A car insurance policy isn’t a one-size-fits-all cure for unexpected automotive expenses. The policy that you and your car need should be carefully chosen for your unique budget, lifestyle, and vehicle.

1. Five Situations Where
Buying Cheap Car
Insurance is a

2. Something to Think About
A car insurance policy isn’t a one-size-fits-all cure for
unexpected automotive expenses.

3. The policy that you and your car need should be carefully
chosen for your unique budget, lifestyle, and vehicle.

4. The Factors
A vehicle’s model, a driver’s history of accidents,
and even the color of your car can influence your
auto insurance pricing as well, and it may be
tempting to go online and buy the cheapest state
minimum coverage you can buy.

5. In some situations, a well-informed customer
can find and purchase a good policy online,
but it’s very likely that buyers will face
unexpected limitations and stipulations
while buying their policy, leading to
compromise and a plan that doesn’t fit.

6. If you’re having trouble deciding whether or not
to buy cheap car insurance online, exercise
caution if you fit into one of the five following
categories.

7. 1.) You’re planning on bundling
policies to get a discount
Bundling your auto insurance with your homeowner’s
insurance, health insurance, or any other policy can be a great
way to lower your auto insurance rates and save money, but if
you shop online, you may not be able to bundle. Talk to an
independent agent or contact us today to compare quotes and
find a policy that saves you money now and down the road.

8. 2.) You’re buying an insurance
policy for a classic car.
A classic car requires a different auto insurance policy given its value and the fact
that many classic cars spend most of their time in the garage. Insuring your classic
car might not be as expensive as you think, and buying a cheap policy online is the
worst move you can make.

9. 3.) You’re not comfortable
using the internet for
insurance
Comparing rates online can also be frustrating and overly time consuming for
some. Scheduling a consultation with a local agent can make the process less
stressful and risky.

10. 4.) You’re buying your first
policy or don’t know how much
coverage you need
There are seemingly endless options, and the best way to sift through them all to
find the perfect policy for you is to call or meet up with a trusted insurance agent
in your area.

11. 5.) You want to save money on
your policy
Believe it or not, buying a “cheap” policy online isn’t the best way to save
money, even if you don’t want any coverage beyond state-minimum liability
insurance. Meeting with an agent gives you a chance to ask about discounts,
special policies, and more inexpensive coverage options while still allowing
you to sit down and decide which policy is right for you. Even on a budget,
choosing the right policy is an extremely important step, and if you qualify for
discounts, you could save a lot of money.

12. How do you prefer to buy your
auto insurance? What would
you change about your policy
if you could? Let us know in
the comments section below!