Geintar, Inc John H. Lars CEO (415) 300-7000 John@Geintar.com gen·er·a·tion Pronunciation: ˌje-nə-ˈrā-shən Function: noun A particular stage in the development of a product or technology, especially one marking a significant advance Geintar, Inc Proprietary & Confidential
Market Opportunity Today, U.S. Consumers’ spending totals $899.4 billion - 31% higher than it was only five years ago. Almost 15% of credit card users chargemore than $9,840 in credit card debt. Credit card charge-off rates in 2009 were 40% higher than 2008 at over 8%. There are about 18 million Americans that are facing active collection activities today. Geintar, Inc Proprietary & Confidential
Current Solutions To these 15 million consumers the only current solutions available are:
They all involve third party companies and substantial costs to the consumer leaving over 10 million consumers without a solution . Geintar, Inc Proprietary & Confidential
Value Proposition With the downturn of the economy there are a growing number of consumers that are struggling with personal debt. More and more of these consumers have a “do-it-yourself” mindset and refuse being helped by any of the current solutions. Geintardeveloped and operates yPoodle.com:
providing support, answers education and a virtual settlement solution to these debtors.
offering creditors the ability to settle with more consumers.
Geintar, Inc Proprietary & Confidential
Value Proposition Your company Geintar, Inc Proprietary & Confidential
Revenue Streams The core business will create revenues by charging a handling fee to Creditors while providing the services free of charge to consumers. These services include:
First time debt settlement
Repeat debt settlement (approx. every 6 months)
credit card offers geared towards rebuilding credit.
Geintar, Inc Proprietary & Confidential
Competitors There is no direct or indirect competition to this business model in the B to C market place. The closest competition would be in the B to B arena where companies such as Competitor1.comand Competitor2.com offer a custom branded virtual collector as an additional tool to current Debt Collectors software. Geintar, Inc Proprietary & Confidential
Go to Market Strategy Current Situation: News and information about debt, debt resolution and debt education are still making headlines from all types of media. Short Term Strategy: The next 3 months strategy will focus on taking advantage of this interest. We have secured a known Public Relations companies and Cutie Pie will be relaying our message from the standpoint of average consumers. Long Term Strategy: We will focus on additional internet marketing and advertising to increase the viral effect or our short term strategy. This will include direct email marketing to targeted groups as well as online advertising. This model was already proven by a static site talking about debt but not selling any products earlier this year. As capital is raised more traditional marketing approaches will be used. Geintar, Inc Proprietary & Confidential
Team Composition John - Founder - CEO brings a total of 15 years experience in the debt collection and debt settlement industries and was the owner of a “brick and mortar” debt settlement company managing in excess of $750,000,000 debt under management.
Nicholas - VP Business Development has 35 years of experience managing multi-million dollar businesses by relying on his strength to develop teams and to manage multiple projects in fast pace environments.
Ngu – CTO has defined and led major development for several startups and Fortune 500 companies. He founded and still manages a website development firm PapaInc (now know as Florox) in 2001, Don - VP Technology is an Information Technology and Information Security professional with over 16 years experience who provide support for organizations within the Defense, Technology, Legal and Financial Services industries Geintar, Inc Proprietary & Confidential
Potential Exit Strategies A strategic purchase by one of the major public or private:
similar businesses such as The General Finance Group
Online Marketplace & Payments
companies such as Ebay Inc Geintar, Inc Proprietary & Confidential
Milestones Reaching 350,000 unique visitors year 1 Sign up top 20% of debt collectors Write in more… Write in more… Write in more… Geintar, Inc Proprietary & Confidential
Financial Projections Disclaimer: Results are projections and are highly speculative. These figures were prepared for discussion purposes with experience investors only. The figures are not intended to imply or provide any guarantees of any kind. Geintar, Inc Proprietary & Confidential
Capital Request Financing Sought: $2.5 Million
Current Investors: Johnny: $500,000
Use of Funds: 20% Product Development 80% Marketing. Geintar, Inc Proprietary & Confidential