Safeguarding our client’s investment

Hurricanes

Flooding

Wild Fires Earthquakes

Hail Storms Freezing Rain

Can your Business survive a visit from Mother Nature? ?

What are the risks? Population About one half population within 50 miles of coast CA – 34 million By 2010, about 74 percent of U.S. population will live in coastal areas Small businesses 98 % of all firms in US 85% of small businesses employ 10 or fewer Employ 50% of workforce 44% of nation’s payroll Generate 41% of nation’s business receipts

Population

About one half population within 50 miles of coast

CA – 34 million

By 2010, about 74 percent of U.S. population will live in coastal areas

Small businesses

98 % of all firms in US

85% of small businesses employ 10 or fewer

Employ 50% of workforce

44% of nation’s payroll

Generate 41% of nation’s business receipts

One of every five businesses experiences a major disruption each year. Small business owners have a higher probability of being impacted by a disaster. More than 60% of small businesses do not have a backup power supply. Small business owners have fewer recovery resources and a lower tolerance for losses. As many as 90% of small businesses do not have a business continuity plan in place. Facts that most small businesses face

One of every five businesses experiences a major disruption each year.

Small business owners have a higher probability of being impacted by a disaster.

More than 60% of small businesses do not have a backup power supply.

Small business owners have fewer recovery resources and a lower tolerance for losses.

As many as 90% of small businesses do not have a business continuity plan in place.

Who / What is IBHS? IBHS is an initiative of the insurance industry to reduce deaths , injuries, property damage economic losses and human suffering caused by natural disasters. IBHS is a non-profit research and communications organization committed to institutionalizing natural disaster protection as a public value. IBHS is headquartered in Tampa, Florida. Its members are made up of more than 100 of the country's leading property-casualty insurers and reinsurers. It also has formal partner agreements with many other organizations, such as the American Red Cross, SBA and American Society of Civil Engineers.

IBHS is an initiative of the insurance industry to reduce deaths , injuries, property damage economic losses and human suffering caused by natural disasters.

IBHS is a non-profit research and communications organization committed to institutionalizing natural disaster protection as a public value.

IBHS is headquartered in Tampa, Florida. Its members are made up of more than 100 of the country's leading property-casualty insurers and reinsurers. It also has formal partner agreements with many other organizations, such as the American Red Cross, SBA and American Society of Civil Engineers.

Open for Business Earlier this year IBHS met with representatives from Farmers to discuss "Open for Business" , an Internet-based disaster recovery and risk assessment tool they (IBHS) had developed. Pre-disaster property protection plan Post-disaster business continuity and recovery plan This service, valued @$2,000/user, is available exclusively to IBHS member insurers. We in turn would like to make it available as value added service to your Farmers business customers. Farmers & IBHS Farmers & IBHS

Open for Business

Earlier this year IBHS met with representatives from Farmers to discuss "Open for Business" , an Internet-based disaster recovery and risk assessment tool they (IBHS) had developed.

Pre-disaster property protection plan

Post-disaster business continuity and recovery plan

This service, valued @$2,000/user, is available exclusively to IBHS member insurers. We in turn would like to make it available as value added service to your Farmers business customers.

Getting Started Pass codes are utilized to gain initial entry – The key that unlocks the door Provided by IBHS to the member company Distributed by member company to those eligible IBHS can track number of registrants/pass code

Pass codes are utilized to gain initial entry – The key that unlocks the door

Provided by IBHS to the member company

Distributed by member company to those eligible

IBHS can track number of registrants/pass code

Farmers Passcode = FI3797 http://www.ibhs.org/policyholder/redir.asp?codebiz=FI3797

http://www.ibhs.org/policyholder/redir.asp?codebiz=FI3797

Registration Type

OFB Registration

Privacy Guarantees & Limit on Liability of Member Co.’s No one has access to business person’s plan except the one(s) with whom the registrant shares the information. IBHS will do the following: Automatic E-mails to users to remind them to update plans IBHS will run periodic reports to compile information in aggregate of perils to which OFB users are exposed – to improve the product and communication messages of IBHS. No individual businesses will be identified. IBHS has included “member companies” in multiple locations of its Disclaimer/Privacy Policy to include them in the indemnity and limitation of liability language.

No one has access to business person’s plan except the one(s) with whom the registrant shares the information.

IBHS will do the following:

Automatic E-mails to users to remind them to update plans

IBHS will run periodic reports to compile information in aggregate of perils to which OFB users are exposed – to improve the product and communication messages of IBHS. No individual businesses will be identified.

IBHS has included “member companies” in multiple locations of its Disclaimer/Privacy Policy to include them in the indemnity and limitation of liability language.

Self-Assessment: Are You Prepared? (Immediately after Registration Page)

OFB Background

Registration Complete

Guidance

Identification of Property

Enter Zip Code

Property Evaluation

Perils for 93551 Palmdale Home Office

Windstorm Exercise

Example of Windstorm Questions

More Information

Select Your Answers

Individualized High Wind Evaluation

View My Recommendation

Recovery Plan Generator

Secure Site

Suppliers/Vendors

Suppliers/ Vendors (contd.)

Key Business Functions

Key Business Functions (contd.)

Voice/Data Communications

Voice/Data Communications (more information)

Recovery Plan Rpts & Download

Sample Employee Report Person responsible for recovery location gets complete report Individual employee reports View or save as pdf file -- save to hard drive, CD, paper copy, etc.

Person responsible for recovery location gets complete report

Individual employee reports

View or save as pdf file -- save to hard drive, CD, paper copy, etc.

Logging in & out 1 2 3 4

Update “My Account” Info

Cristofer P Pereyra 5800 N 19 th Ave, Suite 216 Phoenix, AZ 85015 (602) 266-6446 Office (602) 293-3766 Fax [email_address] Thank You VISIT: http://theinsuranceexpert.wordpress.com Cristofer P Pereyra, LLC

Cristofer P Pereyra

5800 N 19 th Ave, Suite 216

Phoenix, AZ 85015

(602) 266-6446 Office

(602) 293-3766 Fax

[email_address]