Παρουσίαση του κ. Dell’Isola

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Παρουσίαση του κ. Dell’Isola

  1. 2. DEKRA Claims Services Italia – Presentazione Istituzionale 3. SUBROGATION BY HEALTH CARE AND SOCIAL SECURITY INSURERS 2. LOSSES AND INDEMNITY 1. LIABILITY Scenario of a Motor Accident in Italy 4. MULTIPLE CLAIMANTS AND LIMITS OF INSURANCE COVER 5. SECONDARY CLAIMS (EXPENSES) IN AN OUT-OF-COURT SETTLEMENT 6. PRESCRIPTION 7. COURT PROCEEDINGS
  2. 3. 1. LIABILITY <ul><li>Basis for claims compensation: Art. 2043 + Art. 2054 Civil Code + Italian Insurance Code (D.Lgs 209/2005) </li></ul><ul><li>Evidences: ARF – Police Report – Witnesses statements </li></ul><ul><li>Shared liability: Art. 2054, II comma, Civil Code </li></ul><ul><li>Terms to claim compensation or to introducing the civil action against the liable: 30 – 60 – 90 days </li></ul>DEKRA Claims Services Italia – Presentazione Istituzionale
  3. 4. 2. LOSSES AND INDEMNITY <ul><li>CLAIMS FOR VEHICLE DAMAGE </li></ul><ul><li>Repair cost </li></ul><ul><li>Total loss </li></ul><ul><li>Cost of expert’s opinion </li></ul><ul><li>Towing/Recovery charges </li></ul><ul><li>Cost for overnight accommodation and meals </li></ul><ul><li>Hire car cost </li></ul><ul><li>Loss of use </li></ul><ul><li>Cost of finance </li></ul>DEKRA InternationalVerfasser/Datum/Abt
  4. 5. 2. LOSSES AND INDEMNITY <ul><li>CLAIMS FOR BODILY INJURY </li></ul><ul><li>Non-pecuniary damages (indemnity for pain and suffering) </li></ul><ul><li>Minor claimant </li></ul><ul><li>Loss of income/profit </li></ul><ul><li>Medical expenses </li></ul><ul><li>Other losses </li></ul><ul><li>Death </li></ul><ul><li>Funeral expenses </li></ul>DEKRA InternationalVerfasser/Datum/Abt
  5. 6. 3. SUBROGATION BY HEALTH CARE AND SOCIAL SECURITY INSURERS <ul><li>Health care system </li></ul><ul><li>Private Insurers </li></ul><ul><li>Social Security Insurers </li></ul><ul><li>Employer </li></ul>DEKRA InternationalVerfasser/Datum/Abt
  6. 7. 4. MULTIPLE CLAIMANTS AND LIMITS OF INSURANCE COVER <ul><li>Insufficient cover’s sum : priority in the settlement </li></ul><ul><li>Personal liability of the liable party </li></ul>DEKRA InternationalVerfasser/Datum/Abt
  7. 8. 5. SECONDARY CLAIMS IN AN OUT-OF-COURT SETTLEMENT <ul><li>Costs of legal representation </li></ul><ul><li>Expert fees </li></ul><ul><li>Other expenses </li></ul>DEKRA InternationalVerfasser/Datum/Abt
  8. 9. 6. PRESCRIPTION <ul><li>Cases </li></ul><ul><li>Terms </li></ul>DEKRA InternationalVerfasser/Datum/Abt
  9. 10. 7. FEES OF COURT PROCEEDINGS <ul><li>Cases </li></ul>DEKRA InternationalVerfasser/Datum/Abt
  10. 11. QUESTIONS <ul><li>Issues of compensation for each victim and different kind of compensation for economic and non-economic damages </li></ul><ul><li>Right of recourse of the liable Insurer in case of intoxicated driver </li></ul><ul><li>Right of recourse of the Social Security Fund and/or the Private Insurer </li></ul><ul><li>Penal proceedings </li></ul><ul><li>Tax on the compensation paid by the Insurer </li></ul><ul><li>Other relevant matters </li></ul>DEKRA InternationalVerfasser/Datum/Abt
  11. 12. DEKRA Claims Services Italia Srl DEKRA Claims Services was born in 2001 in Italy as BIRS Italia Srl. Today, DEKRA Claims Services Italia Srl has is registered and head office in Cinisello Balsamo (Milan). DEKRA Claims Services Italia – Presentazione Istituzionale
  12. 13. Thank you for your attention DEKRA Claims Services Italia – Presentazione Istituzionale
  13. 14. DEKRA Claims Services Italia S.r.l. Via F.lli Gracchi 27 – Torre Sud 20092 Cinisello Balsamo (MI) Telef. +39 02 27007481 Fax +39 02 26005457 www.dekra.it www.dekra-claims-services.com Avv. Arturo Dell’Isola - Direttore Generale [email_address] Cell. +39 346 3146047 Contacts DEKRA Claims Services Italia – Presentazione Istituzionale

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