provide teaching methods and tips for each module. Step 2: Student Enrollment and Classes: Enrolled students get a set of 8 Pocket Money modules. The program is taught across 8 sessions, to be delivered over 3 months as per the schools convenience. Step 3: Certificate Examination: At the end of the course, an evaluation is conducted by NISM in co-ordination with the school. There will also be inter-school competition and awards.
4. Q What do the students and teachers get at the end of the program? Our certification and recognition process helps motivate students and teachers. Every student who completes the Pocket Money program successfully is given a The students certificate and all teachers are honoured and teachers for helping raise financial literacy in the country. found it both useful and informative. As a teacherQ OKAY! We’re convinced. How do we I learnt a lot participate? too... Participating in the Pocket Money program is Mrs.Sushila simple. A school must appoint a teacher- Ramanan, Teacher coordinator for the program and register with us and Coordinator, on the contact details mentioned below. Sri Sankara School, ChennaiQ Sign Up for the Pocket Money Program Please contact our Lead Co-ordinator Mr. Murli Iyer for signing up or if you have any questions.Write to firstname.lastname@example.org or call 022-66735100-06.
5. Please contact our Lead Co-ordinator Mr. Murli Iyer for signing up or if you have questions. Write to email@example.com orcall 09821529952 | 22-66735100-06A financial literacy initiative by:Securities and Exchange Board of IndiaPlot No. C4-A, SEBI Bhavan, G Block,Bandra Kurla Complex, Bandra (East),Mumbai - 400051Maharashtra, IndiaPhone: +91-22-26449000www.sebi.gov.in..............................................................................................National Institute of Securities MarketsNISM Bhavan, Plot No. 82,Sector-17, Vashi,Navi Mumbai - 400 705Maharashtra, IndiaPhone: +91-22-66735100-06www.nism.ac.in