2009 03 24 At Ms Strategic Directions Final

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  • 2009 03 24 At Ms Strategic Directions Final

    1. 1. ATMs: strategic directions March 24th, 2009 José Angel Martínez Usero INREDIS Scientific Director This presentation is supported by
    2. 2. ATMs and transaction terminals <ul><li>ATMs are the most common device for interaction with banks </li></ul><ul><li>The number of available ATMs has risen greatly since 70’s </li></ul><ul><li>Progressive introduction on daily live , and familiarity in the society [eg. young people uses ATMs more intensely and broadly] </li></ul><ul><li>Beyond traditional banking actions, ATMs tend to offer a wider range of services [event ticketing, topping up the mobile, surfing the Internet, etc.] </li></ul><ul><li>Will ATMs converge to access points to services of e-government, tourism, leisure, etc.? </li></ul>
    3. 3. Mobile interaction and interoperability <ul><li>Accessibility through user mobile devices for interacting with other devices or services is an accessibility trend : </li></ul><ul><ul><li>Familiarity with the device </li></ul></ul><ul><ul><li>Mobility and autonomy </li></ul></ul><ul><ul><li>Several connectivity protocols </li></ul></ul><ul><ul><li>Computational capabilities </li></ul></ul><ul><ul><li>Wide range of pre-installed AT s </li></ul></ul><ul><li>Accesibility + Interoperability + Ubiquity </li></ul>
    4. 4. Assisstive technologies <ul><li>Some ATMs provide integrated assistive technologies , but: </li></ul><ul><ul><li>Lack of standardization </li></ul></ul><ul><ul><li>Proprietary and closed systems </li></ul></ul><ul><ul><li>High cost </li></ul></ul><ul><ul><li>There is no consensus across networks of banks </li></ul></ul><ul><ul><li>Different applications in different geographic areas (regions, countries) </li></ul></ul><ul><ul><li>Future: AEGIS project </li></ul></ul><ul><ul><li>The Promoting ubiquitous ATs is being researched </li></ul></ul><ul><li>International : “Raising the” floor initiative </li></ul><ul><ul><li>European : Abilitynet (UK) + INREDIS project (2M euro for basic research). </li></ul></ul><ul><ul><li>National initiatives : Barclays (UK + Spanish branch) + la Caixa (Spain) </li></ul></ul>
    5. 5. Priority technologies <ul><li>Technologies </li></ul><ul><ul><li>Communication: NFC and WIFI, using WIFI Protected Setup. Other contact technologies </li></ul></ul><ul><ul><li>Security: EAP-WSC and WPA2/AES (network level), HTTPS (client-server level). Other options. </li></ul></ul><ul><ul><li>Interfaces: Web technologies with WCAG and MWI best practices </li></ul></ul><ul><ul><li>Interoperability : interoperability architectures (URC-UCH), web services and other secure interoperability solutions. </li></ul></ul><ul><li>Detected market barriers </li></ul><ul><ul><li>ATMs do not include wireless communication technologies (NFC, WIFI and similar) </li></ul></ul><ul><ul><li>Mobile devices do not combine NFC and WIFI or other potential solutions with accessibility characteristics. [Working progress with Nokia] </li></ul></ul>
    6. 6. CONTACT ME! <ul><li>Jose Angel Martínez Usero </li></ul><ul><li>Scientific Director of INREDIS Project </li></ul><ul><li>Co-ordinator of Tecnosite’s Brussels Office </li></ul><ul><li>Academic Director of Master on Accessible Technologies </li></ul><ul><li>CONTACT ME! </li></ul><ul><li>[email_address] </li></ul><ul><li>[email_address] </li></ul><ul><li>FOLLOW ME! </li></ul><ul><li>http:// twitter.com / joseusero </li></ul>Led by This presentation is supported by

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